10 Unusual Ways to Keep You Save Money in 2020

If you are thinking of quitting your job soon, you're (hopefully) saving up about 6-8 months of expenses so you have some protection (also known as a runway) if it crashes business and burns the first months.

In order to save the biggest pile of cash you can before you leave your job, he wanted to put together a long list of extreme ways to save money ideas on how you can save even more.

1. Swap Out Your Cable Bill

The Cable is becoming more and cumbersome as time passes. With Triple Play packages and Internet packages only be around $ 50 + in many areas, many people are cutting the cable and using alternative methods to get to watch your favorite TV shows and movies.

Of course, you can join Hulu Plus or Netflix, but SlingTV offers live entertainment and sport that is one reason why many people cling to your cable subscription every month. Usually around $ 25 a month, which is very nice when you think about how much cable costs!

2. Get rid of the total television

The unusual savings strategies. Sell ​​TV. Go read a book, take a walk, exercise. Additional time is needed to build the hustle side anyway. When I was saving money to quit my job, I had no TV at all. It was all work, little play, and helped me to stay focused on the target.

I'm not saying you have to go to that extreme, but an hour spent building your business is approaching its target, while watching TV will potentially slowing.

3. Sit in The Dark (lights out)

A little joke here, but actually save money.

Turn off lights on leaving the room - his parents used to yell at you for him when he was little, and I'm sure now I understand why they did it.

4. Sign Dollar Shave Club ... And then cancel after 3 months

Women (and I'm sure) men's razors are expensive. About $ 20 for a pack of razor refills 8, which is like $ 2.50 per refill!

I may or may not be ashamed to admit it, but I signed up for the monthly package of Dollar Shave Club for a $ 6 Months recharge option. These shaving heads are quite large and get 4 in each box, so it is $ 1.50 per refill. I only use about 2 each month so it ended with a surplus and leave the club after a few months.

I still have razors backup in my bathroom and I will not spend money on razors more. They also have an option of $ 3 months, but the shaving heads were not as quality in my opinion - even though it would only be $ 0.75, the razor!

You can cancel at any time so it's really a no-brainer in my opinion 🙂 If exhausted, start your subscription again and cancel when you have another surplus.

5. Call your cable company for their most recent promotions

I've done this so often, and typically am ready to get the "new subscriber" even though I'm still a customer. Furthermore, the fun is - if you have recently moved, you Comcast considers a new client so you can probably get these special offers a bit easier, without having to negotiate.

6. Get a Text Every Time You Spend Money

SIt seems too difficult? Perhaps.

I put this so that every time you spend money if it was an automated payment or I was in the store with my card, I get a text that includes the balance on my credit card or bank current balance.

I use Ally Bank for my checking account and savings Wealthfront, and they certainly offer this feature. I know my credit cards Chase and Citibank also do.

Speaking of light. I guess it really makes every purchase I make. I've already cut a few monthly subscriptions because I hate to see money taken out each time.

7. Carefully Sign Up for Credit Cards That Offer Rewards

A lot of credit cards offer cashback or reward points once you spend a certain amount. If you are going to spend money, then it does not hurt to sign up for one and reap the benefits. But be honest with yourself, and we do not need to spend more than planned on just to get the "cash back" - which is like moving a step forward and two steps back. And that ways to save money on a tight budget.

I think the Chase Ultimate Rewards program offers the best rewards. But if you travel frequently, other cards might be more beneficial for you.

8. Automatically transfer money into your savings on payday

The other clever money tips, Set up automatic transfers so that each payday you're saving a few hundred dollars. If set automatically, you need to plan for it so no overdraft - but that can work in your favor.

Some jobs allow you to separate where your direct deposit will too. So 80% of your paycheck goes to your checking account, and 20% can go into your savings. That way, you're not even responsible to press the button "money transfers".

Working for yourself already? Set up an automatic transfer from your bank account balance.

9. Refinance their student loans

This can be a more creative way to save money, but refinance their student loans can reduce interest payments, and sometimes reduce their payments. But not to extend his loan period only for small payments - it most likely is losing money on that stage.

Some good places to refinance are SoFi and CommonBond, but you'll want to check others to make sure you are getting the best rate.

10. Create a Budget and Stick to It

Sticking to a budget can really open some space in your wallet to save money. When they do not cost excessive in certain categories, you have more to save to reach your business goals before full time.