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Manage your finances more effectively with 10MoneyTips to reach your financial goal.Luka Amigohttp://www.blogger.com/profile/12352413784482119725noreply@blogger.comBlogger56125tag:blogger.com,1999:blog-8957328852827167182.post-60397196384802008252020-04-23T05:19:00.002+07:002020-04-23T05:20:18.098+07:00How To Make Money Online From International Work at Home Jobs<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjGgJ4E2rr8Q9pewcB7asWjxOTS2fBytuU-s9CTYqL4G1oAluZ5pwMTPrAtVuc5a7LNudKBKwXaI-LqLgdYlV2cJ1KgAzc0D26FREtLuoz5hVhCCKtiXDwVr4HjrD3I4VIaTTlLQRgqO1bR/s1600/woman-working-with-laptop-on-her-lap-3290502.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="1067" data-original-width="1600" height="213" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjGgJ4E2rr8Q9pewcB7asWjxOTS2fBytuU-s9CTYqL4G1oAluZ5pwMTPrAtVuc5a7LNudKBKwXaI-LqLgdYlV2cJ1KgAzc0D26FREtLuoz5hVhCCKtiXDwVr4HjrD3I4VIaTTlLQRgqO1bR/s320/woman-working-with-laptop-on-her-lap-3290502.jpg" width="320" /></a>While most companies working in the home are based on the U.S, many do hire people from all parts of the world. It is easier for many companies that hire people from other countries with the right skills to do their jobs efficiently and at a very affordable price to hire only in the US .. can be hired on a project, part-time, or even full-time, depending on the type of project, their skills, and availability.<br />
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Payment of these international jobs also varies widely based on several factors, including the type, length, and complexity of each job.<br />
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Then this article will reduce international jobs that are available for people around the world, and companies or websites that hire more globally:<br />
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Table of Contents<span style="white-space: pre;"> </span></h2>
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<ol style="text-align: left;">
<li>International Online Writing Jobs</li>
<li>International Customer Service/Call Center Jobs</li>
<li>Online Surveys</li>
<li>Online Translation Jobs</li>
<li>Internet Research and Search Evaluation Jobs</li>
<li>Interpretation Jobs</li>
<li>Transcription Jobs</li>
<li>Virtual Assistant</li>
<li>Online Data Entry Jobs</li>
<li>Final Words</li>
</ol>
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International Online Writing Jobs</h3>
One of the best international work from home jobs or opportunities is to get paid to write online content. There are plenty of writing jobs available for people who have the knack for writing. Many websites, sites freelancing writing, and online publications allow writers from around the world to write content in literally any topic imaginable. If you have a good command of English and is knowledgeable in at least one subject, you are writing jobs that match your skill level.<br />
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Quick Note: Competition can be huge, especially if you are bidding on writing jobs that are posted on various freelancing sites. Here are some sites that allow writers of all or most countries around the world to sign up with them and make money:<br />
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<ul style="text-align: left;">
<li>Guru</li>
<li>Freelancer</li>
<li>PeoplePerHour</li>
<li>Scripted</li>
<li>LoveToKnow</li>
<li>iWriter</li>
<li>Zerys</li>
<li>Listverse</li>
<li>Woodfirm</li>
</ul>
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International Customer Service / Call Center Jobs</h3>
Numerous companies in the US and other countries employ the client in the agent's home service that often responds to calls from customers, helps customers place orders online or by phone, and provides information to customers is why they are looking to their accounts through their computers and/or mobile. You will need to have a phone dedicated, good teamwork, wireless high-speed internet, and good communication skills to succeed in positions of attention to the customer representative.<br />
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Companies offering jobs Customer Service and Call Center:<br />
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<ul style="text-align: left;">
<li>VIP Desk</li>
<li>CCI Call Center International</li>
<li>Working Solutions</li>
<li>TeleTech@home</li>
<li>Translation Services</li>
</ul>
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Online surveys</h3>
You do pay surveys online is an easy way to make money online. You do not need any special skills or training to complete surveys on your computer. All you need to do is sign up for as many legitimate survey sites or companies as you like and take as many surveys as possible to increase their profits. Today, a number of popular companies and legitimate survey accepting people from all or many countries around the world to participate in online surveys. survey companies that pay cash give cash to give their opinions, while other survey sites give points that can be redeemed for gift vouchers in cash for each survey you complete. Doing paid surveys is a fun and flexible way to earn money. through surveys borrows<br />
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International survey companies:<br />
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<ul style="text-align: left;">
<li>Swagbucks</li>
<li>Global Test Market </li>
<li>Toluna</li>
<li>CashCrate</li>
<li>Survey Savvy </li>
<li>Opinion Outpost</li>
<li>iPoll </li>
<li>Paid Viewpoint</li>
<li>Ipsos I-Say</li>
<li>MindSwarms</li>
</ul>
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Online jobs Translation</h3>
If on-demand to speak languages and have experience in technical writing, you could provide support using the bilingual skills of many companies and individuals who need translation services for various purposes. You can find works of translation via translation agencies or independent to start their own company. You can make a written or oral translation or both. oral translation service when service is over-the-phone translation is provided by translating the words of two individuals by phone, which do not share a common language.<br />
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Companies offering translation jobs:<br />
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<ul style="text-align: left;">
<li>SDL</li>
<li>WordExpress</li>
<li>1-800-Translate</li>
<li>Appen Butler Hill</li>
<li>WordLingo</li>
<li>Translatorsbase</li>
<li>PROZ</li>
</ul>
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Internet Research and Evaluation Search Jobs</h3>
If you are familiar with how search engines and search engine optimization (SEO) work, and you have good computer and research skills, then you can work as a Search Engine Evaluator. Their role is to test the relevance of search results shown on the top pages of search results based on a particular keyword. It will provide information on the search results, which means whether or not search results are accurate, complete, and free of spam.<br />
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You may be assigned to perform additional tasks based on the feedback you provide to Google. So, in a nutshell, you are required to test a search engine in order to find out if you are getting accurate search results with the most relevant results are displayed in the pages of search results in response to queries made by a user.<br />
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The following companies, among others, hire evaluators search engine:<br />
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<ul style="text-align: left;">
<li>Appen</li>
<li>Lionbridge</li>
<li>ZeroChaos</li>
<li>iSoftStone</li>
</ul>
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Interpretation jobs</h3>
As a performer, his main job would be to listen to your customer in a phone call with someone who speaks a foreign language is not understood by his client, and interpret what is said by both people and vice versa. If you have a mastery of one or more foreign languages or more a foreign language, you can even make a living as a performer working in the home. The pay scale would vary depending on your interpretation skills, languages you speak, the type of project, and the company/person you work for.<br />
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Companies offering the interpretation of international jobs:<br />
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<ul style="text-align: left;">
<li>Language Line</li>
<li>Clickworker</li>
<li>Lionbridge</li>
<li>Lingo</li>
</ul>
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Transcription Jobs</h3>
Ttranscriptionist becoming a home-based business is a great way to work from home, providing transcription services to multiple industries including medical, legal, industry, and entertainment. and more industries. transcription jobs are highly sought after due to countless businesses and individuals need to transcribe various types of audio files such as interviews, lectures, and speeches, etc., they can not do for themselves, so they outsource this work to Ttranscriptionists.<br />
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Companies/agencies offering Transcription Jobs:<br />
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<ul style="text-align: left;">
<li>AccuTran Global</li>
<li>Alice Darling</li>
<li>Abercap</li>
<li>Capital Typing</li>
<li>cTran</li>
<li>Scribie</li>
<li>e-Typist</li>
<li>Quick Tate–Read more</li>
</ul>
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Virtual Assistant</h3>
A Virtual Assistant (VA) is an independent worker who performs one or more specific secretarial tasks for their clients from their own home, no matter where it is, provided they have a computer and access to the Web. Virtual assistants are paid based on an hour or on a per-job and these. jobs virtual assistants are in demand for international work at home jobs. So if you have the right skills, you can earn extra money online as you work for one or several to several customers. Typically, a VA provides the following relevant help for any specific industry and based on their skills:<br />
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Event planning<br />
If you have fewer experts in any of the above areas, you can start searching for jobs. looking for a job. Today, customers outsource all kinds of tasks to AV. Therefore, if you have the writing skills or SEO, you can be hired as a writer or SEO expert. How much can you earn per hour or project will depend on your skillset, experience, type or/and/or series of tasks, and you are working for (the client)?<br />
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The following companies, among others, hire virtual assistants:<br />
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<ul style="text-align: left;">
<li>Belay Solutions</li>
<li>Virtual Gal Friday</li>
<li>Assistant Match</li>
<li>Fancy Hands</li>
<li>Virtual Staff Finder</li>
<li>VA Staffer</li>
<li>Contemporary VA</li>
<li>Worldwide101 </li>
</ul>
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<h3>
Online data entry jobs</h3>
You can make data entry jobs online from home to make some extra money. There are many job data entry legitimate online and you can do if you have a deep knowledge of basic computer skills, numbers, and good practical experience in working with MS Word and MS Excel.<br />
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Below are presented some of the best companies and websites that offer data entry jobs online:<br />
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<ul style="text-align: left;">
<li>Axion Data</li>
<li>Capital Typing</li>
<li>Virtual Bee</li>
<li>Upwork</li>
<li>Guru </li>
<li>People Per Hour</li>
<li>Freelancer</li>
</ul>
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Last words</h3>
Find international work from home jobs it has never been easier now. You need to know where to look for them to land their first or next international work at home. There are different options when it comes to<a href="https://www.dreamhomebasedwork.com/international-work-at-home-jobs/" rel="nofollow" target="_blank"> international work from home jobs</a>. Choose your option (s) that matches your skills and interests.</div>
Luka Amigohttp://www.blogger.com/profile/12352413784482119725noreply@blogger.com0tag:blogger.com,1999:blog-8957328852827167182.post-49694004118346076952020-04-23T03:56:00.000+07:002020-04-23T03:56:19.173+07:00How to Make an Extra $10,000/Month from Online Tutoring Jobs <div dir="ltr" style="text-align: left;" trbidi="on">
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Mentoring can be a big rush side for someone who has an area of expertise, likes children, and wants to make some extra money. It can be an excellent fit for someone who is already a master or is studying to be a teacher. Many teachers are also people who have retired and want to spend some of their free time to pass their knowledge to the next generation.<br />
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Online tutoring is making to become a tutor easier than ever. If you sign up with one of the online tutoring companies you can choose your own schedule and they will fill your time. We interviewed a man who earns $ 1,000 a month part-time tutoring. (See the interview below)<br />
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<a name='more'></a>How to become a tutor</h3>
Are you ready to become an online tutor and earn money from home? Note that most of the positions are part-time tutoring and payment structures vary. As an online tutor, it is possible to work with children from kindergarten through 12th grade and college students and even adults.<br />
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Many of the options will be in the evening or at night or early in the morning. This can be a good source of supplemental income for professionals or parents who stay at home. It can also be a great way to earn a few extra dollars if you are retired.<br />
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All you need to become a tutor is a computer, an Internet connection, and a quiet safe place where you can interact with students. As a tutor, you will work with students in a given subject like mathematics or chemistry.<br />
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Most of the jobs are tutoring one-on-one with a student, going over each area or subject in which they have problems or questions. However, some programs are tutoring online groups in which case that will help many students at the same time.<br />
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Here's more information on how to become an online tutor:<br />
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Become an online tutor</h3>
For many tutoring jobs, all you need is a four-year degree. However, some positions may require an academic background on a specific topic or an additional qualification. If you have the highest scores, you can get more customers and make more money.<br />
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For some jobs that may require interact through a network session either through Skype or similar programs, so having a web camera is a good idea. You may also need a headset with a microphone so you can chat with students.<br />
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Ready to start? Be sure to apply through various online tutoring companies. This way you have a better chance of getting a job. Before applying to be a tutor, see the requirements for you to ensure that it complies with all they need.<br />
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Consider working through various online tutoring services so you have a steady stream of work. Some may offer more regular concerts, while others may be seasonal. One of the main reasons why working with a company is jobs the ground quickly.<br />
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Becoming a tutor can be a very flexible concert because generally, you can choose how much or how little you work. While having something to say about what time you are willing to work, most tutoring concerts will be at night so make sure that time is desirable before signing up.<br />
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Wondering where to find jobs online tutoring? Here is a list of some good choices:<br />
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<b>Best Online Tutoring Jobs</b><br />
If you are looking for places to start searching for jobs online tutoring, here are some websites to begin your search:<br />
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<b>WyzAnt</b><br />
If you are new to tutoring or determined form, WyzAnt can help find students. This online marketplace connects students and parents with tutors for help. Creating an online profile is free.<br />
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You can include images, videos, review of the student, and to demonstrate their experience and qualifications. According to the site, new job opportunities every minute so you will have access to a large volume of potential students are listed.<br />
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<u>Here are some of the jobs can be found through WyzAnt:</u><br />
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a domain custom website gets to promote their services online. In addition, you can set the hours of work and lessons in managing a personal calendar through the site. Set their own price per hour and Preply get a cut of their profits.<br />
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You can choose your own hourly fee to set up your profile. WyzAnt allows you to program and lessons sync with your personal calendar. You can also get ratings and reviews from students for the functions of your student profile.<br />
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Other features include reporting and monitoring lessons and payment history. In addition, you have the option of providing their students with feedback useful lesson and see their improvement over time.<br />
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WyzAnt also handles all payments on your behalf, ensuring that they are paid for their time. You will have to report their time after each lesson completed. After the company collects the payment, the service fee will be deducted and issue your payment by direct deposit or check.<br />
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service rates range from 40 percent for 20 hours or less tutoring 20 percent for more than 400 hours of tutoring. The price scale means that the more tutor, the less you pay for each lesson.<br />
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<b>PReply</b><br />
Preply is an online marketplace that connects students and teachers in a variety of subjects. Tutors can create a profile that shows their experience and credentials. They can also apply for tenders published in Preply by students.<br />
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Here are some of the jobs can be found through Preply:<br />
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Creating a profile is free and takes only Preply money from their earnings. They charge 100 percent commission payment on your first lesson with each student and 18 to 33 percent commission on all subsequent lessons.<br />
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The more you do it through the Preply tutoring, the lower the commission rate. According to the site, most popular tutors earn up to $ 550 weekly. Your winnings depend on your hourly rate and how often you can offer your services.<br />
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Preply does not require you to be a certified teacher to offer their services. All you need is knowledge and passion in the area where you plan to offer services. However, teaching experience is recommended and increase your chances of attracting students.<br />
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The company handles all payments online. You will be paid once the student confirms the lesson. The money is held in portfolio Preply and may be withdrawn at any time via PayPal, Payoneer, or Moneybookers.<br />
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<b>Academy SchoolTutoring</b><br />
If you have more formal education qualifications, you may consider mentoring SchoolTutoring Academy. They hire highly qualified teachers in all subjects for private lessons.<br />
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Here they are some of the jobs can be found through SchoolTutoring Academy:<br />
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SchoolTutoring Academy is looking for passionate tutors teaching and helps students gain confidence in their academic abilities. To become a tutor, who will have to be a teacher and have a bachelor's degree.<br />
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Related:<br />
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Many educators have completed the master's program as well. They put a strong emphasis on the teaching skills of teachers and provide teacher training to help them continually assess and update.<br />
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Topics include tutoring in math, science, English, English as a Second Language (ESL), and language teaching. In addition, you can tutor students who are preparing for the PSAT, SAT, and ACT.<br />
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<b>An interview with a tutor Tutor.com</b><br />
This is an interview with Aaron Graham, a chemistry tutor, who has been teaching part-time Tutor.com for 1.5 years. For those looking to follow this side hustle, I have included information on how to start and three great places to find jobs online tutoring after the interview.<br />
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What led you to start working as an online tutor, and then work with Tutor.com? Do you work with other companies to provide online tutoring?<br />
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I had tutored students in person before, but Tutor.com is the first time I taught online. My goal was to find part-time work he could do from home. I was a graduate student when I found Tutor.com on the Internet and did a little research.<br />
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Although I was a little cautious at the start, after finding them to be legitimate, I was very eager to start the process.<br />
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They are the only company I tutor because I have to work full time now.<br />
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Where would someone new to this kind of job to look for opportunities to start?<br />
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The best resource is the Internet. There are a lot of new online tutoring companies to exit.<br />
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What skills are needed to begin work as a tutor? What qualities make you stand out as an online tutor successfully?<br />
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To become an online tutor, you must have a good understanding of the concepts in the subject you want a tutor. Having the ability to relate the topics of real-world examples and explain to students helps students understand how they can apply what they are learning.<br />
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Good communication skills and patience are essential, too. Sometimes it is very difficult to tutor someone online who may not have the basic foundation for the particular subject. As a tutor, you have to identify, adapt, and teach students so they can fully understand the concept.<br />
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<b>What hours do you expect to work?</b><br />
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In Tutor.com set your own schedule. You can schedule hours a week or twice in advance or at the last minute work.<br />
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<b>What are the pros and cons of the job?</b><br />
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The benefits of this work are certainly the flexibility of being able to set a schedule for yourself and collect overtime when you have free time. All you need is a computer and an Internet connection. If you have the experience, you can tutor on various subjects.<br />
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The disadvantages are that you have to sit at a computer all the time, especially on a nice day. Sometimes we do not always give the hours you want to program. Peak hours for tutoring are at night when students are doing homework. This is the best part-time job I could ever have.<br />
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Related:<br />
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<b>How much money you can expect to initially? How long now that you have experience?</b><br />
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Tutors are paid by the number of hours tutor. When I was tutoring more than 20 hours a week and had been with Tutor.com for several months, I was making about $ 1,000 a month. It was a good supplemental income.<br />
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Care.com has a great article about the average prices of the various tutoring services that can give you an idea of how much you can expect to make.<br />
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<b>What mistakes have been made along the path of becoming a successful tutor?</b><br />
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Sometimes it is difficult to convey the right information to students, especially when they feel frustrated. However, with experience, familiarize yourself with the questions of the students do, and that you can adapt and clarify erroneous concepts for a student with simple examples, in the real world.<br />
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<b>How has this work helped you in your own financial life?</b><br />
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Online tutoring has provided me with the income I have to do some things I like going to the movies or out to eat occasionally. My wife and I are saving to buy our first home tutoring online, which has helped us save money for our signal.<br />
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Related:<br />
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If you are looking for a way to earn some money and help more students understand a subject who is an expert on online tutoring and Tutor.com it is certainly an opportunity that we must analyze.<br />
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Editor Note: Neither money nor the PT Tutor.com was compensated for this interview. Tutor.com simply approached with a request to give me a tutor who could answer some of my basic questions about this increasingly popular part-time venture. I hope you've found it useful.<br />
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<h3 style="text-align: left;">
<b>The bottom line</b></h3>
If you are looking for a flexible concert that will make you a difference to a student, try tutoring. It is a rewarding concert where you get to help those who struggle with a particular master of the subject of the material. You can also set your own schedule and work only when you have availability.<br />
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There are several options for finding jobs online tutoring and first steps. To ensure that you have a steady stream of concerts, created with more than <a href="https://ptmoney.com/how-to-become-an-online-tutor/" rel="nofollow">one tutoring</a> company. Soon, you will have regular students who keep coming back for help coming, so it's easier to get consistent work.</div>
Luka Amigohttp://www.blogger.com/profile/12352413784482119725noreply@blogger.com1tag:blogger.com,1999:blog-8957328852827167182.post-40095826781210963082020-04-22T15:16:00.000+07:002020-04-22T15:23:32.101+07:00HOW TO MAKE MONEY WITH ONLINE COURSE<div dir="ltr" style="text-align: left;" trbidi="on">
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It's no secret that the online training market is great - and it becomes greater.<br />
<br />
The law firm of GM Insights studies learning valued at $ 165 billion in 2015. By 2023 it could exceed $ 240 billion. This is my complete guide to creating and selling an online course ... even if you do not have an idea for a still.<br />
<br />
It's long. It is long. Here's what I'll cover ...<br />
<br />
First, I'll cover how to find a sense of progress and make sure it is profitable (even if you are not an "expert" in anything). Then I'll help you create your course content (even if you are not a writer or have ever been in front of a camera).<br />
<br />
<br />
<a name='more'></a>Finally, I will show you a secret about how to promote and sell your course (even if you don't know about marketing or sales).<br />
<br />
<b>I break the process while 9 steps:</b><br />
<blockquote class="tr_bq">
<ul style="text-align: left;">
<li>Commit to Creating a course</li>
<li>Choose a profitable idea</li>
<li>Test your idea</li>
<li>Create a Lesson Plan</li>
<li>Create Course Content</li>
<li>Get your online course</li>
<li>Set a price for your course</li>
<li>Ask students for your course</li>
<li>Start your course</li>
</ul>
</blockquote>
<br />
I'll show you what to do at each stage. I also included additional resources for the different steps, like a course idea spreadsheet to step 2.<br />
<br />
So let's jump right in. The first step is simple ...<br />
<br />
<h3 style="text-align: left;">
STEP 1: Commit to the creation of a course</h3>
Want to create an online course?<br />
<br />
You already know the answer.<br />
<br />
Otherwise, you would not be reading this, right?<br />
<br />
Right.<br />
<br />
<b>So commit to it - today.</b><br />
<br />
Look…<br />
<br />
Online courses are here. And they are here to stay. $ 240 billion by 2023 ... The question is who takes all this money?<br />
<br />
A big chunk goes to the creators of the course.<br />
<br />
<b><u>But how can you really do with an online course?</u></b><br />
<br />
Take Graham Cochran, who teaches music production and pulls in up to $ 75K per month.<br />
<br />
Or Purna Duggirala that even back in 2014 made a million a year in fees. How? 'Or' What? Education Excel.<br />
<br />
And yes, I run a company of seven sales figures courses, too.<br />
<br />
<b><u>But it's not that big success stories. It is on the small victories too ...</u></b><br />
<br />
For example, you can easily create a course and earn an extra $ 500 or $ 1000 per month. What does this mean to you?<br />
<br />
But let's be realistic.<br />
<br />
It will take some work. Because there is no such thing as 100% of "passive" income. However, online courses are pretty nearby:<br />
<br />
You see, just create the class once ...<br />
<br />
... but you get paid again and again. With each student.<br />
<br />
Often, the courses sold are always the same for years. One of the training programs I created in 2014 and still sell today (after a revision in 2016).<br />
<br />
But…<br />
<br />
<b><u>"What if I have never done an online course before?"</u></b><br />
<br />
This was my first class ... The videos are of low quality. They were grainy. And I even apparently could not afford a haircut.<br />
<br />
But if…<br />
<br />
<b><u>"I'm not an expert! Who will buy my course? "</u></b><br />
<br />
Do not worry - you do not need to be an expert. Because as creative courses you have two options:<br />
<br />
<b>Option 1: Be the expert</b><br />
<br />
Yes, if you already have a skill or expertise, you can be "expert" and share that knowledge.<br />
<br />
Let's say you are a certified massage therapist. Or you have an MBA in real estate. Or you're the Rock, Paper, Scissors world champion.<br />
<br />
In this case, you - teach what you already know.<br />
<br />
But there is another option ...<br />
<br />
<b>Option 2: Be the curious novice</b><br />
<br />
You can also become a "curious beginner" and teach while learning. Here's what I mean ...<br />
<br />
Choose a topic that interests you. Spend a weekend or two and read the first 3-selling books on the subject.<br />
<br />
And BOOM. You are now enough of an expert. This means you will know more than 99% of people who will buy your course.<br />
<br />
<b>Do not think that's possible?</b><br />
<br />
Joseph helps novelists write their Scrivener novel. And it is about $ 20 000 to $ 30,000 a month to do.<br />
<br />
Let me rephrase. It's almost $ 1000 a day by showing how to use application novelists to write.<br />
<br />
I know. Ridiculous.<br />
<br />
Good…<br />
<br />
When he decided to create an online course on Scrivener, he said:<br />
<br />
<b>I'm just using it casually. I was certainly not an expert. I've never written a book or anything.</b><br />
<br />
And it continued ...<br />
<br />
<b>I bought all the books on Scrivener and studied everything I could find on it. I would study a particular feature, and then record a tutorial about it. Short 3-5 minute chunks especially so it was easier for me to create, but it turned out to be one of the most popular features.</b><br />
<br />
Long story short, set its course for learning a feature, filming a video on the subject. Then he learned another feature and filmed another video to respect.<br />
<br />
He learned that he created, and he became a great success. And that's why I love the story of Michael:<br />
<br />
To create an online course on something - anything - and feel like "I know nothing of what I could teach"<br />
<br />
It only takes 5 letters ...<br />
<br />
<h3 style="text-align: left;">
TO LEARN</h3>
And as you learn to document the process. This way you can create a course on almost anything you're interested in.<br />
<br />
This can be an advantage for your course. Why? Because the teacher who knows most is not always the best teacher ...<br />
<br />
"Experts experts" are often victims of the curse of knowledge:<br />
<br />
They skip important information because it is too obvious to them. And what happens? The student is left behind.<br />
<br />
That's why a teacher who is just one step ahead of his students can sometimes create a more valuable course.<br />
<br />
Needless to say, that I should always be honest about your experience and credentials.<br />
<br />
But the truth is:<br />
<br />
It is not necessary to be an expert in the world more important to teach a course.<br />
<br />
Now…<br />
<br />
People are literally creating courses on every conceivable topic:<br />
<br />
<ul style="text-align: left;">
<li>Dated</li>
<li>Becoming an owner</li>
<li>How to fly a drone</li>
<li>Watercolor Painting</li>
<li>training spiritual life</li>
<li>Drafting</li>
<li>dog training</li>
<li>And more…</li>
</ul>
<h3 style="text-align: left;">
The question is: What did you teach?</h3>
<br />
Perhaps it is already clear in his mind. Or maybe you're still looking for an idea.<br />
<br />
So let's move on to the next crucial step:<br />
<br />
Be sure to choose an ideal assumption that ...<br />
<br />
<ul style="text-align: left;">
<li>You're about passion</li>
<li>You can make money teach</li>
</ul>
<br />
<br />
<h3 style="text-align: left;">
STEP 2: Choose a cost-effective idea</h3>
Let's get specific:<br />
<br />
You can create a course of something you already know. Or you can create a course is learning something.<br />
<br />
But how to choose a specific idea? And how to make your idea is profitable? You do not want to spend time creating a course and then find out later that nobody wants to buy ...<br />
<br />
<b>In fact, this is the biggest mistake that new creators of the course do.</b><br />
<br />
They create a course but do students really want to learn about the specific topic they chose. It's no wonder they struggle to attract students!<br />
<br />
But I have everything covered ...<br />
<br />
The first lesson about choosing a profitable idea is as follows:<br />
<br />
<b>If someone has already created the course you want to create, that's good news!</b><br />
<br />
I know it's counterintuitive but bear with me ...<br />
<br />
When it comes to an online course concept that has never been done before, that means one thing: there is probably no one interested in buying it.<br />
<br />
Seriously.<br />
<br />
You might think, "but the people who buy do need what I sell," and maybe they do it. However, the Internet is so great that if people need, and are willing to buy, there will be someone else to sell it.<br />
<br />
As a matter of fact: if it comes with an idea for an online course, and you can not find someone selling a similar course to what you want from an offer, I would find a new direction.<br />
<br />
Of course, there are specific strategies to figure out what to create an online course...<br />
<br />
... and I will share more than those who are following you. For now, I want you to know this: If there is competition, that's a good thing.<br />
<br />
With that said…<br />
<br />
<b>I have 3 strategies to help you find profitable ideas of the course:</b><br />
<br />
<ol style="text-align: left;">
<li>Make an inventory of the things that people already ask questions about or want your advice on.</li>
<li>If you are a freelancer or are already running a service business: Take an inventory of things that your clients struggle with the most and ask questions about all the time. Find the pain - and eliminate it. This means going into the real world and finding the problems that people have. Then you can create an online course that solves these problems.</li>
<li>Number 3 is my favorite strategy because it gets to the essence of why people buy online courses ...</li>
</ol>
<br />
The short answer is:<br />
<br />
<b>People buy the courses because they have a problem - and want to solve it.</b><br />
<br />
Maybe they want to learn how to use complex software. They may not fit into your favorite jeans and want to lose weight. Maybe they are stressed and overwhelmed and want to take control of your schedule.<br />
<br />
Whatever the case: people buy courses online because they have problems in their life's journey and they want to solve them.<br />
<br />
I know this may sound like I'm oversimplifying, but it's that simple. Think of the problems of friends, colleagues and family members come to you ... listen.<br />
<br />
And then see if you can create a repeatable course that helps people solve problems like that.<br />
<br />
Sometimes it is an acute problem that people need to solve immediately. For example: How do you train for your puppy (I could have used that one ...). Other times it is a persistent problem. For example: How to have more confidence.<br />
<br />
You can create a profitable course for both types of problems. But I can say from my experience is: The more specific problem to be solved, the easier it is to sell its course.<br />
<br />
If you are at the point where you are choosing an idea, I have a worksheet useful to you to guide you through the steps. It is a simple technique I use for my own courses to find and eliminate pain.<br />
<br />
Therefore, make sure you grab the worksheet. It only takes 15 min. to complete. And you walk with a specific procedure, the course cost-effective idea.<br />
<br />
<a href="https://s3.amazonaws.com/7figurecourses/findaprofitableidea.pdf">Idea download the Course Worksheet</a><br />
<br />
Now…<br />
<br />
What follows once you have an idea?<br />
<br />
<h3 style="text-align: left;">
STEP 3: Testing Your Idea</h3>
To test whether your idea has a potential course it is important not just to ask your friends and family ...<br />
<br />
The good news is:<br />
<br />
If the strategy and the worksheet that you just shared, there is probably a market for your course is used. But still ...<br />
<br />
<b>Before spending a lot of time creating a course, let's make sure that we are building something that people will want to buy.</b><br />
<br />
So how you test your idea?<br />
<br />
There are 2 good ways ...<br />
<br />
<b>Test strategy # 1: Creating a free, mini-golf email</b><br />
<br />
This is what I mean: Instead of creating videos, worksheets, and additional resources, simply create a mini-course, and deliver it via email.<br />
<br />
You do not need a website for the course. No software or fancy design. Only deliver your course in e-mail format.<br />
<br />
The best part? If you do this, you do not only validate your idea, you are also building an email list of prospective students for a paid course at the same time.<br />
<br />
For more information about creating a mini-course email, I wrote a case study of one of my students, Guillermo, who did this with great success.<br />
<br />
You can take a step further, too:<br />
<br />
<b>Test strategy # 2: Pre-Sell your course</b><br />
<br />
What if your course could be sold before you finished making it?<br />
<br />
Well, you can ...<br />
<br />
Or you can create a sales page and ask people to "apply to buy" ...<br />
<br />
... or you can put a "coming soon" page that explains what the course. Send it to your audience or run some ads to your sales page and see if you can sell.<br />
<br />
You can set a start date in the future and actually sell it. Or you can create a dummy "buy now" and simply track how many users click on it (not perfect, but it will give you an idea of whether your idea has the potential to be a great success).<br />
<br />
Both strategies - creating a mini-golf or email presale of course - are easy ways to test your idea.<br />
<br />
Once you have tested your idea, the question is:<br />
<br />
How can you create a course that students LOVE?<br />
<br />
To create a murderer course, the following steps are crucial ...<br />
<br />
<h3 style="text-align: left;">
STEP 4: Create an outline of the course</h3>
It's hard to create a course of several weeks when you're doing this for the first time. There is a lot of content to create ... and you want your content is top-notch!<br />
<br />
That's why the key to creating the content of the course is surprising to start with a clear outline.<br />
<br />
And if you are creating an email-free or paid during their first course, this is what is absolutely necessary to remember:<br />
<br />
<b>START SMALL.</b><br />
<br />
Look…<br />
<br />
When people create online courses, they think they need to create a little bit, deep online course that covers everything you know ...<br />
<br />
... but that's a mistake.<br />
<br />
Do not do that. It's a waste of time. Especially if you are just the beginning.<br />
<br />
My first online course was 3 small videos and a worksheet. And yet, all helped kick start my business.<br />
<br />
Just 3 short videos and some worksheets.<br />
<br />
Seriously.<br />
<br />
<b>That said, how do you decide what will be covered in each of your course lessons?</b><br />
<br />
Well, that's why they need a scheme. Think of it as their curriculum. And this is what I suggest you do:<br />
<br />
First, look at the problem solves its course.<br />
<br />
So ask yourself this:<br />
<br />
<blockquote class="tr_bq">
What are all the steps that people need to take to achieve this goal?</blockquote>
<br />
And this is how the course is broken down into individual classes. For example…<br />
<br />
Take a look at what the dating coach Francesca Hogi (Zippy courses using the software that makes creating and selling online courses child's play) is doing.<br />
<br />
Francesca has a mini-course flirtation. It is only five classes (remember: keep it small!). She breaks the topic down into logical classes, bite-sized.<br />
<br />
First, fear is approached flirting. Then we talk about how to get someone's attention, then how to talk to them, and so on.<br />
<br />
<b>Notice how each lesson the student brings a step closer to the ultimate goal of the course?</b><br />
<br />
That's exactly what you should do in your scheme.<br />
<br />
After breaking its course in a lesson in this way, you can do the same for each individual class.<br />
<br />
<b>Finally, one more thing important to delineate the course:</b><br />
<br />
Not pack too much content in each lesson. Seriously.<br />
<br />
For short courses, lessons can last 5 to 10 minutes. Certainly not create lessons that are more than 20 minutes. Otherwise, students are often disconnected, even if delivery is great.<br />
<br />
The good news is that now that the purpose of each lesson is known, creating the actual content becomes very simple.<br />
<br />
Therefore, we will see the creation of content in detail in the next step.<br />
<br />
<h3 style="text-align: left;">
Step 5: Create the content of the course</h3>
Most of the online courses taught are packaged in video format. Also, I always include leaves, which help students to practice what they have learned.<br />
<br />
So how do you create this content?<br />
<br />
Well, first I want it is to know the following:<br />
<br />
<b>His first online course will not be so great, and that's fine.</b><br />
<br />
This is why ...<br />
<br />
When you want to create - and sell - online courses, you can look at other people who do and think, "Wow, your design is great, and so are their videos. I never could do that! "<br />
<br />
But here's the problem:<br />
<br />
You're comparing yourself to where we are now. And that's a mistake. It is necessary to compare where you are now to where we were at the beginning.<br />
<br />
Poor lighting. Bad handwriting. the horrible hair ...<br />
<br />
But those 3 videos went on to generate six-figure incomes. Why? Because, while the videos were of low quality, the content was great.<br />
<br />
Now you might think, "Well, you're different!"<br />
<br />
But I promise I'm not.<br />
<br />
I recently interviewed another of my clients' Zippy courses, and he said. "It all starts with a blackboard in a chair"<br />
<br />
Why?<br />
<br />
He is an accountant and teaches business owners how to understand your numbers. In her video, which was what he did. Although it was just a silly white board resting on a chair, the content was valuable and helped kick start your business online course.<br />
<br />
So the lesson is:<br />
<b>Do not become obsessed with the quality of production. Instead, focus on teaching valuable content - giving incredibly practical, step-by-step - and I will ensure your students will love its course.</b><br />
<br />
This also means that the format of your course does not matter; it could be text, audio or video.<br />
<br />
That said, the most popular format for students is a video:<br />
<br />
You can record videos, either directly to the camera. Or you can record a video of the screen as you go through the slides in a presentation.<br />
<br />
And you do not need to hire a high-end camera to shoot or edit your video lessons ... You can use your phone, and there are many tools and software available and easy to use.<br />
<br />
For screen recordings, you can try Camtasia. Or, if you use a Mac, you can even use the Quicktime software for free.<br />
<br />
Let me show you how. It's very simple. Here are the steps to make a screen recording of QuickTime:<br />
<br />
<ol style="text-align: left;">
<li>Open Quicktime Player:</li>
<li>Select the "New Screen Recording" (from the "File" menu):</li>
<li>Choose your microphone:</li>
<li>Click the record button and click to start recording:</li>
<li>Click to stop recording:</li>
<li>Save the video:</li>
</ol>
<br />
Boom. You now know how to make their videos.<br />
<br />
<b>Let talk briefly about worksheets:</b><br />
<br />
Worksheets must be PDF files, making it easy for people to download and print.<br />
<br />
Simply create your document in Word or Pages. Then save it as a PDF file and you're done.<br />
<br />
You can make your work leaves fillable. I do all my courses. But you do not have to.<br />
<br />
When you have your content ... The next step is to get your online course!<br />
<br />
<h3 style="text-align: left;">
STEP 6: Get your online course</h3>
Idea? Check!<br />
<br />
Content? Check!<br />
<br />
Time to get your online course, so you can start selling it!<br />
<br />
The good news is:<br />
<br />
What it used to be a real pain to get a running course. You had to upload their videos in one place. Create a membership site. And then he had to coordinate everything with your email service, too. Phew. It was a disaster…<br />
<br />
But not anymore!<br />
<br />
<b>Today you need not be a technical genius for running its course:</b><br />
<br />
Zippy courses make creating - and sell - your course a cinch!<br />
<br />
After all, I built this software because I was frustrated with the other solutions was available. Needless to say, my own courses run on Zippy, and I am proud of the product we've built.<br />
<br />
With Zippy, you can quickly and easily create your course page, protect its contents, sell your course, and manage their students.<br />
<br />
I will not list all the features here. But you can read about some of the cool tools built to help make more sales course here:<br />
<br />
5 Surprising ways to quickly increase online sales of golf<br />
<br />
Or you can give yourself an opportunity Courses Zippy 😉<br />
<br />
That said, you might wonder:<br />
<br />
<b>"Why should I make my own site?"</b><br />
<br />
Instead of using a platform course, like Udemy or one of many others.<br />
<br />
The answer?<br />
<br />
This is to control.<br />
<br />
With its own site, of course, you have full control over its course. price, design, students, a website dedicated (or a subdomain of your main website, as "course.yoursite.com") including, and so on ...<br />
<br />
<b>Personally, I just do not like to be them at the mercy of one company when it comes to my business.</b><br />
<br />
Furthermore, I do not like sharing my income ...<br />
<br />
(Unless handpicked partners.)<br />
<br />
Which brings us to the final stage of building a successful business online course:<br />
<br />
Sale and promotion of its course.<br />
<br />
The first decision is: How much will you be charged?<br />
<br />
<h3 style="text-align: left;">
STEP 7: Set the price of your course</h3>
For many new course creators, this is a difficult decision. But when discussing prices, you need to realize:<br />
<br />
People like to buy courses - even when they get the same information for free.<br />
<br />
It's counterintuitive, I know.<br />
<br />
But while people "could" find what it plans to sell elsewhere.<br />
<br />
... we still have to find.<br />
<br />
You should also find out what information is legit ... and what information is garbage? And find the difference can be a full-time job, even the most intelligent people.<br />
<br />
The alternative is often much easier: find someone who creates a course and they buy.<br />
<br />
That's what I do. And what else does too? That's why the industry of the online course is exploding right now.<br />
<br />
Time is one of the most valuable things you can never get back. Why waste time "figure out" what is good or not when you can buy a course.<br />
<br />
In addition, paid courses also offer free information on things that simply can not:<br />
<br />
A proven structure that leads to results<br />
student support dedicated<br />
Personal responsibility<br />
A community of like-minded students (this is huge)<br />
<br />
And much more. If you have ever joined a high-quality course, you've probably experienced this yourself. So not charge less when you sell your own course.<br />
<br />
To help you set a price, I suggest you use a very simple rule price. I call it the "approach similar result."<br />
<br />
Is that how it works:<br />
<br />
Think of the ideal result to go through its course. And then ask yourself, "What would someone have to pay to get the same results with a different method?" This can be likened to other courses, software, hiring someone to do it, or hiring a coach.<br />
<br />
You should also consider the "cost of doing nothing" for their students. Let's say someone helps clean up your diet, lose weight and live a healthier life both. What is really worth? Much more than if you think of your course as a collection of videos and PDF files ...<br />
<br />
That said, do not obsess over-optimization of the price. Initially, simply place it in the right price range.<br />
<br />
Do they want more tips on the prices of their courses?<br />
<br />
Here are some tactics more advanced fixing prices:<br />
<br />
Why discount is for dummies<br />
How to price silly mistake people make<br />
Converts the best: $ 100, $ 99 or $ 97?<br />
Price? Check<br />
<br />
Now you can go to ...<br />
<br />
<h3 style="text-align: left;">
STEP 8: Get students for course</h3>
Remember, you do not want to build a field and then go looking for students ...<br />
<br />
You should know that their students are - and have an idea where you will find - before spending a lot of time building a huge course. That is why in steps 2 and 3 help you choose a profitable idea and try it first.<br />
<br />
However, getting students from his course is an ongoing process. And as your audience grows, so does your business of course.<br />
<br />
Let's talk about how to do so.<br />
<br />
The best way to get students, of course, is to get signed up for your email list first. Why? Because email is still the easiest way to make online sales.<br />
<br />
The good news is that you do not need a hearing to make good money with an online course ...<br />
<br />
Let's say your goal is to make $ 10,000. If you are selling $ 100, of course, you will have to pitch around 3,300 people (assuming an average conversion rate of 3%).<br />
<br />
<b>Where will you find 3,000 people?</b><br />
<br />
If that sounds like a lot, I promise you, it's much easier than you think. And of course, you do not need 3,000 people. Get your first 100 subscribers. Then your first 500, 1000, and you're on the right track.<br />
<br />
And if you already have a mailing list ... Great! Even if only a few hundred people - Heck, if only a few dozen people - it's a great start.<br />
<br />
To build your email list can use my strategy to promote the proven ready to reach 5,000 subscribers. Way more than 100,000 people have downloaded this eBook and started his email list with it. I grab him, do this:<br />
<br />
Free eBook: How to 5,000 subscribers<br />
<br />
Once you have a list of 1,000 people or so, you are ready to launch its course. And that is the final step!<br />
<br />
<h3 style="text-align: left;">
STEP 9: Launch your course</h3>
You have a course. You are building your audience. Time to sell!<br />
<br />
Now…<br />
<br />
Maybe it sounds "sales" as a bad word to you. Or simply have no experience selling anything, so I do not know where to start ... But do not worry. I will share a simple formula throwing 3 steps with you here.<br />
<br />
First, you may be wondering:<br />
<br />
<b>"Do I have to sell as 'Evergreen' or my registration is open and closed?"</b><br />
<br />
Personally, I prefer registration opening and closing, because most of my sales come from my email list. But both options are viable. I'll explain ...<br />
<br />
<b>Does your course to solve the problem of "acute"?</b><br />
<br />
If people want and need an immediate solution, it is often better to sell and evergreen. For example, a course on "How to use macros in Excel."<br />
People who may need a solution now, so if you do wait, you may lose a lot of students.<br />
<br />
<b>Or it is that your address been a "persistent" problem?</b><br />
<br />
For courses that address large, persistent problems - things that people have been thinking for months or years - launches are great because you can build anticipation. Something like "How to become a morning person" falls into this category.<br />
<br />
Makes sense? Cold.<br />
<br />
Now, no matter what you sell its course, here it is ...<br />
<br />
<b>3-Step Formula Golf Pitch:</b><br />
<br />
This simple formula leads people through three distinct phases of the sales process:<br />
<br />
The problem, desire, and solution.<br />
<ul style="text-align: left;">
<li>Describes the problem:</li>
</ul>
Remember, your resolve, of course, pain or problem. Therefore, in the absence of its implementation, it is necessary to remind people of the pain they are facing right now.<br />
<br />
Sounds negative, I know. But you have to show potential customers that you understand their problems and their struggles. In describing his pain in detail, which helps you connect with potential buyers.<br />
<ul style="text-align: left;">
<li>Create desire:</li>
</ul>
Now it is the time to create the desire, showing the contrast between the world as it is (step 1) and the world as it could be. And that's what must be described in this way: describe the pleasure!<br />
<br />
You do not have to mention its course yet. You can use phrases like "Imagine if ..." or "Image of a world where ..." and then talk about the outcome of their course delivery.<br />
<ul style="text-align: left;">
<li>The tone of your solution:</li>
</ul>
Your potential customers are aware of the problem and want to find a solution. So now is the time to prove that you can help. Tell them about your course, what is covered and how it will help.<br />
<br />
It's even better if you can show people how it is going to help. For example, you could share a key idea of the course. Or share a case study of a client or student.<br />
<br />
<br />
The important point here is to create a contrast between before and after the first. Then enter your course as the solution that will get you from pain to pleasure.<br />
<br />
When you look at the sales this way, it is not so crazy, right?<br />
<br />
Now…<br />
<br />
I know, we've covered a lot of ground. So you may want to bookmark this page.<br />
<br />
Is that how it works…<br />
<br />
My final advice is:<br />
<br />
<b>Learning from beneficiaries who have already done what you want to do</b><br />
<br />
I know that seems self-service at this time, but it's important: you could try to solve everything on your own. And you can end up wasting a lot of time (and money) does.<br />
<br />
OR…<br />
<br />
You can simply convert someone who already did and direct access to their success following their advice.<br />
<br />
source ; https://socialtriggers.com/online-courses-create-and-sell</div>
Luka Amigohttp://www.blogger.com/profile/12352413784482119725noreply@blogger.com0tag:blogger.com,1999:blog-8957328852827167182.post-47052185313093365872020-04-22T05:19:00.000+07:002020-04-22T05:19:36.499+07:00How to Make Money Online As A Freelance Writer Or Virtual Assistant<div dir="ltr" style="text-align: left;" trbidi="on">
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<br />
I have a very informative interview to share with you today that will show you how to make money online as a freelance writer or virtual assistant.<br />
<br />
On the last side, I interviewed Caitlin about how being a freelance corrector was quite popular. Because of this, I knew I had to interview another friend of mine on other successful online business that many of you have expressed interest in also.<br />
<br />
Today, I want to introduce you to my friend Gina. She is a professional writer and virtual assistant. In six months, Gina was able to make more than $ 4,000 per month as a writer.<br />
<br />
In our interview, she shows how this can be a possible career choice or side hustle for you too. If you are looking for a new job or even just a side job, this might be something you can try.<br />
<br />
See the interview below for more information on how to become a freelance writer or a good virtual assistant.<br />
<br />
<br />
<a name='more'></a>PS She also has a free writing course as well as a free virtual assistant course if you want to try them for free.<br />
<br />
<h3 style="text-align: left;">
Please give us a little history itself and how he became a freelance writer and virtual assistant.</h3>
Hello, my name is Gina Horkey and I am a married mother of two young children millennium, currently two-four ages. My lovely husband has the patience of a saint and stays home with them in the newspaper.<br />
<br />
He quit his job three years ago happening that priced out of childcare for two children under two years (which is crazy expensive!). As it always had wanted to become a SAHD, we did a lot of budget cuts and made it happen!<br />
<br />
My previous career was as a financial advisor and support person great practice of financial planning. I liked my clients, colleagues and some of my work, but it was not "I wanted to be when he grew up." Since it was only 30 (however, had already been working in the business since age 21), I could not think of another 30 years doing something that really was not passionate.<br />
<br />
So I started writing hustle independent side while working full time and raising two young children (who was actually under one at the time). Writing and learn more about online businesses in general, led me to approach my first client virtual assistance and asking him to hire me. The semi-predictable income really attracted me, especially when I was preparing to leave my job and I was the only breadwinner.<br />
<br />
With a lot of motivation, dedication, and fear busting, I could build my new business independent enough to put in my notice and go full time in late 2014. I looked back since!<br />
<br />
<br />
<h3 style="text-align: left;">
<br />Can you explain what exactly is a freelance writer who writes for, etc.?</h3>
A freelance writer is just a freelance writer who sells his services to individuals, businesses or both. means that instead of having an employer who has many clients you work at a given time to work independently.<br />
<br />
No one is feeding work, so it is your responsibility to get out there and concert writing code. I started writing primarily for online publications - such as blogs, case studies, and a copy of the website (and this is still largely the case). You could also write for print publications, textbooks, etc.<br />
<br />
Note to the margin: Gina has a large freelance writing course I recommend you take. That you can find here. His courses are very affordable and have heard great things about them.<br />
<br />
<br />
<br />
<h3 style="text-align: left;">
What exactly does a virtual assistant? Who are your customers?</h3>
As a virtual assistant, I like myself market as the first line of a webpreneur business (business owner online).<br />
<br />
VA tasks can vary greatly, but much of the time it decomposes to do the tasks the entrepreneur or small business owner does not like or have time to do so. email management is great for both of my customers - they simply do not have the time or desire to keep up with all the inquiries or requests from customers.<br />
<br />
Other AVs can focus on managing social media, formatting, and editing blog posts, scheduling appointments or traveling. Basically, you can get paid for doing anything else that needs to be done in someone's business, but it has to be done for them.<br />
<br />
I found the online business owners (webpreneurs) to be a great niche, since "is" working virtually. But there is nothing to say that could not contract with a local brick and mortar and work outside their home, rather than in his office.<br />
<br />
The big advantage for the customer is that you are not an employee. They do not have to offer benefits, vacation or sick time or employment taxes paid. All that is your responsibility.<br />
<br />
Note to the margin: Gina has a great virtual assistant course I recommend you take. That you can find here.<br />
<br />
<br />
<br />
<h3 style="text-align: left;">
How can a novice freelance writer or virtual assistant expect to make? How can a person expect to make about a year after they begin?</h3>
Oooh, rate questions are always so interesting. I'll start with the "it depends" answer and then share a bit of my experience.<br />
<br />
They do not rely on your experience and qualifications. I had a lot of experience in the financial services industry, as a writer is a lucrative field. This helped me to charge higher rates (think $ .30 / word) - The challenge is to find customers willing to pay such fees.<br />
<br />
From what I've seen, most writers start making less than $ .10 / word or less than $ 50 per message. But as their experience grows and marketing skills, are charging hundreds of dollars per item.<br />
<br />
As VA, many start out per hour. Cité my first client VA $ 34 / hr and he did not flinch. I now charge either a weekly or monthly retainer, but do not track or turn into hours. According to research there, the average rate for a VA North America is $ 35-50 / hr.<br />
<br />
Again, from what I've seen is probably more like $ 15-50 / hr. It's all about knowing your strengths though and how you can implement in the affairs of another person to help them grow and achieve a positive ROI (return on investment).<br />
<br />
Here's a great example of ROI and how to position itself as an investment, not an expense:<br />
<br />
Let's say an employer can bill their time at $ 100 / hr and pay a VA $ 25 / hr to take some tasks off your plate. If the VA saves its own business 10 hours per week which can then, in turn, bills the higher rates, which is $ 3,000 per month in your pocket (or back in time with his family).<br />
<br />
<h3 style="text-align: left;">
What do you like freelance writing, virtual assistance?</h3>
I like to work independently, in general, because I have no control over my schedule, my time and get to choose whom I work with. I never have met many interesting people, as I have done since becoming a webpreneur myself.<br />
<br />
Writing is a great way for me to express myself. It's almost like a word puzzle in which I have to find an attractive introduction, informative and actionable acute organ and a conclusion that brings it all together.<br />
<br />
VA work is great because I do not have to write all the time - I do not think I would be happy writing for 40 hours a week. Speaking of exhaustion or blockage of the writer! Instead, I can do a certain set of tasks that are not associated with my business and not have to be a bit creative. I also like predictability in wages, which do not come with side writing as much.<br />
<br />
Finally, VA rocks work because I learned a lot of entrepreneurs with whom I work. I learned a lot about sales funnels, strong writing copy and using new tools as well. Whether to charge learn, which is the best way there!<br />
<br />
<h3 style="text-align: left;">
What if you are not sure if any are a good choice?</h3>
I say try it anyway. If you never try, you don't know.<br />
<br />
And if you're afraid, that's a double reason to start and find out if it's for you or not. I have always subscribed to the idea that if he was going to try something new, I'm either going to succeed or fail hard. There is no in-between.<br />
<br />
<h3 style="text-align: left;">
How much start these side rush and the amount on a monthly basis to keep it?</h3>
You could start literally free. I spent ~ $ 200 to launch my business and then nothing else happened until I was making money (which I was able to do in the next month). I spent that money in my URL and housing, a job board membership and a Yahoo! Style guide.<br />
<br />
As my business has grown and changed, I have seen my expenses do the same. But I've always used my earnings to reinvest in her business.<br />
<br />
As long as you have a computer and access to a strong Internet connection, which is fairly well established. That's part of the beauty of working online.<br />
<br />
<h3 style="text-align: left;">
Make money online as a freelance writer or virtual AssistantWhat do you like about being able to make money writing independently and virtually attend?</h3>
Again, it comes down to freedom of choice. After getting a taste of it, I realized that I really am also passionate about online business.<br />
<br />
I was able to build my own business and make my own decisions. That is to say. If I am interested in launching a Mastermind paid by Mamapreneurs, I can. I have to get permission from anyone.<br />
<br />
Best of all, however, we are finally taking advantage of this flexible schedule thing and bearing from Minnesota to southern Texas for a month this winter. I would never have been able to do that if I was employed!<br />
<br />
It will not be a month of vacation to say, but I can take my work with me and get a tan at the same time (hopefully!). Our two young children will not be locked in the house (which is 0 degrees outside as I write this) and we enjoy being together and seeing new places.<br />
<br />
<br />
<h3 style="text-align: left;">
Finally, is there any other advice you would give to someone who wants to try any of these side rushes?</h3>
I'm kind of a broken record with this, but only. GET. STARTED!<br />
<br />
Do not wait until you're ready (you will never be!). Do not read everything on the Internet to learn as much as you can before getting out there and trying to find work.<br />
<br />
As Nike would like to say, "Just do it!" Find out and learn to do - believe me, education is the best ever!!<br />
<br />
<h3 style="text-align: left;">
What a person can learn from their course? Can you tell us about some of the people who have successfully taken their course?</h3>
Both 30 days or less independent success writing and 30 days or less successful Virtual Assistants are designed to help you get started, take action and implement a new independent business within a month or less.<br />
<br />
I completely had new writers and AV pass through the two and launch successful businesses. I also had seasoned writers and Vas go through the material and take your business to the next level.<br />
<br />
<b>These are some of the specific things that are covered:</b><br />
<br />
<br />
<ul style="text-align: left;">
<li>How much to charge</li>
<li>Where to find customers</li>
<li>Formatting launch</li>
<li>ensure testimonials</li>
<li>resumes</li>
<li>Accounting for independent business</li>
<li>Diversifying your independent business</li>
<li>Services to offer as VA</li>
<li>The popular training tools such as Buffer, Trello, and the toolkit Google</li>
<li>And a lot of lot more!</li>
</ul>
<br />
<div>
<br /></div>
</div>
Luka Amigohttp://www.blogger.com/profile/12352413784482119725noreply@blogger.com0tag:blogger.com,1999:blog-8957328852827167182.post-77933842203765843432020-04-22T03:46:00.000+07:002020-04-22T03:49:40.734+07:00Best 10 Ways to Make Money Online<div dir="ltr" style="text-align: left;" trbidi="on">
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Unless you're a freegan and have found a way to live entirely off the network, you probably have some sort of steady income in order to survive.<br />
<br />
The traditional way of making money, of course, is to have a job. He works in a company or starts their own, and the work you do earns you money spent on things like a mortgage, rent, food, clothing, utilities, and entertainment.<br />
<br />
<h3 style="text-align: left;">
<a name='more'></a>Selling Things on eBay</h3>
<br />
Most people tend to work from the central location of your company, a physical space in which everyone from gathering organizations to exchange ideas and organize their efforts. However, many people have found ways to make money in the comfort of your own home, thanks to the internet. Some of these concerts are best for those looking to make some extra money on the side, while others can lead to jobs and successful full time.<br />
<br />
Many jobs web-based require you to be your own boss, you will leverage your sales, marketing, and customer service to the skills. However, some companies hire people to work from home - which means you can take a salary or give them a percentage of what you do.<br />
<br />
We have compiled a list of the 10 best ways to make money online, without any particular order. On the next page, we'll start with an old favorite.<br />
<br />
If you have a particular passion for something and has much to say respect, blogging could be a cost-effective way to shed its endless stream of thought. The key here, as to the many other services on the Internet, it is to be consistent (in this case the blogs several times a week), advertising sales and use your blog as a platform to promote other businesses.<br />
<br />
Most people today are familiar with the concept: You have things you do not necessarily need but others are willing to buy and can top items on eBay or other online auction sites. Simply collect your goods, creating a vendor profile and start selling.<br />
<br />
It sounds simple, but it requires some practice to successfully sell. You need to create pages for compelling legitimate products and the products you are selling for interested buyers. It is also important to establish minimum reasonable offers to ensure that people will buy. And remember to provide the kind of customer service you will be getting positive feedback ratings and to communicate with buyers to let know you're reliable.<br />
<br />
The most positive response you get, the more people will be willing to do business with you. And, of course, it means more money. (eBay has a 10 percent cut of everything it sells, plus a 30 percent share of all items collected beyond 50 receiving free listings per month.)<br />
<br />
It may be the best garage sale of the 21st century or may evolve next concert eBay <a href="https://electronics.howstuffworks.com/how-to-tech/5-ways-to-make-money-on-internet10.htm" rel="nofollow" target="_blank">business full time</a> if you really try. In fact, many people start to sell unwanted stuff around your home and progress actually searching for goods, for example in thrift stores for resale. It is finding the right niche (perhaps antique vases) and then building trust with your regular customers. As with everything online, competition is fierce, and you will struggle to survive, but many people who work.<br />
<br />
<h3 style="text-align: left;">
BLOGS</h3>
<br />
After the launch of a personal blog, many writers sign up for advertising services such as Google AdSense, publishing family sponsored links that usually appear at the top and sides of web sites (such as HowStuffWorks). The more times your blog readers click on the ads, the more money you will make through the ad service.<br />
<br />
This works well if you're a casual blogger, and you can make some extra money. But if the blog is always interesting, well it is written and really takes off, which can be approached by companies who want to reach their fan base with graphical advertising around your blog.<br />
<br />
You can also sign up for affiliate links. affiliate links allow you to get a cut of any product sold via a link from your website to the site of the advertiser. Therefore, if you write a blog post and link to a product in the entry if a reader clicks on that link and buys the product, a percentage of sales is obtained. Shareasale is just a place where you can register for links.<br />
<br />
However, advertising can only take you so far. More money can be made by thinking of your blog as a springboard for other concerts. For example, the Digital Photography School blog has about 900,000 subscribers and makes money through advertising, affiliate links, sales of electronic books and photography courses [Source: Sparring mind].<br />
<br />
A travel blogger can start out documentation lights (low beams) and his travels around the world. She lifted the text with video clips, a lot of hashtags, and of course, appropriate can be shared social media links. From that, they can decide to take trips to places that have been, or contracts speech to create electronic books with tips and selling them from their sites. They can even lead workshops that teach others how to make money with a blog. (Nomadic Matt is Adventurous Kate and blogs are good examples of these principles in action).<br />
<br />
<h3 style="text-align: left;">
Designing and selling T-shirts</h3>
<br />
A walking for most high school and college campuses is likely to come into contact with a lot of words. But it will not be material textbooks or term papers - which are probably in backpacks or sitting at home unfinished. Instead, they are simple phrases or logos - most of which are ironic or funny - printed on T-shirts on the backs of students.<br />
<br />
Generally, the more unique and unconventional design is the most desirable that the shirt is. Internet growth has enabled sellers to sell shirts worldwide.<br />
<br />
In fact, sites like CafePress.com, SpreadShirt.com, and Undergroundshirts.com will allow you to set your own store, create your own designs and sells itself. If you can create your own t-shirt with a witty phrase or reach their own unique statement and people like it, you can start making money.<br />
<br />
It is not a gold mine instantaneous for most users. For CafePress, for example, a flexible design that finds its way on t-shirts, hats, pens, or any other gossip creates the desired client. Because you are not paying for the physical product and simply provide design, CafePress does all production and shipping. a small percentage (10 percent) of the sale is obtained. Some users end up making some money - but those who have an idea particularly clever (and good marketing skills) can do much more.<br />
<br />
<h3 style="text-align: left;">
Social Media Manager</h3>
<br />
Whether you are talking about Instagram, Twitter or Snapchat, social media is a trend that is not going away. Companies from mom and pop shops of all kinds, absolutely all business owners should understand basic concepts of social networking - or are floundering. A lot of large companies have entire departments dedicated to managing social media issues, but many medium and small businesses do not have time to do it themselves. Instead, they hire out many of these tasks to people who best understand the challenges and rewards of Twitter and the like, and that's where you go.<br />
<br />
You already know that your smartphone allows you to view (and subsequent) review of almost any product or service on the planet. Such assessments - and how companies address - can make or break a company. After all, when was the last time you bought an intentional product of a star? social media savvy managers know that there are a lot of ways to reap a great response from customers and there are a lot of paths to the negative feedback also. They understand that in many ways the web is a double-edged sword, which can increase profits or establishing public relations ruin [source: DeMers].<br />
<br />
Success in this field requires an understanding of the pros and cons of various social media platforms and how they intersect not only in a technical sense but in a cultural sense as well. Savvy managers know that social networking uses Snapchat against those who use Facebook. They can create attractive messages for its shareable content and take good pictures and videos. They also understand metric (why a particular post got this amount of clicks) and are good at multitasking.<br />
<br />
<h3 style="text-align: left;">
Financial services</h3>
<br />
Financial services include accounting, tax preparation, bookkeeping, and payroll processing - which are the types of services that few people want to follow, but for his own peace of mind, which often are willing to pay an expert for help in balancing the books and deal with the complexities of tax law. And today, you can achieve most of these services using specialized software. For businesses, this means hiring fewer people who handle these tasks. For individuals, it means doing it on your own and hiring a consultant online when needed.<br />
<br />
These cost savings opportunities for consumers mean opportunities to make money for you. You can create your own website or work with an existing group web-based services to advertise financial services offered. Then you can correspond with customers through this website and by email.<br />
<br />
First, make sure you are well trained or experienced in the services you are planning supplied by the user. If you counter-advertising services, you must have a degree in that field, despite a tax preparer who may have completed only a short course. Have a niche (such as accounting entertainment) will help you stand out from the pack. Also, be sure to know if the government licenses needed to provide certain services, and refrain from misrepresenting yourself or working illegally to avoid being sued for fraud.<br />
<br />
Although it is an Internet-based business, chances are you'll have to leave home at the least sometimes to meet with clients or network to get more customers.<br />
<br />
<h3 style="text-align: left;">
Customer service</h3>
<br />
For all companies, customer service is a real - and time-consuming - concern. Many companies support their products through department customer service. This usually means that people who answer customer phone calls and email or online chat. To use the latter, a customer clicks a link requesting to talk to a live person, and a representative of the customer service responds to the request and talk to the customer through a chat window. For service to the email client, the client fills out a form on the website or send an email directly to a particular address.<br />
<br />
Since these services only rely on having a reliable phone, Internet access, and a web browser, companies have been increasingly hiring home workers. This can be a great opportunity for someone looking to work when the kids are at school or go to bed. contractors to the customer service email as Talk2Rep cover and live chat, plus incoming and outgoing phone calls.<br />
<br />
Other companies (like Amazon, Alaska Airlines or U-Haul) agents based on their rental home directly. The payment rate may be low, but companies often offer bonuses if operators comply with certain objectives.<br />
<br />
There are also home-based positions for reserve managers, sales agents, travel agents and virtual assistants (these make executive assistants working for people or companies). You can easily find jobs in all these areas by searching for a bag of important work such as Indeed.com or Monster.com.<br />
<br />
<h3 style="text-align: left;">
SEO Review</h3>
<br />
The search engine optimization (SEO) is a means to improve the results of a search engine to represent the closest parties and most reliable resources for the user's desired results.<br />
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As a user of an SEO contract, working through a company like Leapforce, you can help in this optimization. You start each assessment task judging by a user intent based on combinations of keywords provided and your own knowledge of popular culture in the locale of the user. Then use a set of guidelines given to assess particular, the search results match the intent of the user.<br />
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Basic SEO such as link building, it is fairly easy for most companies. But as more companies globalize, the competition has altered the way search engine algorithms to find and display the results for the billions of daily searches, so that only professionals trained technology really have the time and energy to improve SEO best practices, such as proper URL structure. These people really know how best to implement the special tags on a website, and how to maximize tools like Google image search for your benefit [Source: hunt, Muller].<br />
<br />
SEO review can provide a steady income from home, but there are some risks. On the one hand, an SEO reviewer must be willing to see potentially offensive material such as pornography. And as a reviewer, you may be asked to check whether a particular site contains malware or pornography, so it is endangering the team as part of the description of the job.<br />
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<h3 style="text-align: left;">
Tutoring</h3>
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With each passing year, it seems that there is increasing pressure for elementary, middle and high school for good grades and prepare for a path to higher education. For some children, this means getting the help of a tutor to fill gaps in the understanding of certain issues.<br />
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Like most families have connections to reliable high-speed Internet at home tutoring services based on the Internet they are growing. When applying for these jobs usually they have to take tests in their areas of study selected and undergo background checks. Although you could start your own online tutoring service, sites like Tutor.com have already done the work for you in terms of marketing.<br />
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These sites are set thousands of children (and adults) with teachers every week, both at home and abroad. However, they can also determine your hourly rate or take a cut of what you charge, so you can decide if it is better to work for them or go on your own.<br />
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While many jobs based on the Internet offer flexible hours or more shifts, tutoring services may need to be online for a specific block of time or rewards for doing so. This encourages tutors to be available during peak demand. For example, when Tutor.com has more tutors tutoring applications, he is placed in a waiting list of tutors and mentors give preference to working at the least five hours a week at 4 p.m. at 11 p.m. ET timeslot from Sunday to Thursday [Source: Tutor.com].<br />
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<h3 style="text-align: left;">
Sale goods handmade</h3>
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Previously, we considered using sites like eBay to sell things they do not need. But you can also use websites to sell their original creations. Certain sites like Etsy.com and ArtFire.com are dedicated to finding artists who make goods directly with customers who appreciate and who want to buy their handmade products.<br />
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If you're like most people, the word handmade probably brings to mind some traditional crafts such as knitting, crochet, embroidery, quilting, painting, and sculpture. handmade items do not stop there, however. You can also woodworking market, glassware, metalwork and all that we can build at home. Be sure to focus on projects that are already good at or have a passion for what the production of each new element does not burn.<br />
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Etsy, ArtFire and the like will usually allow you to set your own store for free or for a very small fee for each item listed there. If you have a small operation at home, this could be a better deal than creating your own site. For many people, hosting and management of a complete web site could very well be a full-time job itself.<br />
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The biggest challenge for the sale of products made at home is the cost of bringing back what I put into it. Not only do you want to be reimbursed for materials, but you also want to be paid in proportion to the time you put into it. Keep track of your purchases and sales with care in the first few months, and make the necessary adjustments to maximize your profit.</div>
Luka Amigohttp://www.blogger.com/profile/12352413784482119725noreply@blogger.com0tag:blogger.com,1999:blog-8957328852827167182.post-26524294330267314022020-04-21T02:18:00.000+07:002020-04-21T02:18:39.898+07:00Work-At-Home Secrets & Internet Jetset from John Crestani<div dir="ltr" style="text-align: left;" trbidi="on">
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<span style="background-color: white; color: #111111; font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Fira Sans", "Droid Sans", "Helvetica Neue", Helvetica, "ヒラギノ角ゴ Pro W3", "Hiragino Kaku Gothic Pro", メイリオ, Meiryo, "MS Pゴシック", Arial, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol"; font-size: 14px;"><br /></span>
<span style="background-color: white; color: #111111; font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Fira Sans", "Droid Sans", "Helvetica Neue", Helvetica, "ヒラギノ角ゴ Pro W3", "Hiragino Kaku Gothic Pro", メイリオ, Meiryo, "MS Pゴシック", Arial, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol"; font-size: 14px;">Work-At-Home Secrets & Scams is a digital workbook to help you figure out what home-based business opportunities are available, and includes exercises and additional resources to help you create your home-based side income. Internet Jetset is a weekly training series that features internet millionaires to show students a new business model they can replicate each and every week.</span><br />
<span style="background-color: white; color: #111111; font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Fira Sans", "Droid Sans", "Helvetica Neue", Helvetica, "ヒラギノ角ゴ Pro W3", "Hiragino Kaku Gothic Pro", メイリオ, Meiryo, "MS Pゴシック", Arial, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol"; font-size: 14px;"><br /></span>
<span style="color: #111111; font-family: -apple-system, BlinkMacSystemFont, Segoe UI, Roboto, Oxygen-Sans, Ubuntu, Cantarell, Fira Sans, Droid Sans, Helvetica Neue, Helvetica, ヒラギノ角ゴ Pro W3, Hiragino Kaku Gothic Pro, メイリオ, Meiryo, MS Pゴシック, Arial, sans-serif, Apple Color Emoji, Segoe UI Emoji, Segoe UI Symbol;"><span style="font-size: 14px;">Created by John Crestani, a super-affiliate marketer who's been featured in Forbes, ABC, NBC, Fox News, CNBC, Entrepreneur.com, Fast Company, and more. The link below will guide through...</span></span><br />
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Luka Amigohttp://www.blogger.com/profile/12352413784482119725noreply@blogger.com0tag:blogger.com,1999:blog-8957328852827167182.post-74212142160600209642020-04-20T04:00:00.000+07:002020-04-22T00:32:20.673+07:0035 Easy Ways How to Make Money Online<div dir="ltr" style="text-align: left;" trbidi="on">
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There are many articles about making money online? Thousands? Millions? Enough? Probably. But there is a problem. Many of them are just sales pitches convincing you to sign up for a seminar, conference, training session or some other way to become a millionaire online.<br />
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Actually, they give money online by doing a bad name. However, it is possible to make money online. That is, people who sell all those millionaires launches are making money, right? There are legitimate ways to make money online. The problem is that the real ways to make money are no "get rich quick".<br />
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Most of them need a lot of work and sometimes a lot of dedication before seeing a return on your time. But if you really want to make money online, work from home or turn an idea into a business, to be close to your family, you can do it. You can even make money with apps if you do not want to venture all the way to the computer.<br />
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<a name='more'></a>I'll tell you about all kinds of legitimate ways to make money online. Since we are talking about legitimate jobs, you have to be ... well, legitimate. And no, you do not have to give up everything to have a fresh start.<br />
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Many of these options are real jobs that require you to set the time if you want to get paid. Also, they require real work. Here are some tips to really get the job:<br />
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Take it seriously. Yes, you are applying for a job online. Yes, you can do the job in his underwear, but that does not mean it's not a "real job". You should treat it as such or not going to treat it as a serious candidate. You're not the only one who wants to work in your underwear. In fact, online competition is probably greater than it is in your local area.<br />
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To be professional. When a resume is sent, do not write in capital letters and please do not avoid caps lock like the plague. Knowing how to use without looking incompetent. Write in complete sentences with correct grammar. Of course, there will be exceptions, but even with the exceptions, we must keep it professional. You are building your vision of you.<br />
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Think a little, but not all. Whether you are providing writing samples a photography portfolio or links to their work, they give them enough examples of the idea, but not so many that do not even know where to start. And since we're on the subject, give them a little background information, but do not tell them your life story.<br />
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Be sure of yourself, before the double accident itself. Make sure everything you send to a company, either a resume, an email or a portfolio, it is good to go. Make sure your grammar and writing, and for the sake of God use spell check! This is especially important when it comes to company names. Not spell its name and be sure to write it the way they are written (eg Problogger not Pro Blogger).<br />
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Here are 35 ways to make money online organized into categories (with unique tips for around each work) are as follows:<br />
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<h3 style="text-align: left;">
<b><u>TABLE OF CONTENTS</u></b></h3>
<b>- Web sites that pay</b><br />
<b>- Freelance writing</b><br />
<b>- Sell your stuff</b><br />
<b>- Blogs</b><br />
<b>- Work-at-Home Business</b><br />
<br />
<h3 style="text-align: left;">
<span style="background-color: yellow;">Websites That Pay</span></h3>
Let's go ahead and get this out of the way. There are all kinds of websites that will pay you for various things, like shopping, taking surveys or test products. No, I do not pay for any of these and do not promote these websites do not make you a millionaire, but they are great to earn some extra money. I'll leave out the scams.<br />
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<b>Here are some legitimate websites that pay:</b><br />
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<b>1. Swagbucks - </b>Swagbucks is great to earn some extra money. You can do a variety of things to make money from taking surveys using your search engine. It will not get rich, but you will earn a few bucks. If you have time to kill, you can go to earn some extra money, instead of surfing the web.<br />
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<b>2. InboxDollars - </b>InboxDollars is similar to Swagbucks, and it will be taking surveys, shopping, etc., so if you want to maximize your return, created with both websites. There are also like search engines that pay you (like Swagbucks) and you get $ 5. See for signing up. I will not go to survey sites from the list, one after another through the list, but if you want to get paid to take surveys, also check out GlobalTestMarket, surveys and E-Poll Survey Club.<br />
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<b>3. Project Payday - </b>Project Payday is one of those places that has testimonials from people who have earned thousands of dollars receivable for trial offers. I'm not saying I will win thousands, but it is reliable and can earn some extra money. They assume that the payment must be made a free trial, whether you like the product and buy it, or forget to cancel the test and charge for it. If you can track and cancel before they charge (if you do not want the product), then this is a great place to make some money.<br />
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<b>4. User Testing - </b>Testing user pays $ 10 a pop to test websites. A test usually takes about 15-20 minutes. The purpose is for the owner of a web page to another clock, which is new to your site, try to navigate it. The value that the owner of the site obtained by observing actual user experience is a ton worth it, but $ 10 is not a bad pay-out.<br />
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<b>5. Fiverr - </b>Fiverr is a great place to make some money or spend some money if you need some of the services offered by the people. Basically, everything is $ 5 or pay $ 5 or $ 5 charge call them "concerts". You can offer your services as you choose. If you sell art pieces that are selling well for $ 5 each, that's a concert. If you are a graphic designer and want to offer their services for $ 10 / hour, a concert just 30 minutes. If you need two hours of graphic design, you pay $ 20, or $ 10 / hour by buying four concerts.<br />
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<b>6. Izea - </b>Izea works, as well as a blog or your own. You get paid to blog, tweet, take photos and record videos. Payment is based mainly on the next, so if you want to make money with your tweets, you need to grow Twitter followers. In the same way, if you want to make money blogging, you need a substantial traffic blog (more on blogs below).<br />
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<b>Freelance writing</b><br />
Freelance writing is one of the easiest and most popular ways to make money online. Many successful freelancers can earn an average of 50 cents to one dollar more per word. Some are earning twice as much!<br />
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Of course, it does not start that way. You have to build your portfolio and your resume, bla, bla, bla. If you are interested in writing, I'm sure you know this. If you are not interested in writing, I would recommend not traveling this way just for the money.<br />
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dedication and time are needed, although it can be very profitable if it is what you love. Assuming that is what you love, let's make money with it. before deciding to start reaching all these independent companies writing, you need a web presence. a blog (blogger IMHO, of course) is necessary.<br />
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Or you could have an online portfolio. It even works a LinkedIn profile to get started. When you are ready to begin, here are 150 resources to help you write better, faster and more persuasive.<br />
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If that is intimidating, just start with these 50 resources. Now, so everyone has been waiting; Once you are ready to start making money actually, here are 10 websites that you can start with:<br />
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<b>7. Listverse - </b>Listverse pay $ 100 for each accepted position. Item must be a list, it should be at the least 1,500 words and must include at least 10 things. Other than that, you can get very creative with it.<br />
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<b>8. TopTenz</b> - TopTenz pays $ 50 for each accepted position. Again, the item has to be in a list format and must be at the least 1,500 words, with few exceptions. They often post so your chances of being accepted are quite high.<br />
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<b>9. List Apart</b> - List Apart pay $ 200 for each accepted position. They are not first on the list because they tend to publish fewer articles, meaning it is less likely to be accepted. Same guidelines as above, at least 1,500 words.<br />
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<b>10. International Living</b> - International Living pays $ 75 for each accepted position. They are mostly looking for travel experiences of the countries visited. For this site, it is more about your experience than your writing ability.<br />
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<b>11. FundsforWriters</b> - FundsforWriters pay $ 50 for each accepted position. They are looking for articles about writing on the internet and making money with it. Only accept articles between 500-600 words, but they want you to make every word count.<br />
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<b>12. Uxbooth</b> - Uxbooth pays $ 100 for each accepted position. They tend to take four to eight weeks to accept and publish articles, so you do not have this be a quick money-making machine. They take so long that are paired with publishers to publish only the incredible content.<br />
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<b>13. iWriter</b> - iWriter to pay $ 15 for each accepted position. That may seem small, but they are not as strict as many of the previous and also let you choose exactly what you write. You can write as many or as few items as you like.<br />
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<b>14. Textbroker</b> - Textbroker pays five cents per word if you're a writer out of 5 stars. Let's start by submitting a short article shows and most likely start as a writer is 3 star, but you can work your way up writing more and write great content.<br />
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<b>15. Red Matador</b> - Matador Red pays up to $ 60 for each accepted position, but the standard salary is around $ 20- $ 25. Actually, do not focus on a minimum word count but have a maximum number of 1,500 words.<br />
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<b>16. The Penny Hoarder</b> - The Penny Hoarder pays up to $ 800 (rarely), depending on the number of page views it receives. Pay starts at $ 100 for 50,000 page views, so this is not a free, guaranteed article but can potentially be highly rewarding.<br />
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There is no doubt that anyone can make money by writing freelance, but this is a long process. After starting to build your portfolio and writing skills, you can start making money seriously. If you are not an experienced writer, expect to put some time before you actually start seeing some dough.<br />
<br />
<h3 style="text-align: left;">
<span style="background-color: yellow;">SELL YOUR STUFF</span></h3>
Since the idea of online auctions came into existence, the online sales market has been increasing. Many are interested but do not know how to start. Yet there are all kinds of ways to make money selling online if you are selling what you already have or buy and sell as a retail store. Before you begin, here are some general tips when selling anything online:<br />
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Get a PayPal account. If you do not have a PayPal account, you'll want to get one if you are doing business online. It is the norm in business online to get paid and pay others.<br />
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Take good pictures. Some of the following options do not require you to actually take the picture and sell the product, but for those who do, be sure to take a clear picture that makes your product stand out from others. If you will be taking a lot of pictures, create a small "studio-like" area in your home with a backdrop and lighting adequate to really make your pictures come across as professional. And of course, you will need a good camera too.<br />
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Be honest. If you are selling used items, be honest about each dent, scratches, stains, etc .. This will reduce many problems that could reach and maintain their positive comments.<br />
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Make a good deal. That simple. Whether you are selling on a small site or opening an online store, your questions to customer service. You want to get those positive reviews and make a good name for themselves. Answering questions, concerns, and complaints. Offer a guarantee if available. Follow these instructions and you will do well in online sales. When you are ready to start selling, this is where you go:<br />
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<b>17. Amazon</b> - Have you heard of FBA? It stands for "Fulfilled by Amazon" and is becoming very popular. Basically, you buy products (in large quantities is better) and send them to Amazon so they can store. When your products are sold, Amazon packs them, send them out and sends you the money (after taking their cut). There are people making a full time living FBA, while others just do it for some extra cash.<br />
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<b>18. CraigsList</b> - Some things do not ship well. Other things can make you feel uncomfortable selling to someone across the country. Whenever you are selling a large item or something that just does not want to send, Craigslist is a great place to go. It's simple to put an article (again, take good pictures!). If you do not like the idea of putting your phone number out there, the person concerned can send a message to the inbox without even getting up from your email address.<br />
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<b>19. eBay</b> - Of course you can not read an article about making money online does not mention eBay. You can start an eBay store and take seriously the respect or simply can sell some stuff to declutter your home. Anyway, I've done my fair share of selling on eBay and is still a popular way to make money. If you decide to start an eBay Shop real, you will have to find a business like Doba direct delivery to store and send items directly to your customers so you do not have to deal with an inventory.<br />
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<b>20. Etsy </b>- If you like making arts and crafts, you can sell Etsy. It is completely free to open an Etsy shop. Simply sign up, post photos of their creations and initial sale. You can choose the payment option, but PayPal is usually the easiest. Etsy makes it easy to sell and keep track of their inventory. There is a small listing fee and 3.5% of each sale you make is taken.<br />
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<b>21. Facebook</b> - Facebook exchange shops are great to sell things locally. It's like Craigslist, but a little easier. Just look for exchange shops in your area and ask to join the group. Once you're in, take a picture of the article, write a quick price and post it. You can not get much easier than that. In general, you can expect to get around what you would get at a garage sale, maybe a little more.<br />
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<span style="background-color: yellow;">BLOGS</span></h3>
Hey look, an article on how to make money online that does not mention the blogs. . . Oh, wait, here it is.<br />
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First, I am a blogger so it seems wrong not to mention it, but more importantly, it is a legitimate way to make money. It is possibly the least straight-forward on this list, but it is very doable and it is also quite possibly the most fun here. I love blogs and I know hundreds of bloggers who feel the same. So let's talk about how to make money from blogging and what it really means.<br />
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Blogging is something that requires patience, perseverance, and discipline. It may mean writing every day for more than a year before they actually start seeing any money from it. There are exceptions to the rule but from my relationships with other bloggers, who seems to be quite common for one or even two years developing his blog, your brand, and authority, before making a serious amount of money.<br />
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Some people argue that you can make money without much traffic and it is true that in some circumstances, usually need a lot of traffic to the website to start making a blog and it takes a while. Once you have reached that point, here are the main ways to monetize your blog and start earning:<br />
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<b>22. Advertising</b> - This is undoubtedly the oldest form of class that makes money with a blog. It is also starting to become the least common form. You can sell advertising space directly on your site or you can sign up with a company like Google AdSense or Media.net. Either way, you are not going to see a lot of money from ads until their views are well into the thousands every day.<br />
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<b>23. Affiliates</b> - There are many affiliate networks such as CJ affiliate FlexOffers and allow you to promote the products and services of others. Simply put a link or a banner on your page and then a clickthrough if someone gets through and buys the product/service. You will need to select products that are specifically within your blog category. This is an effective way to make money once you have the traffic coming to your blog.<br />
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<b>24. Composition</b> - Many people have created a paid membership area in your blog. This is typically for exclusive content that can only be accessed in the "member's area." If you have a great idea about what to include, this can be a great idea. You'll have to create something that can not easily access the web.<br />
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<b>25. Products</b> - You can create your own product, such as an electronic book or computer software. Then use your blog as a promotional tool for people to buy your product. While a legitimate product is created with a lot of value, you should be able to get some buyers, but like everything else with a blog, you need the traffic to get the sale.<br />
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<b>26. Services</b> - can provide a paid service such as life coaching, training blog, goal setting, and financial planning. Just be sure to investigate all legal implications and ensure that there is claiming to be a professional if you are not one. By using a service like this, you are basically using your blog to sell. You will have to convince people that you are worthy of purchase and then be able to back up their claims once buying your service.<br />
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<b>27. Messages sponsored/paid</b> - Many blogs post messages sponsored and paid. Sponsored posts are basically only messages about a brand, product or service. A company will pay to publish an article on the subject. It is similar to other paid messages as well. Its basically selling spot for the article on your site. If you decide to take this route, you want to build your traffic before you get many offers.<br />
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<b>28. Subscription</b> - If you think there is something valuable (newsletters, online magazines, etc.) that can be offered consistently on a certain basis (weekly, monthly, etc.), you might be able to offer a subscription service. This could be a fee charged every time your product is shipped or on a monthly basis. However, this must be something that your customers can only get by subscribing to your website.<br />
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<b>29. Videos</b> - this could be a whole section by itself. Many people make money by making YouTube videos. Evan EvanTube is a child and who has made millions by creating product reviews than other children their age would wear. Not easy to get views in the millions, but once you do, you will start seeing some money in. Many bloggers have completely converted to videos to get your point across start a video blog.<br />
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If you are really interested in becoming a blogger, start by looking through the archives of ProBlogger, CopyBlogger and Boost traffic blog. Then go read through all the free guides through Quick Sprout. It may take a year to complete these tasks alone but will be worth it. You practically have an MBA in blogs.<br />
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<span style="background-color: yellow;">WORK-AT-HOME BUSINESS</span></h3>
Finally, there are some companies that hire you to work from the comfort of your own home. If you are interested in working for someone else, not to make your own schedule and decide where to work, here are some companies that allow you to do just that:<br />
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<b>30. Crowdsource</b> - Crowdsource offers many kinds of jobs jobs "Microtask" to more writing and editing jobs. You decide how much you work and can make the most of it right on your computer.<br />
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<b>31. Demand studies</b> - demand is hiring all kinds of creative professionals, filmmakers writer. The pay is not surprising, but it is competitive for a job working at home.<br />
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<b>32. Quick Graph</b> - Quick Graph lets you work from home as a medical transcriptionist. There are some requirements and qualifications listed on the page, but if you meet them, you will do a competitive salary for the industry. You will also be able to set your own schedule, and you will work from home.<br />
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<b>33. Jump Force</b> - Force Jump is a way for Google rates websites for search engine ranking. If you are hired, to make decent money (usually over $ 11 / hour), you set your own schedule and can be very fun to watch and rank websites.<br />
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<b>34. LiveOps</b> - call centers like LiveOps can allow you to work from home.<br />
Once your start-up to take calls, you can start making a weekly schedule and work from home. The pay is usually about $ 10 / hour, but you can earn more commissions.<br />
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<b>35. SpeakWrite</b> - SpeakWrite will pay up to $ 15 / hour to transcribe the information. You can set your own schedule and start working from home.<br />
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Now you have many different options to start earning online. If you saw something that really interests you, try and learn more about it. If you are really eager to make a <a href="http://lifehack.org/articles/money/5-real-ways-actually-make-money-online.html" rel="nofollow" target="_blank">full-time income online</a>, you have to be dedicated to learning to do what you want to do. There are tons of free resources out there. Just look for them!</div>
Luka Amigohttp://www.blogger.com/profile/12352413784482119725noreply@blogger.com0tag:blogger.com,1999:blog-8957328852827167182.post-88952799093984903522020-04-15T05:23:00.000+07:002020-04-20T22:29:03.421+07:0051 Fun Ways to Save Money<div dir="ltr" style="text-align: left;" trbidi="on">
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Tips to save money that do not force you to live like a pauper. We are here, we talked a lot about getting into the habit of spending less than you earn. You may be looking at your budget and thinking, "That's impossible!" But the fact is that even those who spend more clever can often find unanticipated ways to save.<br />
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And here's the deal: this does not have to hurt. You do not have to go without television or eat beans and rice for every meal to save money. Instead, start with just a few of these tips and tricks easily. Include more of them in your spending plan every month. Could soon be saving hundreds or thousands even-! -Of dollars per month.<br />
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<a name='more'></a>Do you have questions about these tips? Feel free to continue the discussion in the comments at the bottom of this post.<br />
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Discounts, coupons and more</span></h3>
<b>Earn cash back on every purchase online:</b> Ebates is free to join and easy to use. You can earn up to a cash refund of 10% or more on each purchase online. cashback is available in diverse stores like Amazon, JC Penney, Rite Aid, and even Walmart and Kohl.<br />
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<b>Get cash every time you shop online</b>: Swagbucks is a free site that allows you to win gift cards every time you shop online. It's like Ebates, but you can also earn money by watching videos, surfing the net, or taking surveys.<br />
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<b>Track your money without effort:</b> Most of us hate the budget. I know what I do. Now there are tools available online quote that can track everything from your monthly spending their retirement accounts.<br />
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You may be surprised how much you can save when you just maintain better control over their spending. Personal Capital has a free version and upgrade options and is your favorite for tracking your finances and investment platform.<br />
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<b>Send tracking distance and rebates</b>. After purchasing a product at a discount, send the form that day. If possible, submit online reimbursement for easier processing. Then set a reminder on your calendar to follow up with the company if you have not received your refund within a reasonable period of time.<br />
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<b>Try haggling</b>. It's amazing what you can get a discount if you just press the point. Sometimes if you can not get a lower price on a service or item, you may request additional benefits for the same price. Still you are saving money!<br />
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<b>Save your changes</b>. That adds up to an astonishing rate. And if you rarely spend cash, you can save the virtual exchange using an application like Qoins.<br />
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<b>Checking price</b>. If you're buying items selling tickets, price checking is natural. However, there are some great apps that let you do this in just a few seconds for items of daily use as well. That way you can be sure to always get the best price.<br />
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Save with good management</span></h3>
<b>Improve your credit score</b>. A good credit score can save you thousands of dollars in interest primarily a home loan a car loan credit card. If you've never focused on his credit score before, the place to start is to get your free FICO score. Once you improve your credit score, you can refinance their debts to save money.<br />
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<b>Request a reduction in the interest rate for the equity credit line</b>. I did, and my mortgage company agreed to reduce interest rates in excess of 0.50%. That does not sound like much, but on a big loan, which can make a big difference in your monthly payment. And if you're looking for a mortgage, Quicken Loans is a great place to see the available options.<br />
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<b>Transfer your credit card balances to 0% APR cards</b>. Even if your credit score is not high, you may qualify for one of these credit cards 0% interest. Transferring your balances can save you a lot of money as you pay off the debt. Another option is to ask your current card company credit for a reduction in the interest rate. As with a HELOC, it does not hurt to ask!<br />
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<b>Refinance your mortgage</b>. If you can reduce your interest rate by 1% or more, it is often advantageous to refinance. This is especially true if you have a high rate because your credit score is not great when you took the mortgage. If your score is improved, you may qualify for a better rate. Start by asking your current mortgage lender at lower rates. Here is a table of the refinancing rate that is updated daily.<br />
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<b>Do not pay interest on credit cards</b>. This is obvious, but when you are unable to pay the credit card in full, the high-interest payments begin to chip away at your monthly budget. If the temptation to spend more than you can pay on a credit card is too big, get rid of the credit card (and ignore the previous tip!).<br />
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<b>Organize to avoid missed payments</b>. I have missed a payment or two because the bill got buried under a pile of papers. Get organized and avoid late payment penalties. Visit our choices for the top 10 money management applications.<br />
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Some even have a function to pay your bills directly from the application! If you miss a payment, call your creditor and ask that the sentence removed. They regularly support the request, at least the first time.<br />
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<b>Budget for regular maintenance of your vehicle, home, and appliances</b>. When you are on a tight budget, it is easy to ignore the long-term expenses like car repair and maintenance of the unit. But it is much cheaper to pay for a system of your annual tune-up of HVAC for treating major problems on the road.<br />
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Also, keeping your car in good shape is much cheaper in the long run, than deal with major repairs that could have been avoided.<br />
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<b>Learn some DIY skills</b>. Do things you either vegetable growing in your garden, make cookies from scratch, or do home repairs to-base can save you tons of money over time. In addition, some DIY skills can become a fun hobby or even a concert aside money.<br />
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<b>Pay your mortgage payment every two weeks instead of every month</b>. This allows you to make an additional payment without pain each year, which can quickly add in the form of equity in the house!<br />
Try to avoid ATM. Or, at least, avoid other banks ATMs, which can charge you hefty fees for access to cash.<br />
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<b>Pay your bills online</b>. Automatic payment allows you to avoid late fees and save you money on envelopes and postage!<br />
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<b>Consider cash purchases</b>. You can not take that money at the grocery store, or cash only for other specific purposes. Some people find sticking to a 100% cash budget is a good way to control all expenditures.<br />
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<b>Limit your expenses with an allowance</b>. It's nice to spend some money on indulgences to chance. But you can prevent it from getting out of hand with an allocation system where you get a certain amount of money to spend on a weekly or monthly basis.<br />
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<b>Keep your home organized</b>. Sometimes you have to pay a little in advance to keep your home organized. But keeping things inappropriate places prevents you from buying more than necessary.<br />
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<b>Automate your finances</b>. sometimes you spend money just because it happens to be in your account. Avoid this problem by automating your savings and put a certain percentage of your salary into savings each payday.<br />
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<span style="background-color: lime;">
Save Health</span></h3>
<b>Ponte is healthy</b>. Your health will indirectly have an impact on the high and low costs of life insurance. The healthiest people are likely to spend less on current health, too. And in some cases, getting healthier can reduce their health insurance premiums.<br />
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<b>Stop smoking</b>. Check out the estimated costs of smoking with this calculator. Need I say more?<br />
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<b>Buy generic drugs over the counter</b>. They are exactly the same as their branded counterparts and cost less.<br />
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<b>Shop around for health care procedures</b>. It is surprising how much variance there is in the cost of basic procedures such as dental cleanings and optometric appointments. Even the cost of major surgery can vary depending on wherever you go. If possible, shop around before having these procedures performed.<br />
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<span style="background-color: lime;">Save Services</span></h3>
<b>Slow down your Internet service.</b> I went to choose a slower internet service option with my cable company and saved $ 15 a month. And I have not noticed a difference when browsing the Internet. Unless you are constantly streaming video or playing games in high definition, you probably will not.<br />
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<b>Request a discount on the trash service</b>. For some reason, this is a very competitive and high-risk business. If you get a better offer in the mail for trash service, call your current trash company and ask them to outbid. My rubbish service has reduced its costs twice over the past six months to match competitive offers.<br />
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<b>Never pay to check account fees</b>. I hate bank fees. With so many plans available checking account, there is no reason to pay a fee. And if the bank happens to charge a, ask them to reverse the rate or take your business to another bank.<br />
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<b>Get a rewards card</b>. Many reward cards that pay cash or points that can be redeemed for travel or products. Many of these cards have no annual fee. Lately I have been traveling to my campus reunion for free using only points obtained from credit cards.<br />
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My favorite card reward is Chase Freedom unlimited. It does not have an annual fee. You can also see my information about gift credit cards on several trips.<br />
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<b>Get rid of your home phone</b>. This is a great way to save money. Many do not by 911, and that's understandable. But if you feel comfortable is dependent on a cell phone, there is no reason to keep a fixed-line. If you do, consider reducing your service to the minimum, and only use the phone in case of emergency.<br />
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<b>Consider the VoIP telephony service</b>. We use the Internet phone service and have saved substantial money on Verizon. Telephone service has been very reliable, and you would not even know that the signal was being carried over the Internet. The power of the phone is a great choice for Internet phone service. costs as little as $ 8.33 a month.<br />
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<b>Remove some cable services</b>. Note that I'm not recommending Get rid of cable altogether, although that is certainly a way to save money. If you must have cable, take a look at all charges on your cable bill, and consider getting rid of some of the services. Try it for a month and see if you really miss the last 500 channels.<br />
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<b>Cancel the gym membership</b>. This seems to contradict previous advice, but assess how much you actually use its wellness center. Less expensive options can include a gym at work or a gym at your local parks and recreation center. Some offer payment options you-go instead of monthly fees, which may be useful. Or you can save completely by working at home.<br />
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<b>Passes extended warranty.</b> An extended warranty two years $ 129 on a $ 300 product is just not worth it. Guarantees are safe and rarely are needed to ensure something worth that little.<br />
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<b>Buy term life insurance.</b> In most cases, any other insurance product life is simply not worth the extra cost. MythTV PVR considers replacing the TiVo service type MythTV just met and I'm still looking into it.<br />
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I pay $ 15 a month to my cable company for a DVR box and I like to save money. If you've used MythTV, let us know how well it works.<br />
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<b>Use open-source software whenever possible</b>. I use GIMP instead of Photoshop. GIMP is free; Photoshop isn’t.<br />
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Save on insurance</span></h3>
<b>Make sure your insurance policies</b>. Do not pay more insurance than you need.<br />
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<b>Take your insurance policies around, and consider combining them</b>. Often you can automatically save by insuring your home and car with the same insurer. But every year at the time of renewal, you should call your agent to see if you can offer a lower price. If not, it's time to shop around.<br />
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<b>Defer your insurance coverage when you are out of town</b>. You will be leaving the car sitting in the garage for a couple of weeks while going on vacation? Check with your insurance company about your coverage degrade at that time. You can leave your liability coverage and reduce premiums for a short time.<br />
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<b>Pay your life insurance annually</b>. Insurance companies that charge more if paid monthly, quarterly or semiannually. Paid once a year, and will pay less in premiums.<br />
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<b>Car insurance paid semiannually</b>. At the least with my car insurance, offered by the company quarterly and semiannual payment options. It costs more to pay every three months and twice a year is all the more convenient ways.<br />
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<b>Increase insurance deductibles</b>. Most of us do not need to be insured for all losses of more than $ 100 in our car, for example. Although we do not want to pay a $ 250 or even $ 500 deductible, we could. If that's you, find out how much would be saved by increasing your deductible.<br />
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I raised my deductible on my auto insurance and homeowners' insurance and saved a considerable amount. Just make sure you always have enough money in savings to cover the deductible!<br />
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<b>Think twice before filing an insurance claim</b>. My rule of thumb is that I will not make a claim in a loss that is less than twice my deductible. So for a $ 250 deductible to a loss of self, I'll pay out of pocket any loss of up to $ 500.<br />
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Why? The $ 250 that gives me my insurance company is not worth the increased premiums I am willing to pay. You may want to call your insurance agent to find out how a claim will impact your premiums before filing the complaint.<br />
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Save home</span></h3>
<b>Get rid of private mortgage insurance</b>. If the down payment on your home was less than 20%, you are probably paying private mortgage insurance (PMI) as part of your monthly mortgage payment. Once you have 20% equity in your home, however, you should contact your lender to get your PMI removed. You can build up this capital, either by paying debt or if your Valora home. If you have an FHA mortgage newest, you may need to refinance to get rid of PMI.<br />
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<b>Convert to a gas water heater</b>. They are more efficient and save you money in the long run, especially if electricity rates are increasing in your area. In addition, gas water heaters still can operate during a power outage!<br />
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<b>Replace incandescent bulbs with compact fluorescent bulbs (CFL)</b>. This light bulb uses 75% energy and lasts 10 times longer. They take some getting used to, and will not work on every lamp. But where it makes sense to use them, and save energy and money.<br />
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<b>Have a check energy efficiency in your home</b>. Many local utility companies will do this for free. They go check out the privacy of your home and let you know where improvements can be made in saving energy (and money!)<br />
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<b>Add extra insulation</b>. Even without a check energy efficiency, you can probably find out if your home needs more insulation. The most likely place you need is your attic. Additional insulation can pay for itself within a year or two, and then will save money every year thereafter.<br />
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<b>Buy energy-efficient appliances.</b> Search energy star appliances and consider the annual energy cost before buying. more efficient appliances are more expensive, but they make up the extra cost and moreover the life of the product. You can improve the impact of this advice with super-efficient options, including induction cooktops and high-efficiency washers, too.<br />
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<b>Change furnace filters.</b> Keeping filters clean the oven is important to maintain the quality of the air in your home. It also saves money by keeping your system running efficiently. If you always forget to update your filters, consider having them delivered automatically by a service like FilterEasy.<br />
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<b>Wash clothes in cold. </b>Today detergents usually do such a good job cleaning the cooling cycle as a cycle hotter. And indeed, this could make clothes last longer.<br />
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<b>Get a solar water heater on the roof. </b>These are not very expensive and can pay for themselves in energy savings fairly quickly.<br />
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<b>Replace the paper towels.</b> You can get super cheap white towels to almost nothing in kitchen stores. In fact, many industrial kitchens do not use paper products because they would spend a fortune on them. Replacing paper towels in the kitchen and cleaning can climb.<br />
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Save on food</span></h3>
<b>Prepare easy meals for only $ 5</b>. I would have thought that this was impossible until I met Erin. She is the genius behind $ 5 Meal Plans. She has been on the Today Show and Fox & Friends showing how families can eat good healthy meals for a fraction of the cost.<br />
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<b>Take your lunch to work one day a week more than it does now</b>. Eating out at lunch is fun, so do not eliminate altogether. But take lunch just one day a week will keep more money in your pocket.<br />
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<b>Drink less alcohol</b>. It costs money and adds calories. When you want a drink, learn to mix their own drinks at home to save big.<br />
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<b>Limit how often the grocery store</b>. Grocery shopping less frequently usually results in savings. Try to shop once a week. If you often purchase warehouse stores, you can hit those who go once a month and then just stop for fresh produce once a week.<br />
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<b>Buy the brand was</b>. Many items are almost exactly the same as the brand was the brand name. You can save a fortune by sticking marks off available at your local grocery store. You could save even more with options such as Costco Kirkland brand or brands outside Aldi.<br />
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<b>Skip the bottled water</b>. Instead of buying a bottle of water every time you go to work, the gym, or wherever, buy a water filter and take your own water. You can save even more on making your own coffee to take along with you on the road!<br />
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<b>Use powders or concentrates for their favorite drinks</b>. You can make tea or juice much cheaper at home.<br />
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<b>Cooking from scratch</b>. If you're really busy, consider using your crockpot to cook from scratch but saves a lot of time.<br />
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<b>Use a food stamp application</b>. Instead of printing and clipping coupons, use an application that does the work for you. This gives stamp benefits without all the time to organize them.<br />
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<b>Check out stores in bulk for greater savings</b>. Many foods can be purchased in bulk for much less. For example, you can buy very cheap frozen vegetables in large quantities. Or buy your paper products in a store bulk to save.<br />
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<b>Shopping from your pantry and freezer</b>. It is very easy to forget about the food stored in your pantry or freezer. So before going to the grocery store and end up buying more than you already have, dig around your kitchen and make a list of what you have.<br />
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Save on Shopping</span></h3>
<b>Buy your next cell phone Amazon</b>: It may seem strange to buy a cell phone from Amazon, but they offer some of the newer phones from AT & T, T-Mobile and Verizon Wireless. Amazon offers free shipping for 2 days and low prices without the hassle of mailing reimbursement forms. Reviewing offers, visit AmazonWireless.<br />
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<b>Buy a refurbished Mac</b>: I've written about this before because it's a great way to buy not only computers, iPods and iPhones but well. You can check out the details on how to buy a refurbished iPhone. Just make sure you are getting the product from a reputable company.<br />
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<b>Get your books from the library</b>. I love books and read every day. While buying some of the books I've read, most come from the library. In short, it's hard to beat free. Amazon makes it easy to get library ebooks directly on the reader.<br />
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<b>Stream movies for cheap or free</b>. Take advantage of the maximum subscriptions. Instead of paying for a movie ticket, transmit one of the Amazon, Netflix or Hulu accounts. You can also stream movies on demand with Redbox, some for as little as $ 1.99. Many libraries now have movies on DVD and Blu-ray customers can check out. If you the library provides this service, sure beats paying for a movie ticket.<br />
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<b>Subscribe to magazines or read digital copies</b>. If you must have a certain magazine every month, subscribe. Subscriptions offer substantial savings on the cost at the kiosk. Amazon also offers some good deals on personal finance magazines and Prime members get access to some magazines the month as part of the membership.<br />
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<b>Buy online when it saves money</b>. Services like Amazon Prime pantry and subscribe, and Save services that could save tons of money on everyday items. There are plenty of other new services available, too, including the box, where you can buy online in bulk. In addition, there are plenty of great websites to buy clothes, toys, gifts, and more online at a great discount.<br />
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<b>Go thrifting</b>. thrift store purchase does not have to look used but will be much cheaper. Stores like Goodwill stores and local savings are great for finding clothing, adult clothing, home decor, and household products such as dishes and cutlery.<br />
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<b>Use the coupon look-ins</b>. If you are a frequent online shopper, you can save a fortune with coupons research extensions for your browser. Extensions automatically treated as honey coupons until the biggest savings are possible before departure online.<br />
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<b>Shop outlet stores</b>. Rather than return to school or Christmas shopping in typical retail stores, shopping in their local outlets. You can get the same look for less.<br />
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<b>Use the rule of 24 hours</b>. Before making any impulsive purchase, you get to wait at least one day. You will probably find that at the end of that waiting period, you do not want the item anymore.<br />
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Save on gifts</span></h3>
<b>According to limit gifts</b>. At Christmas, we tend to go overboard when it comes to gift-giving. To cut back, we agreed in advance with the extended family on the limits gift, it really helps save money for everyone.<br />
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<b>Staying ahead for the holidays</b>. If you have to pay for Christmas gifts on a credit card, you are much more likely to overspend. Start saving early, and then commit to spending only what they have reserved.<br />
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<b>Buy gifts throughout the year</b>. You can often get good gifts for next Christmas right in the first part of the year. Buy throughout the year can help you feel less pressure during the holiday season and you can save a fortune.<br />
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Save on Transportation</span></h3>
<b>Get tires or another wholesale club Costco</b>. In short, they cost much less than buying them at the dealership or tire store chain.<br />
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<b>Keep tires properly inflated</b>. It keeps you safe and means your car is more fuel-efficient. Make a habit of checking the air in your tires on a weekly basis.<br />
Drive your car longer. Buying a new debate among uses often overlooked factors the most important form of time to owning your car. Drive it as long as you can safely substantial savings.<br />
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<b>Buy your car online</b>. Search the Internet for information about the car you want, and then send email requests to dealers for the best price. Even if the dealer is in another state, the cost of having the car delivered may still be worthwhile. I paid $ 500 to have a Honda Odyssey sent 500 miles and save $ 1,000 on the best price available locally.<br />
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<b>Biking when you can</b>. If you live near your workplace or other places you frequent, consider investing in a bicycle. Riding, even some of the time you can save a lot of money on transportation.<br />
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<b>Learn to drive a manual transmission car</b>. They tend to have lower maintenance costs and use less gas.<br />
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<b>Use cruise control</b>. Cruise control helps reduce wear and tear on your car and can increase fuel efficiency.<br />
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<b>Consider fuel efficiency with the purchase of a new car</b>. This is especially true if you put a lot of miles on your car, or if you are inconsistent and go traffic stop. Storing a mile per gallon or more may go up!<br />
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Save on Investment</span></h3>
<b>Learn about investing.</b><br />
Another <i><a href="https://www.doughroller.net/smart-spending/51-painless-money-saving-tips/" rel="nofollow" target="_blank">creative way to save money by investing</a></i>. The more you know about investing, the better decisions you will make. This means you could make more investments and save money on fees.<br />
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<b>Investment funds buy cost low.</b><br />
This is easy to overlook because the money does not come out of your pocket every month. But keep an eye on the cost of the investment funds in your 401 (k) and other investments. My rule of thumb is that no funds should cost more than 1%. And the combined cost of all funds should be less than 0.50%.<br />
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<b>Parties take advantage of 401 (k) of the employer. </b><br />
If your employer matches 401 (k), do everything possible to get the most out of that game. Otherwise, you're leaving free money on the table!<br />
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<b>Use flexible spending accounts. </b><br />
FSA allows you to pay certain medical, dental and child care expenses using pre-tax dollars. If you are not taking advantage of these accounts, you're wasting money. Check with your human resources department about enrolling in an FSA during the open enrollment period of your employer.<br />
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<b>Use a health savings account. </b><br />
If you have a health plan with a high deductible qualify, you can save even more with an HSA. These accounts aside pretax dollars for health-related expenses. Find more information here.<br />
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<b>Bonus Tip</b>: Start tracking your investments. It's easy to do with a financial dashboard free online offered by Personal Capital. I've used it for years, and it even comes with a free retirement calculator checkup recently added. </div>
Luka Amigohttp://www.blogger.com/profile/12352413784482119725noreply@blogger.com0tag:blogger.com,1999:blog-8957328852827167182.post-57461122112803026772020-04-15T02:30:00.001+07:002020-04-20T22:26:54.305+07:006 Tips to Save Money on Holiday in Tokyo<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://https//10moneytips.blogspot.com/2020/04/6-tips-to-save-money-on-holiday-in-tokyo.html" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="1500" data-original-width="1000" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi3aNLwzCTRmGN55tPqjBRuA3YwjR8Ggb5f2aZQ-rJMylttxzy4DtOZvE6j0dB3eunaUB9pzXRVtqr7lFvsNmaaaU9_ZQr0yAmN-F_L5sotf2zs8GWuciy3QnuyaGEWX5N7j9zH0-SM2Mw6/s320/20200420_140156_0000.png" width="213" /></a></div>
Tokyo not usually the destination for budget travelers, according to Jonathan Alder, travel agencies, and experts in Tokyo. "Hotel, the transportation, and meals are all quite expensive in the city, but you do not need to have deep pockets to have a top-class trip," he said. Here are some tips to enjoy the luxury of Tokyo vacation and <u>how to save money in Tokyo</u> less:<br />
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1. VISIT DURING THE WINTER</h3>
Alder recommended visiting Tokyo from November to February when hotel rates at a record low and mild to cold weather.<br />
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Avoid going in March and April. The months of spring are the cherry blossom season, and while the beautiful flowers and the festival are equally valuable, the price of a hotel room at their peak.<br />
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<a name='more'></a>2. STAY IN CITY CENTER</h3>
That is the key to choosing accommodation near Tokyo Station and the Imperial Palace in Tokyo. Both are close to each other, and the area of the heart. Luxury hotel prices are higher, compared with other parts of the city, but Alder said that it was worth paying up.<br />
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3. SPEND ON FOOD FAIR</h3>
Travelers who live to eat have to spring for at least one high-end dining. top picks Alder is a Sushi Bar Yasuda for sushi and GO, located in the Palace Hotel, to teppanyaki.<br />
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Save big on the rest of your meal costs by checking a lot of cheap fast-casual restaurant city (for names, ask your hotel concierge, TripAdvisor or Time Out Tokyo), where you can experience the unique Japanese cuisine without emptying your wallet.<br />
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Alder is a dining destination in the city of Tokyo Station, which is filled with many cheap restaurants and is suitable for <u>frugal traveler Tokyo</u><br />
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"The quality of the food in there was outstanding, and you can get a great meal with a beer for under the US $ 25 (S $ 32.77) a person," he said.<br />
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4. RELY ON THE SUBWAY</h3>
Tokyo subway is the fastest and most inexpensive way to get around and see all the cities of the region, the environment, and attractions. The price for the ride starts from around the US $ 1.50 but it depends on how much you will be traveling, look into local and regional rail passes before your trip, you can save lots of money.<br />
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5. TAKE ADVANTAGE OF FREE AND TOURISM AFFORDABLE</h3>
Many attractions are either free or low-cost Tokyo to visit. Ueno is a district with a beautiful garden that is open to anyone (and home to some of the deer are very approachable) and the National Museum which has an entrance fee of less than $ 10.<br />
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In the area of Minato City, Nezu Museum is a must for the spectacular Japanese garden and costs less than the US $ 13. The Imperial Palace for free, but travelers need to visit them in advance, you can do it online on the first day of the month prior to your trip (for a visit in November, for example, you must order on October 1).<br />
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6. JAPAN BRAND SHOP TAX-FREE</h3>
Take your passport along when you go shopping because it will allow you to buy tax-free goods in many stores.<br />
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"No refund later," Alder said. "You just were not charged." And stick to buying a Japanese brand, which is cheaper than foreign luxury labels.<br />
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Luka Amigohttp://www.blogger.com/profile/12352413784482119725noreply@blogger.com0tag:blogger.com,1999:blog-8957328852827167182.post-8328140059307301912020-04-13T22:00:00.000+07:002020-04-20T22:26:37.766+07:00Top 5 Tips how to save food, money, and planets<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://https://10moneytips.blogspot.com/2020/04/top-5-tips-how-to-save-food.html" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="1500" data-original-width="1000" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg7EDBE-pL4RCqWyQjzfgkF0MiQBJSLq4r1k9_Lj8-jCF3J6Phh-E4rledN-LB6Zqb5BeuepzfgNgWhbZR08nfRgGCfvHXYaEjfnJOY4FI2wJiuoi5_x8U08nM_yVWqNx_pxWmMdl9LyBPG/s320/20200420_140911_0000.png" width="213" /></a></div>
In the meter in your lunch today, probably you not are thinking about where the grain is grown for making bread in your sandwich, or the amount of water used to grow tomatoes in your salad, or meat in the meat pie contributed to the increase in greenhouse gases.<br />
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It is also probably are not thinking about how changes in climate can affect the production of these foods in the future. But you may spare a thought for those who go hungry every day and how lucky you are to having access to nutritious food, fresh and tasty in his abdomen.<br />
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<a name='more'></a>World Food Day is celebrated every year on October 16 to remind us that we need to ensure food security as an increasingly global climate change and population. It also induces us to think about the links among the poorest who do not have access to enough food, the need for more sustainable agricultural practices and the importance of minimizing food wastage.<br />
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More than a third of all food produced globally is lost or wasted. Australian households on their own, 4 million tons of food are wasted every year.<br />
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All that takes food water and energy to produce, transport, prepare and sell. All these resources are wasted when we throw food away. In fact, global food loss and waste generated 8% of the total emissions of greenhouse gases a year.<br />
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You can also save your pocket by not wasting food. The average Australian family shed more than $ 1000 of food each year - enough to power an average household for one month.<br />
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Change begins at home and that also begins in the classroom. That's why this year, we are working with our good friends Bayer teaches students about why it is important not to waste food and <i>how to reduce food waste in schools.</i><br />
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On the occasion of World Food Day and the launch of our new educational resource for schools feed a hungry planet, our program sustainable future education is aimed at schools across the country to spread the word about saving food and <u>how to go green with food</u>.<br />
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Sustainable Futures teaches the science behind sustainability. Feeding a Hungry Planet is all about the science behind the resources involved in food production, how our changing of the contributing climate problems agriculture industry and how technology is alerting food production.<br />
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To reduce its contribution to food waste, here are our top 5 tips on <u>how to save food</u> at home:<br />
<ul style="text-align: left;">
<li>Install a compost bin in the backyard or a worm farm on the balcony so you can turn your food scraps in the kitchen nutritious food for your plants and garden</li>
<li>Save peelings and cuts off its vegetable preparation and make a tasty action</li>
<li>Plan your meals in advance or use a menu planner, so you only buy what you need from the shops or market</li>
<li>Eat your leftovers for lunch - do not leave them in the refrigerator</li>
<li>Keep foods properly to ensure that it stays fresh longer - <a href="https://blog.csiro.au/top-5-tips-save-food-money-planet/" target="_blank">See these tips for storing food</a></li>
</ul>
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Sustainable future relies on a food waste solution program that combines the latest climate science with education for sustainability sponsored by Bayer.</div>
Luka Amigohttp://www.blogger.com/profile/12352413784482119725noreply@blogger.com0tag:blogger.com,1999:blog-8957328852827167182.post-30930646178808933532020-04-13T16:38:00.000+07:002020-04-20T22:25:53.191+07:0010 Tips to Save Money on Babies for New Parents!<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://https://10moneytips.blogspot.com/2020/04/10-tips-to-save-money-on-babies.html" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img alt="10 tips to save money on babies for new parents!" border="0" data-original-height="1500" data-original-width="1000" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj5QfbOSP8FmhXm__ciJnX1W98qLCzBscIrEpkER60diKIFXnutE0zPTqT2q_d8QbSa5zev5X51MM9Lr3tVFj7u7wv3jXcxq7sYk30aoIRz2LXJqZ6YzLW8RKz92Inhj36aG2BQiqj50x9a/s320/20200420_141452_0000.png" title="10 tips to save money on babies for new parents!" width="213" /></a></div>
Congratulations to all of you new and expectant parents! We have tons of newborn babies to celebrate, so Let's talk about how to save on babies. As a new mother, father or even grandparents, you can begin to plan ahead and get stocked up before the baby makes its debut early and make a little less sleep deprived!<br />
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I put together a fun list of 10 tips to <i>save money</i> for everything that new mothers and fathers. This works for grandparents who want to help too!<br />
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10 Ways to save baby's finances</h2>
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<li><b>Baby weekly sales list Southern Savers</b></li>
</ul>
Each week we publish a list of all the best baby deals you can get around the city. This is a great way to quickly see which store has the best prices on everything from baby food wipes. You can also use search TEMA to find exactly what you need for sale at this time.<br />
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<li><b>Collecting diapers</b></li>
</ul>
One of my most popular posts of baby diaper covers collection, the price you pay and the amount you will need. Use as a guide to filling his diaper closet at a fraction of its retail price. Overall, I am looking to pay no more than $ 4.50 per pack of diapers and this publication describes the process !!<br />
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<li><b>Cloth diapers</b></li>
</ul>
If you prefer to try your hand at SAVINGS cloth diapers, we covered that too! They can be a great way to save money and resources if you can incorporate them into your routine.<br />
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<li><b>Make your own baby food</b></li>
</ul>
To save on baby food, use coupons bottles or bags, but also consider their own baby food. During the summer months, the products can be very inexpensive and can be frozen ahead.<br />
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<li><b>Sign Baby Records</b></li>
</ul>
If this is your first or your fifth should always make a record of the baby! You get free gifts and coupons from Amazon, Target, Buy Buy Baby, Walmart and many others! Watch for deals that come after the baby is born to complete your registration, we often see 15-20% discount on any item you received that was registered to.<br />
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Tip: Grandparents can also create a record for items they may need. And new parents can record all baby needs in the budget Checklist. They will also receive welcome gifts!<br />
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<li><b>Supplies for mom and dad</b></li>
</ul>
Do not forget to have your pantry cabinet and medicine also provided so that you do not have to run out and pay full price you run out of toothpaste. COUPONING in the months before the baby arrives can really take a lot of stress and financial burden of new parents.<br />
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<li><b>Save baby gear by Price Matching</b></li>
</ul>
Never buy large items for babies without cost compared with Amazon, Target and other large retailers. If you need something today and can not wait for it to be sent, preying on match policies Target price and Buy Buy Baby and get the item today for the price online!<br />
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Tip: Use the barcode scanner in southern SAVERS application to find the cheapest price online while in the store. Go directly to the customer service and price adjustment!<br />
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<ul style="text-align: left;">
<li><b>Thrift store</b></li>
</ul>
Venturing to local thrift stores, Goodwill stores, and consignment sales. You will often find used clothing (sometimes still have labels) to a fraction of the price. Create a stylish wardrobe for the bean or child care without emptying your wallet.<br />
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<li><b>Never Say No to hand-me-downs</b></li>
</ul>
The truth about baby gear is needed only for a short time. Most parents of young children now have a garage full of things that are not in use. Talk to family and friends about the heritage of their unused things. It's a great <u>saving tip for new parents</u> and they will be happy to go to someone who can use it.<br />
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<ul style="text-align: left;">
<li><b>Check your insurance coverage for breast milk for free</b></li>
</ul>
Most health insurers are now required to cover any type of breast pump. Check with the vendor and see what your options are. This could be a way to save a few hundred dollars!<br />
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With a new baby in the house, I am constantly looking for the additional<a href="https://www.southernsavers.com/couponing-for-baby-top-ten-money-saving-tips-for-new-or-expecting-parents/" rel="nofollow" target="_blank"> best ways to save for baby</a>. All the other experienced mothers, feel free to chime in with your preferred <i>saving tips</i>! I'm always inspired when you leave comments!</div>
Luka Amigohttp://www.blogger.com/profile/12352413784482119725noreply@blogger.com0tag:blogger.com,1999:blog-8957328852827167182.post-80254695070053120522020-04-13T03:02:00.000+07:002020-04-20T22:30:09.568+07:00Tips on how to save money to go vacation to Europe<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://10moneytips.blogspot.com/2020/04/Tips-save-money-to-go-vacation-to-Europe.html" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;" target="_blank"><img border="0" data-original-height="1500" data-original-width="1000" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjUsMHqa88YcLhi48ZVX6gBeduJqkBU741_axC_MzaCLHPWEA8r7Idv1IxCOPGs1E6VEmG2sjwmakxuis7hfhGE03Q0vo5ZCBTfNBN7QpL5UAXlsnl9wfEOoU3CWso6HGGi0WzJ4RH3_9iN/s320/20200420_175504_0000.png" width="213" /></a></div>
Unlike the Caribbean beaches of Asia or a neighboring country of the US, travel to Europe can be quite expensive for Americans. Although the dollar is gaining ground again in the world economy, yet it would put a huge dent in your pocket to plan the last European vacation.<br />
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This is especially true if a luxurious and elegant book will eat French or Italian restaurants for the duration of your trip.<br />
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The good news is that you do not have to wait until you've saved a huge amount of money to experience travel in Europe. A knowing where to go, when to book your flights, where to stay and how to save on food and beverages, you can enjoy the glory of traveling to some of the most interesting and ancient cities of the world, which is Europe without burning a hole in the pocket.<br />
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Tips on how to save money for Europe trip</h3>
Traveling to Europe, you should know about the value of their money against the euro. For example, between 2010 and 2012, the value of the US dollar against the euro increased by 9.2%. If current rates are along these lines, then we can say that the dollar is fairly strong and can easily expand your hard-earned dollars for the fastest time in the European region.<br />
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The next thing you should learn about where exactly is in Europe that must travel. According to Travel + Leisure, you can get the best value for your money traveling to these parts of the region<br />
<ul style="text-align: left;">
<li>Berlin Germany</li>
</ul>
the German capital has recently undergone a boom in hotel construction so you can easily get luxury accommodation 18% less than the European average room.<br />
<ul style="text-align: left;">
<li>Budapest, Hungary</li>
</ul>
Get the best value for money to book a hotel in Budapest. The Hungarian capital is where Americans can enjoy up to 25% more value for your dollar against the local currency. This means that the prices of goods and services are quite affordable compared to European standards.<br />
<ul style="text-align: left;">
<li>Dublin, Ireland</li>
</ul>
He is not lacking places to visit in the great city of Dublin. From the moment you book your flights, you can easily enjoy the lowest rates. Hotel rates here are also accessible to European standards and is a good starting point for exploring the rest of the region.<br />
<ul style="text-align: left;">
<li>Greece</li>
</ul>
No matter what city in Greece is visiting, you are bound to enjoy good prices, especially when it comes to accommodation.<br />
<ul style="text-align: left;">
<li>Krakow, Poland</li>
</ul>
Prices of hotel rooms in Krakow are almost 50% lower than what can be booked in neighboring countries. The prices of goods, transport, and services are also much lower when measured in European standards.<br />
<ul style="text-align: left;">
<li>Lisbon Portugal</li>
</ul>
This city in the region of Western Europe is where you can enjoy eating out. Many luxury hotels can be booked at lower rates compared to the most popular cities in the area.<br />
<ul style="text-align: left;">
<li>Reykjavik, Iceland</li>
</ul>
Great rates at much lower housing prices, this city in Iceland is definitely worth a visit.<br />
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Top tips on how to save money during your trip</h3>
Now that you have an idea about which European cities will give you the best value for your money when traveling, what are the real ways to save during your trip to the chosen location? Take a look at the following list:<br />
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Tips for cheap Europe travel</h3>
Your credit card may be most practical to use, but there is really no need for you to be in debt just so you can take your dream vacation in Europe. There is no sense in enjoying a holiday that would still have to pay for two or three years down the line, with interest. So what can you do to save for that trip?<br />
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If you are using your credit card for major purchases, choose one that will allow you to rake miles points. This way, when you finally book your European flights would not have to pay so much on airfare.<br />
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If you have birthdays or anniversaries to come, ask friends to contribute to the travel fund instead of giving other GITS. If necessary, take an extra job or go to freelancing gigs. Finding ways to reduce certain aspects of the budget and any amount you end up saving, send it to your travel funds.<br />
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Learn about the best times to visit Europe</h3>
According to the Office of Travel and Tourism Industries under the US Department of Commerce, June and July are peak travel dates to Americans visiting Europe. Flights and accommodation booked during these months are at their maximum rate so if you want to save money for Europe trip, avoid as much as possible.<br />
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Airfares begin to fall about half of the latter part of August, just before the school year begins. This lasts until the end of March, which happens to be about spring break. You can not experience a pleasant climate during off-season travel to Europe, but spring is when the flowers are in full bloom in the countryside of England.<br />
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August is when people in Paris leak in a cooler place, so dealing with the younger crowd. If you wish to visit Russia, the best cultural experiences can be had in the winter.<br />
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Know where will fly cheaper rates</h3>
After deciding where to go, you can use sites such as kayaking or Skyscanner to compare rates. However, it is still better if you are visiting the official website of the airlines that will fly, so you will not have to face additional charges.<br />
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Some airlines offer flights to European destinations include specific IcelandAir through Reykjavik; Ryanair and EasyJet for most cities in the region; US Airways, American Airlines, United Airlines and Delta for European cities via Heathrow; Lufthansa and Italy for Barcelona or Madrid.<br />
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If you need to rent a car, book Model diesel per hour</h3>
Based on information from <a href="https://www.dontpayfull.com/blog/money-saving-tips-for-an-european-vacation" rel="nofollow" target="_blank">Europe trip planner</a>. Hertz, one of the rental companies popular car most of the world, presented the program of Hertz 369 that allows travelers the UK, Belgium, France, Italy, Germany and other European<br />
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Country to rent vehicles in the following increments: 3, 6 or 9 hours. If you simply want to experience the thrill of driving through the countryside, renting a car on an hourly basis it will not cost much.<br />
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You can even reserve a car for the minimum number of hours of driving yourself to the airport, which could be cheaper to ask the hotel concierge to give you a shuttle service to the airport exclusive.<br />
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But what about the high prices of fuel in Europe? The solution for this is to rent a diesel car like the Opel Astra and Volkswagen Golf. Some parts of the region are quite reasonable gas prices are Britain, Spain, and Eastern Europe.<br />
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The trains are fast and cheap</h3>
Europe has one of the most efficient rail systems in the world and is a much cheaper form of public transportation that renting a car. Spain has a track 900 miles, which they plan to expand to more than a few years from now. You can make a cross-country trip by train so you do not have to spend money on flights.<br />
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Example routes are Milan Naples or Madrid to Barcelona, over $ 100 for each ticket. You can also check out the train packages all-inclusive, which give you the total experience of exploring the towns and countryside of Europe through rail routes.<br />
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The Danube Express, for example, offers a 10-day trip that takes you from London to Istanbul. The commuter train 1950s has been restored to make you feel like you're traveling back in time.<br />
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Book alternative accommodation</h3>
If you are traveling to Europe during the low season, you may run into hotels offering great deals and even upgrades free rooms. But since you are traveling to the region to see the sights, anyway, there really is no need for you to splurge on a hotel room. Check rates weekend at boutique hotels business hotels, or vacation homes cost low.<br />
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Additional tips to save money on European travel</h3>
When tourism, focus on a region or country. Instead of jumping from one place to another, you can spend a whole week of tourism in areas such as Florence, so you can get an idea of what makes it function as a city. You do not want to spend hours sitting in traffic so it is better to focus on a region or country instead of a European flit to another destination.<br />
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Do your research online so you can save money on tickets to museums. There are also free concerts or performances in public places that can be enjoyed so no need to spend so much money on tourism.<br />
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A withdrawing the money, do it in a bank ATM where you can get better exchange rates and lower surcharges. To save money on food, find hotel deals already include breakfast. Otherwise, just look for a nearby coffee shop or a local bakery where you can get coffee and pastries.<br />
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They packed lunches at lunch are very popular in France, while in Italy, bakeries sell pizza by the slice. For every formal dinner that will take a fancy restaurant, they have a meal at a cheaper place or just go for takeaways.<br />
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In doing your research, book your flights in advance and know exactly where to go, you can plan and really take that vacation in Europe - without having to burn a hole in your pocket by experience.</div>
Luka Amigohttp://www.blogger.com/profile/12352413784482119725noreply@blogger.com0tag:blogger.com,1999:blog-8957328852827167182.post-67503994696978236562020-04-13T02:07:00.001+07:002020-04-20T22:43:08.895+07:007 Holiday Tips hacks for saving at Universal Orlando Resort<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://https://10moneytips.blogspot.com/2020/04/7-vacation-hacks-for-saving-money.html" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="1280" data-original-width="853" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiyGNYk1xz7hDGOYXjo7MQrvHr5iJ_x6n6_Oj3jXNJKjc7CzJuDuSwm1fQzBsje6Lawk531A5TdgUSuqDtzReNANhzbndkOqsbybp21uHsE9bz7DLx4MLHxuQaDvj_qF2liWovUOK6hUHeq/s320/885b74ac-7521-4fa6-8669-91b8d4930fa1.jpeg" width="213" /></a></div>
Recently we show you how to navigate the crowds and lines to maximize your next vacation to Universal Orlando Resort. Now we're about to tell you about the big savings.<br />
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Follow these <i><b>Orlando travel pro-tips</b></i> to finish with a little more spending money in your pocket.<br />
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Buy tickets online in advance</h3>
This will not only save time at the front door, but you can get $ 20 off the price of the door at all entrances of several days. All you have to do is print the tickets at home and head straight to the turnstile.<br />
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Stay at the property for free transportation to and from the parks</h3>
There is nothing better than being close to the action and saving on transport. Take a relaxing boat ride or take the bus instead. You can even walk to many of our hotels Universal Orlando to get your daily steps in; they are so close.<br />
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And if you are looking for transportation to and from the airport, you can add I SuperStar Universal transfer to your holiday package. (<u>based on Orlando travel tips</u>)<br />
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Stay on the property to free Universal Express</h3>
Again, you can skip the regular lines on all the rides and attractions that are involved with Express access. Stay in one of three Universal Orlando hotels offering this benefit to everyone in your party and enjoy the ease of timeouts shorter.<br />
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Park for free at Universal CityWalk after 6 p.m.</h3>
If you're looking for a night on the town, there is no need to worry about the cost of parking. Just pull up Universal CityWalk after 6 p.m. and you're good to go.<br />
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Save on meals with a dining plan</h3>
A dining plan package drinks, meals and snacks together. It can be filled along your journey for a low price.<br />
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Stay hydrated and filled with refills</h3>
It is easy to keep thirst at bay. Coca-Cola Freestyle glasses are rechargeable, so you can enjoy many drinks throughout the day. Or if it comes to water it needs, which is also available at the prefilled glass.<br />
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Also, do not forget the popcorn! popcorn buckets are rechargeable for only $ 1.29 plus tax.<br />
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Orlando become a holder of the universal annual pass</h3>
If you like coming to Universal Orlando (and who is not? No), the best value you can find ( Based on-site <a href="https://blog.universalorlando.com/guides-and-tips/saving-money-at-universal-orlando/" rel="nofollow" target="_blank">Saving money at Orlando</a> information )is our annual and seasonal passes. 6 different types of passes, it's easy to find one that works for you and your family. Not to mention the great benefits and discounts related to your pass<br />
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What do you <u>things to do in Orlando on budget</u> cuts when visiting Universal Orlando Resort? Tell us in the comments!</div>
Luka Amigohttp://www.blogger.com/profile/12352413784482119725noreply@blogger.com0tag:blogger.com,1999:blog-8957328852827167182.post-3492462420402563052020-04-12T04:45:00.000+07:002020-04-20T22:51:11.473+07:00First time to stay at the apartment: How much money do you need to save?<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://https://10moneytips.blogspot.com/2020/04/first-apartment-How-much-money-you-need.html" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="1280" data-original-width="853" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhSZE5gNOeg3YiBjyr3rUOch70aGPsNP6mE7KxPBZnNcefFOxsPcclpnOMHydptPEhP60_P0HIGEmlKKsAMmpsQD6IUywqTYwgITMe6_Hw2Eli9DwneZ8Y32ps7m7YTndUfw3W0Kge82Pez/s320/885b74ac-7521-4fa6-8669-91b8d4930fa1.jpeg" width="212" /></a></div>
For many of our readers, moving in their own apartment is the ultimate goal. You want a place of your own, it means sharing an apartment with friends or find a studio, you can call your own.<br />
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But how do you get there? Earlier this year, we did a three-part series on the subject. Now it's time for a refresher course on <b><i>how much money</i></b> you need every step of the way.<br />
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<b>To move out</b></h3>
So let's dive right in! First, in 2013, the rental market is very tight. According to Reuters, the national vacancy rate for apartments is now 4.3%, down from 8% in 2009. And if you're looking for a place in New York, San Francisco, Chicago, and many other major markets, it is much lower.<br />
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In other words, there are not many apartments open - and there are probably more people who want apartments as apartments suitable for everyone. This means that if you are looking for a discount or offer, you're unlikely to find one.<br />
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This is the simple reality of many hunters and some vacancies. If anything, you may have to pay a premium to get the place you want. So start saving! If you are a new grad process of about $ 40,000, you will need $ 3000 (detailed at the end of this post) in the bank before you can move.<br />
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Your regular income</h3>
If you are looking to live in a place of your own, it is better to have a steady income. You'll be much more likely to get a place, and you will have peace of mind when you travel. There are two ways common to determine the amount of apartment you can afford. Is:<br />
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Divide your net monthly salary by three, or<br />
Divide your gross annual income by forty<br />
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The resulting number is the absolute maximum you have to pay monthly rent. If you rent out your means, you highlight every month ... and there will never be a respite. So stick to what you can afford. (If you do not have a steady income, or you are looking for a job, or you are looking into renting one hand, see our tips to get an apartment without meeting the requirement income (note:. You may need to have more money saved.)<br />
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How much does it cost to rent an apartment per month</h3>
Just because you meet the income requirements for a given price range, it does not mean you're done for now. Mark Posing apartment through a security deposit. The deposit is usually the same amount of money for one month's rent. You will also probably be subject to a background check and credit - you are often billed at $ 30- $ 100, depending on the management company.<br />
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This means that you will need to have almost double the rent of your first month plus $ 100 or more and you'll need to be able to cut a check for that amount as soon as you want to get a place. (Yes, eventually you will get your deposit, but it will not be before the end of your lease, provided that you have kept the apartment in good condition. Meanwhile, it is an asset to the illiquid background you need to save for.)<br />
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Moving</h3>
Do not overlook this expense. Probably, it will be for a moving truck rental, or for a full-service move. Price each in your area. If you rent a moving truck in town and the rest to you, expect to pay about $ 40 to $ 150 for the truck and supplies such as tape, boxes, etc.<br />
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This is the recommended choice if you can live with a few dings on your furniture, you are fixing stuff at ease on the back of the truck you can drive a huge vehicle with aplomb, and you have friends recruiter- able.<br />
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Generally, if you make a small move to full service in town with a good company, expect to pay about $ 300- $ 600. If this sounds a lot, that's because it is; That said, if you find a good company and you have things well, there is much value in having someone move carefully in your new place.<br />
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It is unlikely that you will get your moving expenses all the way to zero. If you do, my Hardy congratulations: you have friends, great forts and free access to a large vehicle. If this describes you, all you need to consider is the burden of getting your new location equipped with the basics: toilet paper, cleaning products, light bulbs, paper towels, dish rack, etc., etc. Expect to pay about $ 50-100 for moving essential apartment, everything said - and at the top end, if you are starting from scratch.<br />
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<b>Furniture</b></h3>
If you already have furniture, you're in luck - you've probably paid more to move, but now you made in this department. If you do not have much furniture, remember that furniture is a product that you can pay almost any price. We have articles on how to furnish your room for under $ 500, less than $ 1,000 and less than $ 2000.<br />
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Pay more for furniture does not guarantee a better product, but if you are patient and knowledgeable, you will be able to obtain long-term, fine furniture if you spend a little more money. That said, your first apartment need not be Versailles. Spend an amount you're comfortable with - and remember that, apart from the basics, you do not need to buy everything at once.<br />
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Consider visiting thrift stores intermittently. End tables, lamps, shelves and others can be purchased gradually - so think of furniture as a recurring expense for the first year, rather than as a lump sum.<br />
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<b>Utilities</b></h3>
We published an article with a breakdown of the costs of public services. Summary: reported from the website source <a href="http://www.myfirstapartment.com/2013/09/getting-your-first-apartment-how-much-money-do-you-need-to-save-to-move-out/" target="_blank">Your First Apartment</a> you should expect to pay about $ 200 a month in utilities (which includes the Internet, a web streaming service, and renter's insurance in addition to the usual heat and electricity).<br />
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Keep in mind that it is per unit, so if you share an apartment with friends, your individual cost will be much less. We would also note that, as tempting as it may be to ignore, renter's insurance is a must-have. It is less than $ 150 a year, and if you have a fire, flood or burglary, you'll be able to re-purchase your property and someone else put you in a hotel until your place is habitable. So, get renter's insurance!<br />
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<b><i>First apartment budget calculator</i></b></h3>
1st month rent $ 100 - $ 40,00 salary / 40<br />
Deposit $ 100 - one month rent<br />
Moving expenses $ 400 $ 0 - depending on whether you are furniture (bed, etc.)<br />
Furniture $ 0 $ 400 - if you have moved furniture with $ 0, otherwise you'll need a few basics (bed, etc.)<br />
Miscellaneous 400 $ - utility deposits, credit check fee, renter's insurance, starter supplies<br />
Total about 1440 $<br />
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Luka Amigohttp://www.blogger.com/profile/12352413784482119725noreply@blogger.com0tag:blogger.com,1999:blog-8957328852827167182.post-80248761844013451572020-03-29T04:00:00.000+07:002020-04-15T15:38:55.536+07:0020 Money Saving Tips During the Winter<div dir="ltr" style="text-align: left;" trbidi="on">
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Winter can be harsh. It's cold, gloomy, stressful and expensive. However, there are some <i>winter savings tips</i> you can do to save some costly expenses. </div>
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Here are some tips to help save your sanity-saving some money:<br />
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1. Turn off heat</h3>
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We all like to blast the heat to keep warm in the winter. But when I'm not home or at night when I'm sleeping, I put out the fire. Yes, all the way out.<br />
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Why you have wasted your money while you're not even there to enjoy it and <u>how to save on heat</u>? Yes it does a little cold when I get home, however, the heat is turned on immediately and within minutes the house is warm, and I did not lose money on heat that was not even using anyway.</div>
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2. Lower heat</h3>
If you do not want to be an extremist like me, then Global News suggests that even turn your heat down a few degrees at night and while you're not home yet you will <u>conserving heat in your home </u>and save on your heating bill.<br />
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3. Turn off the lights</h3>
Lights, TVs, set-top boxes, anything you leave on while you're away or sleeping, despite all add to your electricity bill! Many people forget the little things like your wreath on your fireplace and leave running. Make sure when you leave the house turns it off. It is not only saving energy but also is saving some money!<br />
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4. Create a Gift</h3>
Winter is the time for many holidays. And with the holidays it is easy to get caught spending money without thinking. It's fun to give gifts! But if it is true that it is fun gift-giving, you can do it without emptying your bank account. In making gifts instead of buying them, you will only be spending money on supplies and can reduce your gift budget significantly.<br />
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5. Play game at a holiday</h3>
If the purchase is still fun for you, then maybe you play some games holiday to eliminate having to give a lot of gifts. Secret Santa game is a popular game with friends and family who buys a gift for one person instead of many. But there are plenty of games for all the holidays that can be played to reduce the number of gifts you buy. Find some ideas online or Pinterest.<br />
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6. Choose an intimate New Year's party</h3>
The people spend a lot of money dining out or buying tickets for special events for New Year's Eve. While you can certainly be a lot of fun, if you're looking to keep your budget down winter, then it is probably not the best idea.<br />
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Instead, plan a party that is familiar with most families and friends. Everyone can bring a dish and/or your own drink, and we provide the place to party. You save you tons of money New Year, and still be ringing in the New Year with fun!</div>
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7. Budget meals</h3>
Ah shopping, wasting money. Have you ever been the person who enters the store for five things and goes with 10? I have! Especially in the winter, when there are so many things to buy and comfort food is at the forefront of his mind.<br />
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But stay strong! Make a budget for how much you feel you must spend a week and write a list of what you need. However, stick to it! This prevents you from impulse buying freshly baked cookies.</div>
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8. Freezer meals</h3>
When cooking, do yourself a favor. Do some extra things - sauces are especially great for this. When you make a little extra, you can freeze and thaw the food for later use. This is a great idea when you realize that maybe just a little short of cash, have some dinners backup ready to heat and eat.<br />
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9. Keep inside the gas storage</h3>
<u>How to save money on the gas bills in winter</u>?? the gas is expensive, we all know. And eat your gas car even faster in the winter because the heat is turned inside your car. But if his visit to allowing limited himself a trip to the grocery store a week, go to work and come back without stops in between, then you can limit the time you're in the car and limit the amount of gas that is gulping.<br />
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10. Spade by instead of blowing snow or plow</h3>
Another monster gas is blown snow or shoveling snow. When heavy, thick snow that is not a bad idea to bring these machines to life. However, it is not too bad, go shovel instead. Not only will you save money on gas, but also I get a great workout and burn off some of those holiday calories.<br />
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11. Find the Used decorations</h3>
The holidays tend to spend money on decorations. There is nothing wrong with wanting to look pretty home, but you need not spend a lot of money to do it! Every year at the end of winter people have passed through its decorations and are ready to get rid of what they have.<br />
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Take advantage of that! Garbage always they say one is the other 'treasure man. Find some treasures in decorations and you'll save ton decorations for next year.</div>
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12. Clip coupons</h3>
We've all heard Stamp Disney, but we just coupon to maintain our low costs. If the budget for your grocery shopping just does not work, try clipping coupons from the weekly ads. It's even easier now because a lot of places you can print coupons online. Coupons are useful not only for food but also for craft stores if you choose to make gifts, decorations, etc.<br />
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13. Try not to use credit cards</h3>
He has always taught me that if you can not afford it then do not buy it. Do not use credit cards! But I listen to my mother? Of course not. But I do now. She was right, a lot of money you will save by not using cards purchase items. With the holidays it is easy to get the idea that credit cards are the way to go, but stop, let the plastic and move away quickly. Because it will not only be paying interest on these items all the way until the card is paid off but if you miss a payment, forget it! Late fees will only cause you to spend more than you can imagine.<br />
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14. Have movie nights at home</h3>
Movies are a fun go-to in the winter. Inside is warm, no popcorn being popped, and adventures on the screen. But you can have the same kind of cozy winter fun for a fraction of the cost. Have a movie night at home instead of going out. You still can have popcorn (which costs much less in the store) and even better - can you pour a glass of wine! Something that obviously can not be done with most movie theaters. With so many options to watch movies like Amazon and Netflix, you can catch the latest movies during your stay warm and welcoming. In addition, you are saving gas money too - double win!<br />
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15. Save your change</h3>
Spending money is inevitable in the winter months. No matter what you try to cut with the holidays, food and gas, will spend money. However, a great way to save some is getting a change jar. Take your return after going to buy some gifts, or buy a holiday dinner and put it in a jar. Every time to buy a hot chocolate to warm UP put your change into the bottle. You will be surprised how much you save up.<br />
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16. Use alternatives to heat</h3>
It's winter so if you are rejecting heat, or put out the fire, make sure you have an alternative to keep warm. blankets, heating pads and warm pajamas all be able to keep warm and will not even notice that you have the heat out! I used to heat every night and put it in my bed a bag of rice a few minutes before I got there. At the moment I would like to get into, it was nice and cozy and I do not lose heat at all.<br />
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17. Buy in bulk</h3>
Using bulk stores is a great way to save some money. Bulk stores offer great varieties of food at very reasonable prices. Get a membership, if necessary, and try your grocery shopping there. You will be amazed at the savings! Just make sure it has enough room for all your items! It will also save on trips to the store (see # 7 and # 9) so there is a bonus saving there!<br />
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19. Choose cheap New Year's Resolutions</h3>
New Year's can be quite costly. Especially if you are thinking about joining a gym. Fortunately, there are alternatives to expensive New Year's resolutions. If you want to lose weight, maybe try some exercises at home. If you want to read a book a month, go to the library instead of buying new books. Or choose resolutions that are low cost and, like saying one thing he is grateful for every day, or volunteer in your community.<br />
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20. sealing windows and windows closed</h3>
In an article mirror, a simple trick mentioned winter - close the curtains! It is well known that heat can easily escape and cold air can enter through the windows. So what to do? Close windows, the cold will remain on the outside and the heat inside, curtains act as a barrier.<br />
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But if you find this enough it does not work, I have gone so far as to use plastic to cover windows. It is a sealer that will also act as a barrier, so just go to your local hardware store - you will know where you are saved!</div>
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Using these <i><a href="https://www.lifehack.org/articles/money/20-excellent-ways-spend-less-money-during-the-winter.html" rel="nofollow" target="_blank">financial tips for winter</a> </i>can really be a money saver winter. You can do some or all, and anyway, if you do any at all, you will see a difference in their cost of winter!</div>
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Luka Amigohttp://www.blogger.com/profile/12352413784482119725noreply@blogger.com0tag:blogger.com,1999:blog-8957328852827167182.post-22994076599718512522020-03-28T06:30:00.000+07:002020-04-16T04:05:29.826+07:0010 Unusual Ways to Keep You Save Money in 2020<div dir="ltr" style="text-align: left;" trbidi="on">
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If you are thinking of quitting your job soon, you're (hopefully) saving up about 6-8 months of expenses so you have some protection (also known as a runway) if it crashes business and burns the first months.<br />
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In order to save the biggest pile of cash you can before you leave your job, he wanted to put together a long list of <u><i><a href="https://hustletostartup.com/ways-to-save-money/" target="_blank">extreme ways to save money</a></i></u> ideas on how you can save even more.<br />
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<a name='more'></a>1. Swap Out Your Cable Bill</h3>
The Cable is becoming more and cumbersome as time passes. With Triple Play packages and Internet packages only be around $ 50 + in many areas, many people are cutting the cable and using alternative methods to get to watch your favorite TV shows and movies.<br />
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Of course, you can join Hulu Plus or Netflix, but SlingTV offers live entertainment and sport that is one reason why many people cling to your cable subscription every month. Usually around $ 25 a month, which is very nice when you think about how much cable costs!<br />
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2. Get rid of the total television</h3>
The <u>unusual savings strategies</u>. Sell TV. Go read a book, take a walk, exercise. Additional time is needed to build the hustle side anyway. When I was saving money to quit my job, I had no TV at all. It was all work, little play, and helped me to stay focused on the target.<br />
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I'm not saying you have to go to that extreme, but an hour spent building your business is approaching its target, while watching TV will potentially slowing.<br />
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3. Sit in The Dark (lights out)</h3>
A little joke here, but actually save money.<br />
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Turn off lights on leaving the room - his parents used to yell at you for him when he was little, and I'm sure now I understand why they did it.<br />
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4. Sign Dollar Shave Club ... And then cancel after 3 months</h3>
Women (and I'm sure) men's razors are expensive. About $ 20 for a pack of razor refills 8, which is like $ 2.50 per refill!<br />
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I may or may not be ashamed to admit it, but I signed up for the monthly package of Dollar Shave Club for a $ 6 Months recharge option. These shaving heads are quite large and get 4 in each box, so it is $ 1.50 per refill. I only use about 2 each month so it ended with a surplus and leave the club after a few months.<br />
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I still have razors backup in my bathroom and I will not spend money on razors more. They also have an option of $ 3 months, but the shaving heads were not as quality in my opinion - even though it would only be $ 0.75, the razor!<br />
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You can cancel at any time so it's really a no-brainer in my opinion 🙂 If exhausted, start your subscription again and cancel when you have another surplus.<br />
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5. Call your cable company for their most recent promotions</h3>
I've done this so often, and typically am ready to get the "new subscriber" even though I'm still a customer. Furthermore, the fun is - if you have recently moved, you Comcast considers a new client so you can probably get these special offers a bit easier, without having to negotiate.<br />
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6. Get a Text Every Time You Spend Money</h3>
SIt seems too difficult? Perhaps.<br />
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I put this so that every time you spend money if it was an automated payment or I was in the store with my card, I get a text that includes the balance on my credit card or bank current balance.<br />
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I use Ally Bank for my checking account and savings Wealthfront, and they certainly offer this feature. I know my credit cards Chase and Citibank also do.<br />
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Speaking of light. I guess it really makes every purchase I make. I've already cut a few monthly subscriptions because I hate to see money taken out each time.<br />
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7. Carefully Sign Up for Credit Cards That Offer Rewards</h3>
A lot of credit cards offer cashback or reward points once you spend a certain amount. If you are going to spend money, then it does not hurt to sign up for one and reap the benefits. But be honest with yourself, and we do not need to spend more than planned on just to get the "cash back" - which is like moving a step forward and two steps back. And that <u>ways to save money on a tight budget</u>.<br />
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I think the Chase Ultimate Rewards program offers the best rewards. But if you travel frequently, other cards might be more beneficial for you.<br />
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8. Automatically transfer money into your savings on payday</h3>
The <u>other clever money tips</u>, Set up automatic transfers so that each payday you're saving a few hundred dollars. If set automatically, you need to plan for it so no overdraft - but that can work in your favor.<br />
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Some jobs allow you to separate where your direct deposit will too. So 80% of your paycheck goes to your checking account, and 20% can go into your savings. That way, you're not even responsible to press the button "money transfers".<br />
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Working for yourself already? Set up an automatic transfer from your bank account balance.<br />
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9. Refinance their student loans</h3>
This can be a more <u>creative way to save money</u>, but refinance their student loans can reduce interest payments, and sometimes reduce their payments. But not to extend his loan period only for small payments - it most likely is losing money on that stage.<br />
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Some good places to refinance are SoFi and CommonBond, but you'll want to check others to make sure you are getting the best rate.<br />
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<h3 style="text-align: left;">
10. Create a Budget and Stick to It</h3>
Sticking to a budget can really open some space in your wallet to save money. When they do not cost excessive in certain categories, you have more to save to reach your business goals before full time.</div>
Luka Amigohttp://www.blogger.com/profile/12352413784482119725noreply@blogger.com0tag:blogger.com,1999:blog-8957328852827167182.post-24643803095778518832020-03-28T04:00:00.000+07:002020-04-16T04:43:42.592+07:0031 Unusual Tips to Save Money for High School Students<div dir="ltr" style="text-align: left;" trbidi="on">
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Remember that the way to monetary achievement is monitoring how you're going through your cash and removing the unfortunate propensities.<br />
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Do you have fine wine tastes on a modest brew spending plan? It's alright – most undergrads are living on a careful <u>money saving plan for students.</u><br />
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If not, they're likely understudies getting themselves into a pattern of obligation.<br />
<br /><a name='more'></a>Do tastes of fine wines with a cheap beer budget? It's okay - most students live on a budget. If not, it is likely that students get into a cycle of debt.<br />
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But neither is fun or easy, you can be smarter about how you spend your money. Note that the key to <a href="https://www.fastweb.com/personal-finance/articles/the-31-money-saving-tricks-for-students" rel="nofollow" target="_blank">financial success</a> is to be aware of how you are spending your money.<br />
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Also they know there is a difference between being cheap and having smart spending. There is nothing wrong with living within your means instead of beyond.<br />
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<span style="background-color: lime;">Stretch your dollar furthermore with the following best money-saving tips for student:</span></h3>
1. Buy or rent textbooks and sell used books last semester back.<br />
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2. Do not make impulse purchases.<br />
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3. never go grocery shopping when you're hungry.<br />
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4. Limit the number of times you eat each month.<br />
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5. Trim vices - smoking and excessive drinking are terrible for you and expensive.<br />
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6. Always pay your bills on time to avoid large late fees.<br />
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7. If you have a credit card, pay as quickly as possible. (It is good to establish credit, but a bad credit score follows you everywhere.)<br />
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8. walk, use public transport or a bike ride instead of having a car.<br />
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9. live with other people so you can share rent and necessities.<br />
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10. Cut out expensive cable packages is not required.<br />
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11. Consider the most basic phone packages or plans that include unlimited text messages with free incoming calls<br />
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12. Do not buy the most expensive college meal plans. Find out what they actually consume and get the package correlation.<br />
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13. The store where student discounts are offered. There are so many places that offer discounts for students with school ID.<br />
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14. Look into a school gym in front of a gym in town. Many universities offer memberships for free or at a reduced price for students.<br />
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15. In the planning meals, make dinner with family and split the cost of food. Often, you are cooking too much for a person anyway!<br />
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16. sell anything that you no longer use or need. There are plenty of shops and websites like Craigslist Poshmark and where you can sell your clothing, furniture or items used technology.<br />
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17. Do not buy school supplies unnecessary. Why buy cumbersome notebooks when you can write on your laptop? It's good for the Earth anyway!<br />
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18. Do not buy books that do not need to use for a short period of time - until you make from the library instead.<br />
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19. Making what your school has to offer in terms of activities rather than spending money on going out. Many universities have a variety of museums, movie nights offer and other social events for cheaper or sometimes free.<br />
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20. Skip faces spring and summer travel - look at alternatives, volunteering instead.<br />
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21. Wait to get a pet until after college - a pet can be very costly. Not only do you have another mouth to feed, but the vet bills are expensive. If you love animals, there are many shelters that need volunteers.<br />
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22. Go to class. You are paying for it and jump is like throwing money out the window!<br />
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23. Drink water. It's free and better for you, anyway.<br />
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24. Make your own coffee. While coffee shops are convenient, they charge high prices really add up over time.<br />
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25. Open a savings account that earns interest. Credit unions have fewer fees and are ideal for students.<br />
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26. The use of a free tool to equal the budget calculator FinAid student or offered by Mint.com, to keep track of your finances. It is harder to be frivolous when you see where your money goes.<br />
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27. Never take out a loan for anything that is related to your education.<br />
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28. Do not buy music. Use free services like Spotify or Pandora offers.<br />
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29. Look in-class requirements and options to test classes. Why pay for a class that could easily be put to test?<br />
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30. Consider becoming a resident advisor. Many receive free room and board.<br />
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31. Avoid items brand buying the brand. Buy generic items whenever possible. They are exactly the same item at a very reduced price. You can even check the ingredients to make!<br />
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Luka Amigohttp://www.blogger.com/profile/12352413784482119725noreply@blogger.com0tag:blogger.com,1999:blog-8957328852827167182.post-85178365215936485802020-03-28T01:30:00.000+07:002020-04-16T14:26:25.867+07:00Unusual Most Creative Ways To Save Money for Travel<div dir="ltr" style="text-align: left;" trbidi="on">
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If you're like me you've already read about 8 billion articles on how to save money for travel. Most article's money-saving travel tips offer tips on cutting your expenses. Yes, everything is good advice, but it's all so boring.<br />
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Cut cafes and doing overtime at work is well along, but it's hard to keep that momentum for months or even years it takes to save for a great trip.<br />
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So I've come up with some alternatives for fun and a <u>little unusual to save money for travel </u>or its subtle language <u>creative ways to save money for vacation</u> ...<br />
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<a name='more'></a><h3 style="text-align: left;">
Go vegetable</h3>
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If you like meat, then this will never be an option, but if it could be easily influenced Camp Veggie read on ...<br />
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Did you know that the average vegetarian saves about $ 750 a year (about £ 510) in their food bills? There are benefits to health and the environment as well, so it could be healthier, it helps the planet and save enough money for a decent holiday!<br />
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Make a challenge set</h3>
Did I found out about The Uniform Project? It was when a woman wearing a black dress for a year to promote a sustainable manner. She ended up raising more than $ 100,000 but also increased the awareness of women around the world about how much money to spend unnecessarily on clothing.<br />
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Managed to style LBD is a new and unique almost daily and looked amazing all year. The average woman spends £ 588 on clothes each year, which is once again enough for a big party!<br />
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Start a club 'Come Dine with Me'</h3>
<u>Little ways to save money</u> on eating out by starting your own club Come dine with me. Get a group of friends and take turns to host a dinner party every week. a lot of money will be saved and probably have more fun too.<br />
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Start a different kind of club</h3>
I do not know why, but being in a club makes things look much more fun. It also means that people are more likely to commit to a specific time and date and will not flake out at the last minute.<br />
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To start a book club, a running club, a night club theater, a wine club Wednesday, a club walk the dog, a night club to take on Friday. Starting any type of club that will keep him away from the more expensive things like bars, restaurants, shops, cinemas, and nightclubs. You may even want to start a travel club to meet and plan your next adventure ...<br />
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Ditch the gym and switch to a fitness program DIY</h3>
Waste of an average person £ 480 in unused gym memberships. I do not have any statistics for this, but I'm sure the people who just go running and do a workout at home twice a week are probably more fit.<br />
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Achieved on eBay and buy some workout DVDs to do in your living room. Some DVDs are training hard so I get fit and save enough for a holiday too! <u>"the other clever money tips"</u><br />
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Switching to a pay as you go mobile</h3>
If the phone is coming to the end of his contract and there is nothing wrong with your phone and then consider going old school with a pay as you go SIM.<br />
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Waste an average of 200 pounds a year for being on the wrong mobile tariff. In fact, I think I lose even more because I'm usually somewhere with wifi, so you can easily make calls and send messages via WiFi.<br />
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Do not use coupons or money codes</h3>
You may feel like you're getting a deal with a coupon but they simply encourage buying something that probably would not have bought in the first place. Yes, he put on a 20% haircut, but he did not need a haircut for 5 weeks.<br />
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Stay away from large buyers</h3>
We all have a couple of friends splashing the cash as if they had planted a money tree. Maybe they have a lot of money, but unless you are sharing the wealth and then end up encouraging everyone around her more than to spend what they have.<br />
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It's hard to <u>save money</u> when your friends are constantly buying new clothes and eat so stick to their more frugal friends to save money.<br />
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Go cold turkey</h3>
Did I hear the Pasa Nada Year? It was a project when two friends decided to save money by spending nothing - literally bought nothing but absolute essentials they needed to live. They took frugality to a whole new level but also learned they can live happily without all the crap we surround ourselves.<br />
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I did this when I lived in a caravan in Australia. Everything we buy food and fuel was quickly realized that 'things' do not make you happy.<br />
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Do you have any advice for more unusual ways (and not insanely boring) to <a href="https://thetravelhack.com/travel-tips/unusual-ways-save-money-travel/" rel="nofollow" target="_blank">save money</a>?</div>
Luka Amigohttp://www.blogger.com/profile/12352413784482119725noreply@blogger.com0tag:blogger.com,1999:blog-8957328852827167182.post-41986885294836553372020-03-27T23:30:00.000+07:002020-04-16T14:57:29.350+07:007 Tips For Spending Wisely Include<div dir="ltr" style="text-align: left;" trbidi="on">
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For some people, financial problems are due to not bring enough money. For many others, however, the problem is not spending money wisely or spending more money than they do.<br />
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According to Time, almost 73% of Americans die in debt.<br />
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In this article, let's take a look at 7 <u>simple money management tips</u> you can start better to spend the money you earn in order to help you achieve your financial goals.<br />
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<a name='more'></a><h3 style="text-align: left;">
1. Keep track of your finances</h3>
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Before you can start figuring out <u>how to spend money wisely </u>and more intelligently, you must first understand where your money goes. Make a budget and track both your income and expenses. Once you know where your money goes, you can start looking for opportunities where it could be better spent.<br />
<h3 style="text-align: left;">
2. Think about the long term benefits and disadvantages of shopping</h3>
Too many purchases are impulsive decisions. While this is fine when it comes to a chocolate bar $ 1 in the supermarket, it becomes a problem for large purchases. <u>Quick financial tips</u> before you buy anything, think about how it will affect you in the future.<br />
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How long will it last? Are you going to put you in debt? It is the value you will get out of it over her lifetime value cost?<br />
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These are questions you can use to determine whether something is really worth buying.<br />
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3. Only put money on your credit card if you can afford to pay each month</h3>
<u>Why should you have an emergency fund like a credit card</u>? Credit cards are not inherently an obstacle in their finances. After all, they are convenient and many cards offer cash back on purchases. However, you should only spend money on your credit card if you are able to fully pay off the end of the month.<br />
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If you pay the balance on your credit card every month, you will not incur financial expenses and essentially be the same as cash. If you do not pay off your balance each month, however, interest can quickly spiral out of control.<br />
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4. Stop trying to impress others</h3>
The average person spends too much money just trying to maintain an image. Luxury car brand clothing, much of what we buy has more to do with impressing others than it does to do with buying something they really want and enjoy.<br />
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However, "Keeping Up With the Joneses" is a costly and unnecessary search. Buy the things you enjoy yourself and not fall prey to the feeling that you have to spend money in order to impress others.<br />
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5. Find out what habits drain your budget</h3>
The next steps to financial management After you start tracking your finances, you can start searching for habits that can deplete your budget. These habits may include expensive hobbies, eating out too much, spending too much money on clothes, or any number of other financial drains.<br />
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Once you figure out what habits are eating large portions of their income, you can then assess whether these habits are really necessary.<br />
<h3 style="text-align: left;">
6. Learning to assess savings on products</h3>
Some people are naturally good to <i><b>save money</b></i> and get the enjoyment of growing your wealth. For others, money is something that the time you get your hands is spent, and everything feels like a missed opportunity.<br />
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If you are in the second field, try to adopt a mindset that saving settings on products. In the end, the money invested or saved money almost always benefit your life more than the money spent on products to wear out or become uninteresting little time at all.<br />
<h3 style="text-align: left;">
7. Start investing early</h3>
<a href="https://www.ruleoneinvesting.com/blog/financial-control/spending-money-wisely/" rel="nofollow" target="_blank"><b><i>Spending your money wisely</i></b>,</a> not just to avoid unnecessary purchases - it also requires that you take the money you save and put it towards things that will help you achieve your financial goals. With this in mind, there is no such thing as investment starting too early or too little investment.<br />
<br />
No matter how young (or old) who are or how little money you have to invest, put your money in quality companies that will grow in value as time passes is always a wise use of their income.</div>
Luka Amigohttp://www.blogger.com/profile/12352413784482119725noreply@blogger.com0tag:blogger.com,1999:blog-8957328852827167182.post-26643307738591405182020-03-27T22:00:00.000+07:002020-04-16T15:13:11.300+07:007 Funny Money Saving Tips<div dir="ltr" style="text-align: left;" trbidi="on">
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<u><i>Saving money</i></u> is like a diet. If you save for a big purchase or just want to get accustomed to a frugal lifestyle, you have to be strong and learn to say "no" to yourself.<br />
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But it is worth taking everything so seriously and make a big deal out of it? Remember that good to say? If you can not change the situation, change your attitude towards it!<br />
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If for some reason you can not get a short term loan online Money Personal Service and current situation requires a change in your financial behavior, try these fun <b><i>creative ways to save money tips </i></b>and save some cash and have a good time!<br />
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Tip # 1: Freezing your credit cards</h3>
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No, not just call the bank and tell them you will not use your credit card for a while. You just have to put your credit cards in cold water and ice! You Have Heard some people obsessed with doing the same chocolate, chocolate is frozen so then they have to wait to eat? Very uncomfortable, is not it? If your credit is far from perfect, learn to improve quickly.<br />
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Tip # 2: Exit without a portfolio</h3>
Not do it too often!) Your friends will not like it, even if it is sometimes it said that they forgot his wallet at home so you will have to make many new friends. But you can try to leave without a portfolio to see what you can do for free! Make sure there is plenty to do, especially in the city center. Chances are, there are some entertainment and fairs where you can try products for free.<br />
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Tip # 3: Go to the grocery store for lunch</h3>
As one of the many ways to save money in a grocery store, you can take advantage of food samples. If you do not mind other people trying food around, it can be a <u>creative way to save money</u> a few dollars. Along with the money saved, you can try something new and get new impressions and ideas for your home kitchen.<br />
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Tip # 4: Additional packages Pickup restaurants</h3>
Well, maybe it's not really in restaurants, but when you're in a cafe, why not take some packets of sugar, salt, pepper and ketchup with you? You never know when you may need some of it! Also, do not forget napkins and plastic accessories! For example, if each time you get coffee to take additional packages of sugar with you, you can discover one day that you have enough and jump to buy it in a store!<br />
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Tip # 5: Pictures do your refrigerator after shopping</h3>
After grocery shopping, put everything in the refrigerator and take a picture. Next time you go shopping you to take a look at the picture and you already know what to buy! This saves your time and money, because if you are going to do a little self-control that will buy anything extra!<br />
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Tip # 6: Use coupons on a date</h3>
Ignore this <b><i>clever money tips</i></b> advice if you have an important date with someone you really like and their relationship has a long-term perspective. But if it's just a meeting, then you can take advantage of vouchers and coupons, go to a nice place and <a href="https://personalmoneyservice.com/7-funny-money-saving-tips/" target="_blank">save some money!</a> That's when you can get a good meal and pay less.<br />
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Tip # 7: Make your hair/makeup for free</h3>
There are many beauty schools and students do not need models to show the results of their study. Check these online schools and see if they need models haircuts, makeup, nails or other beauty procedures. Sometimes you can make absolutely free and sometimes with a very good discount. In any case, it is much cheaper than going to a regular beauty salon!</div>
Luka Amigohttp://www.blogger.com/profile/12352413784482119725noreply@blogger.com0tag:blogger.com,1999:blog-8957328852827167182.post-7374759756045015742020-03-27T13:30:00.000+07:002020-04-17T01:32:15.476+07:0012 New Year money saving tips for student<div dir="ltr" style="text-align: left;" trbidi="on">
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It has drained your bank balance Christmas? Or just you want to avoid money problems last year this time? Detoxification of your finances with this money makeover.<br />
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Ah, Christmas. There is nothing else like washing your finances. Once you've factored in-home travel, gifts, and pranks New Year will be lucky if you can afford the back of the train to uni.<br />
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However, never fear. January is the perfect time to replenish its bank account and give bad money habits of the past year 'New Year, which dis?' attitude.<br />
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These are the nine best ways to nail their <b><i>New Year's resolutions to save money</i></b>. January sales are often the right time to offer a number of inexpensive items.<br />
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<a name='more'></a>If your New Year's resolution is to save money, here are the best ways to do this:<br />
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Accept the challenge of saving money New Year</h3>
It's easy to want to save money, but actually doing it is much more difficult. Fortunately, the challenges savings make everything much easier - and, dare we say, a little bit fun.<br />
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Our favorite challenge to start in January is the challenge 1p savings, as the name suggests, it starts with you to save a solitary penny. On the second day, it gets away 2p, on the third day, 3p, and so on. During the day 365, they have saved you a total of £ 667.95 (or £ 671.61 in a leap year)!<br />
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While the technical challenge <u>money saving plan for students</u> can start at any time of the year, the fact that it takes an entire half a year is best used as a New Year's resolution.<br />
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Exchange their unwanted gifts</h3>
Now, we're not saying you should be ungrateful - any gift is precious to receive. However, you can not deny that sometimes wrap a present and think "what am I going to do with this?".<br />
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Your first point of contact should be thinking about how you can use what you have. For example, if you have a Great bridge is not too interested in, why not keep it as something to wear while cleaning to prevent bleach stains on your favorite clothes?<br />
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If you can not find a use for unwanted gifts, now is the time to think about selling it. We have a couple of great guides in selling clothes online and take advantage of the maximum money from eBay, but towards the Facebook market or sell directly to a friend can work just as well.<br />
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Alternatively, you may well be able to get a refund from the store-bought. Stores do not have to recover these if they are not defective, but if you have a receipt (or have the courage to ask for it from the gift-giver), you probably cut some slack. Check the return policy first and read about your rights as a consumer to know if you can give something back.<br />
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Or, why not give the gift to a charity shop? It is true that the game is not really your money-saving New Year's resolutions, but it is an admirable thing to do and could make someone very happy.<br />
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Start a regular budget</h3>
<u>Budgeting tips for students</u> really is the best way to stay on top of your finances - and what better time to start than in the new year?<br />
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A good way to improve your budget is to get into the habit of Prepping food. To help, we have developed an eating plan that could reduce the cost of your meals and snacks at about £ 2.70 per day!<br />
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And our budgets as a student guide has everything you need to know about starting your own budget. It even includes a spreadsheet budgeting pre-made - all you need to do is put in your numbers, and we will do all the calculations for you.<br />
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If you want to avoid at all costs Excel, why not join a bank-based application? While these are not technically prepaid cards, there is nothing to stop you from using them this way - in other words, the transfer of a fixed amount of cash to the account of each week/month and use that as the amount budgeted to spend money.<br />
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Put your student loan in a savings account</h3>
With financing payments landing students around, get on the case to make it last. If you have other income to survive on, hide your loan at a high-interest savings account or ISA to earn extra interest. Or try one of these robots' automatic savings (many of which also can make manual deposits).<br />
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Of course, the longer you can touch the money, the more you can earn - so do now to boost your vacation fund.<br />
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You can take advantage of any extra money you get - not just funding the student. If you turn a profit unwanted gift, use it to increase your savings fund. And if you can not stretch to put all your loan away, creating a budget can help find some pennies to spare.<br />
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Get cheap insurance for your new appliances</h3>
If Santa left high-end appliances under your tree, make sure it remains safe. Check what your contents insurance covers and, above all, when you go and not pay.<br />
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If your new toys are not covered for loss, theft or accidental damage (inside and outside the house), you may need extra protection - but take a phone shop insurance with a pinch of salt.<br />
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You can get cheap mobile insurance with a third party vendor, such as protectyourbubble.com, or you might even have it included with your bank account. Ultimately, insurance sold by phone shops should be avoided because it tends to be too expensive massively.<br />
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Save money on accounts in the January sales</h3>
Not only are standard retail prices are cut at the beginning of the year - you can also pick up some amazing deals on their accounts in the January sales too!<br />
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Broadband is one of the most obvious, but do not fret if your contract is not up for renewal yet. Providers are very interested in getting more customers on board as possible (especially when it means stealing them from competitors), so if you find a good deal, worth asking suppliers if they are to buy out his contract existing.<br />
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The same goes for mobile phone contracts. Although the date of termination of your contract may still be a way off, there is no harm in the new network signals and asking them to buy you out of your contract exists.<br />
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And regardless of the bill in question if the new provider is not willing to buy out his contract existing, should always talk to your existing network to see if you can get a cheaper deal.<br />
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All you need to do is ring them, let them know this incredible offer that you saw and how you're considering leaving, and probably will try to bring on board.<br />
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Worried that you will not be able to persuade a company to give you what you want? Our guide for haggling is here to help.<br />
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Start planning your vacation</h3>
The return to the blues uni can bite hard, why not give something to look forward to? Whether it's a holiday abroad or festival fun, <a href="https://www.savethestudent.org/money/student-budgeting/7-new-year-money-savers-to-act-on-now.html" rel="nofollow" target="_blank">start saving now</a>.<br />
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Remember that if you save constantly, you can get away with distance squirreling less cash on each deposit. This must mean he does not feel the blow so hard and does not miss the extra money as much.<br />
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Also, read <a href="https://10moneytips.blogspot.com/2020/04/6-tips-to-save-money-on-holiday-in-tokyo.html" target="_blank">6 Tips to Save Money on Holiday in Tokyo </a><br />
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And just because January is that you not say it's too early to start looking for cheap travel, either. The best are sold first, so if you are sure you have found a bargain, do not let it slip away.<br />
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Ahead of the travel book</h3>
Conveniently (for pocket) Easter holiday is timely for rail and bus fares cheaper if you book.<br />
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While you're at it, find out if fertilizers, bus passes or three years railcard will save a lot in the long run. If so, which one is going to go for, grab now!<br />
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Having a clearout and sell unused items</h3>
The new year is the perfect time to take a look through their things and find everything you no longer wear or use, and sell them. This way, you will be able to declutter your room and earn a good income from it.<br />
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To get the most cash for your old stuff as possible, check out our useful guides for selling clothes and make money from old CDs, DVDs, games, and books.<br />
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You'd be surprised how many things you can sell online, from wine corks a roll of toilet paper old. If you consider that could be useful to someone, somewhere, stick on eBay.<br />
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Use sites cashback when you buy</h3>
If you do not already, it's definitely worth using the cashback sites as much as possible this year. Getting into the habit of using sites like TopCashback and Quidco to shopping online is a great way to save money, and is very easy to do.<br />
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In doing shopping through these sites, you can cashback on purchases of some major brands, including ASOS, Amazon and H & M, to name a few ... And you can even get cashback at the grocery store - have a read of our guide for more information.<br />
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Always check the offers and discount codes</h3>
And checking to see if you can get cashback in your store, also worth a look for better deals elsewhere and discount codes before making any purchase.<br />
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If you think you could have done more to find the best deals last year, now is the ideal time to make a change. Taking just a little longer with their purchases and looking for better prices whenever possible you could really save you money this year.<br />
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Also, read <a href="https://10moneytips.blogspot.com/2020/03/unusual-tips-to-save-money-for-high-students.html" target="_blank">31 Unusual Tips to Save Money for High School Students</a><br />
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The same applies to eat out - restaurants often have great discounts and offer that are advertised online, so be sure to take a look before heading out to any meals.<br />
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To keep up with the best bargains, you can check our offers, join our Facebook group and sign up for our weekly newsletter.<br />
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Find out if you qualify for additional financial assistance</h3>
If the term ahead is looking particularly grim, there is additional financial support out there when you know where to look. First, you need to check with your financial advisor uni to find out what is happening in cash locally.<br />
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You could also have a look at turn2us.org to see if there is any benefit or charitable donations is entitled - you'd be surprised how unusual scholarships and funds you may be eligible for!<br />
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Of course, failing that, there are the less interesting scholarships (but still financially lucrative) regular, supports and scholarships that are worth looking into as well.</div>
Luka Amigohttp://www.blogger.com/profile/12352413784482119725noreply@blogger.com0tag:blogger.com,1999:blog-8957328852827167182.post-20048273867753376662020-03-26T19:00:00.000+07:002020-04-17T03:04:05.061+07:0010 Frugal Living Tips 2020<div dir="ltr" style="text-align: left;" trbidi="on">
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For most out of your money, here are some <b><i>best frugal living tips</i></b> that can span frugal life. Apply and find that you spend less and save more.<br />
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Live within your means and prosper financially making some simple adjustments and develop some important habits.<br />
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There are plenty of ways to save money, but the points covered in this article will help you develop the right mindset and focus on the things that really make a difference.<br />
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<a name='more'></a>1. Choose Your Priorities</h3>
<b><i>How to save money when you are already frugal</i></b>?? Having a frugal lifestyle does not mean you can not spend money on anything. Instead of trying to minimize or reduce all costs, be sure you know what is most important to you (and your family, if applicable).<br />
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It's okay to spend money on things that are important to you, and things that can really improve your life. When your priorities are known, also you know about things that do not matter much to you, and that is where you can save.<br />
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Do what you can to save money on things that are not a big problem for you, and you will have more money for the use of their priorities.<br />
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all priorities are different. What matters most to me, may not matter at all to you, and vice versa. The keys are to know how you want to prioritize your money and be willing to make changes in other areas.<br />
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2. Create a budget and track your spending</h3>
If you want to get the most out of your money, you need the <u>frugal living challenge</u> to have control over your spending. One of the best ways to take control of your finances is to create a budget.<br />
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The budget is like a curse word for some people, but it really need not be so bad.<br />
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Actually, the budget goes hand in hand with the choice of priorities. Once you know your priorities, and also things that are not important to you, you can create a budget with this in mind. rear balance in things that do not matter much to you, and have more of their priorities. Budgets give you control over how you spend your money.<br />
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If you need help creating a budget, be sure to see my article How to create a workable budget, which will lead through the process. You can also get a free budget sheet/template by entering your email address below.<br />
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Once you've created your budget, make sure you also keep track of your expenses to make sure you're staying within the budget.<br />
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Tracking expenses may seem like a tedious task, but it can actually be very useful to keep the motivation with money management. In addition, you can use an application such as personal capital to make it easier.<br />
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3. Track net value</h3>
About a year ago, I started tracking my heritage, and I wish I had done it before. There are many reasons why you should keep track of your net worth, and one of them is to help you keep your overall financial situation in mind.<br />
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Since I started tracking my heritage, I began to think about how each financial decision will have an impact on the value of my network. You'll see the importance of their decisions and how they affect the big picture, either positively or negatively.<br />
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Now that I have the big picture in mind on a regular basis, I have become more frugal with my expenses just because I see the consequences.<br />
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Track your net worth it may sound complicated or time-consuming, but it is actually very simple. Personal Capital is a free application that does the work for you. All you need to do is sign up, and then link it to your financial accounts. A few minutes you may have to set up and track your net worth.<br />
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4. Wait for purchases</h3>
Get into the habit of waiting at least 24-48 hours for all unnecessary purchases. This habit will help you avoid impulse spending leading to buyer remorse.<br />
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Take time to think about shopping, make sure you really want or need the item, and be sure it is a good use of your money.<br />
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I caught this habit for years and has helped me countless times. In fact, most of the time I decide I do not really want or need what I was considering buying.<br />
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5. Find "easy wins"</h3>
easy wins are simple ways to save money (or make extra money) with little or no effort on your part. They will not negatively impact your life, so much to like about easy victories.<br />
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Find a couple of easy wins you can free up a lot of room in your budget, especially if they involve monthly or annual invoices.<br />
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Since we all have different priorities, which can be an easy win for one person may be a major sacrifice for someone else. The key is to find some easy ways to save on things that do not really matter much to you.<br />
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For example, here are 3 of the greatest victories have found easier than in recent years:<br />
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Choosing a cheap cell phone. I used to have the best and newest phone every couple of years, but I realized I did not even use or care about any of the bells and whistles. Now I get a cheap phone with basic functionality and use it until it stops working.<br />
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I save a few hundred dollars per year. Go with a wireless service provider discount. My wife and I cut our monthly bill for cellular coverage in a medium for change away from one of the leading operators. Now we have Cricket Wireless and coverage is not as good, but only pay half.<br />
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Get rid of cable television. We save hundreds each year using Netflix for most of our television. Also, I get a sling subscription for part of the year during the football season. See our list of the best alternative cable.<br />
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6. Take advantage of Perks</h3>
There are a lot of different benefits available, such as:<br />
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credit card cashback and rewards<br />
Cashback applications such as Rakuten and Ibotta<br />
Loyalty programs<br />
Free money offers (see our free money)<br />
Discounts or member associations<br />
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Those are some of the most common benefits, but there are plenty of other possibilities as well. These things may seem insignificant, but they really add up. I have my own process to maximize rewards credit card and get a good chunk of money back every year.<br />
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Many people also travel for free or very cheap thanks to piracy travel rewards credit cards and miles (see our list of the best travel rewards credit cards). He had heard of Ebates (now called Rakuten) a few years ago but never used it because I do not think it was the effort.<br />
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I'm glad I decided to try it because it is very easy, almost effortless and saves a lot of money. My wife and I will save a few hundred dollars this year thanks to Rakuten.<br />
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7. Check your recurring bills</h3>
When you are looking to reduce spending and increase their savings rate, looking at your recurring bills and subscriptions is a good idea. Any money you can save on a draft recurring bill will put more money in your pocket every month, instead of saving money once.<br />
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You may cancel a subscription or work to reduce the amount of the invoice. Depending on the type of bill, you may go with a cheaper plan or negotiate a better rate.<br />
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Some accounts common than you may be able to remove include:<br />
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Gym membership<br />
magazine subscriptions or website<br />
Satellite or cable<br />
any service that does not use or need<br />
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8. Purchase used, when it makes sense</h3>
Many of the things you need can be purchased as used. Sometimes the biggest challenge is just the mentality of looking for a used item instead of going to a store custom.<br />
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Things like clothing, furniture, household items, toys, children's and baby, sporting goods, games, tools and electronic equipment can be purchased even used for a fraction of the cost.<br />
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If you are looking for used items you can go to thrift stores, flea markets, auctions, and garage sales. There are also a number of websites such as Craigslist, the market for Facebook, eBay, and let go that are excellent resources for finding great deals. Specifically for clothes, sites such as the exchange and thredUP are also great places to look.<br />
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Get in the habit of buying used, and find that you can save a lot of money.<br />
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9. Lives in a modest house</h3>
Housing is a big expense, regardless of whether they rent or own. One of the biggest financial mistakes you can make is to buy a house that costs more than you can afford.<br />
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Living within (or below) your means is a key principle for frugality. That does not mean you have to live in a small house, but do not spend a lot simply because the bank or mortgage lender will approve by a specific amount.<br />
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Of course, what you qualify a home as "modest" will be affected by things like your income and assets. Make sure you can comfortably afford their housing costs, with plenty of room to breathe.<br />
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Another important <b><i>frugal home tips</i></b> factor is the place where you live. The amount you have to pay for a house (or rent) will be affected not only by what city and state you live in but even the exact area you choose.<br />
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→ Related reading: <a href="https://10moneytips.blogspot.com/2019/10/want-rich-quickly-and-have-house-do.html" target="_blank">Want ‘Rich' Quickly And Have A House? Do these 7 ways!</a><br />
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10. Buy an affordable car</h3>
Cars are an expense that breaks many budgets. If you look at a car as a status symbol, it is almost certain to pay more than necessary.<br />
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On the other hand, if you look at a car as a simple means of transportation, you probably spend much less.<br />
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Frugal many people choose to buy used cars, and some will tell you that buying a new car is always a waste of money.<br />
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When I was younger, I went through a couple of different used cars and was always putting money into them. The last two cars I've had (including the current drive) I bought new, and I do not regret it at all.<br />
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Buying a new car can be a good deal if:<br />
<br />
You buy a car at a low price range<br />
To avoid most of the options and upgrades<br />
To keep the car long before replacing it.<br />
I had a 2002 Saturn for 10 years. I bought new for $ 10,000 and put very little money in it for the 10 years I've owned.<br />
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My current car is a 2012 Mazda3 I paid around $ 15,000 for 2011. I've had for 8 years and I intend to keep it for a few more. I had $ 0 in unexpected expenses that car.<br />
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You may have been able to pay a little less for a used car, but the tranquility of having a new car worth something to me. That's partly because my last used car left me stranded 300 miles from home for 3 days.<br />
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My next car will probably be something new and reasonable, you can afford to buy with cash.<br />
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Regardless of whether you choose a new or used car, the important part is to go with an affordable car and keep it long before replacing it.<br />
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11. Reuse</h3>
Another key principle of frugal living is the reuse, whenever possible. This may involve using things twice, back end, or buying reusable items rather than disposable items.<br />
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There are plenty of ways you can put this into practice and save money, especially in the kitchen. Here are just a few ideas:<br />
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food containers reusable glass<br />
Water Bottle<br />
Microfiber cleaning cloths<br />
drying wool balls (instead of fabric softener sheets)<br />
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12. Look for low-cost entertainment</h3>
One way to save money is to find cheap or free things to do rather than spending a lot of money on entertainment. Whether you are single, in a relationship, or have a whole family to entertain, there are plenty of possibilities.<br />
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That does not mean you should never spend money on entertainment, but use free or cheap options most of the time. Things like going to a park, hiking, cycling, and play all be excellent choices.<br />
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→ Related reading: <a href="https://10moneytips.blogspot.com/2020/03/10-easy-money-saving-tips-ideas-for-2020.html" target="_blank">10 easy money-saving tips ideas for 2020</a><br />
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13. Avoid clutter</h3>
<a href="https://vitaldollar.com/frugal-living-tips/" target="_blank">Frugality</a> and minimalism often go hand in hand but do not have to be a minimalist to appreciate having less clutter. Get rid of the clutter in your home can help you realize that you do not need a lot of things, which can result in buying less stuff.<br />
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In addition, you can make some money in the process of getting rid of your clutter. Many of those things that you put around your house can be sold.<br />
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See my article 17 of applications and websites to help you sell your stuff to find some great resources to help you earn money and declutter.<br />
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14. Minimize food costs</h3>
Food is another important part of the budget. Your food expenses can vary greatly depending on the number of meals you eat in restaurants and how you do your grocery shopping.<br />
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For many people, food is a category of easy budget to reduce. Here are some ways for them to reduce their food expenses every month:<br />
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Eat fewer meals in restaurants<br />
Pack your lunch<br />
Shop at discount stores<br />
Buy white marks<br />
For a lot of actionable tips that can help you in these areas, see my articles 30 brilliant ways to save money on groceries and 15 easy ways to save money on restaurants.<br />
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→ Related reading: <a href="https://10moneytips.blogspot.com/2020/04/top-5-tips-how-to-save-food.html" target="_blank">Top 5 Tips on how to save food, money, and planets</a><br />
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15. Embrace small gains</h3>
If you are trying to live a lifestyle more frugal and that is just the beginning, it's easy to feel overwhelmed with so many different things. Do not feel like you have to master everything at once. Take baby steps and embrace even small improvements and profits.<br />
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Nobody's going to spend the time to be too frugal perfectly immediately. Focus on one area at a time, develop habits that stay with you, and then work to add something else to it.<br />
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Start at the beginning by clarifying priorities and creating a budget. Then work on reducing expenditure in the budget one at a time.</div>
Luka Amigohttp://www.blogger.com/profile/12352413784482119725noreply@blogger.com0tag:blogger.com,1999:blog-8957328852827167182.post-64653373570046727412020-03-26T17:30:00.000+07:002020-04-17T04:17:20.877+07:0010 Easy Ways To Save On Everyday Expenses<div dir="ltr" style="text-align: left;" trbidi="on">
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One of the biggest challenges in personal finance is to find ways to spend less money - and one of the best ways to accomplish this is to reduce your monthly expenses.<br />
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Although some of our regular bills may seem small and insignificant on their own, the cumulative effect can be very large - and become a great resource for our resources.<br />
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10 ways to cut monthly expenses</h3>
To reduce the minimum damage on a monthly basis, many people are looking for ways to cut costs that are easy to implement and effective. Here are some <b>ways to save money you</b> can try one by one without too much trouble, but offering large sums of cash savings over time.<br />
How to save money on transportation<br />
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Let's face it: The cars are money pits. Not only lose their value constantly but also devour fuel per gallon and require all kinds of expensive maintenance.<br />
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Between car payments and interest, insurance, gasoline, maintenance, and other costs, AAA calculates the price of owning a car in more than $ 8,600 a year - and that even includes parking. So how can we <u><i>cut everyday expenses</i></u> and reduce the cost of cars in our monthly budget?<br />
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1. The use of public transport.</h3>
<u>How to reduce expenses and save money </u>on transportation, If you have access to public transport, you can save some money on gas, parking, and maintenance over time. For a small percentage of the cost of owning a vehicle that can go from one side of town to the next, to work and vice versa, and most important events. Whenever you are able to leave the car behind, you will save money.<br />
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And that's just the money saved on gas and maintenance and the like - you'll save a lot more if you are able to forgo the purchase of a car completely. travel services shared as Zipcar, Lyft and Uber make it easier than ever free car live in big cities, which you can rent a car or hire a stroll through the occasional term Costco, night out or a day trip to the country.<br />
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I used this strategy myself: During my earlier days, I used only public transportation to get around and save money, and it was even painful to add a car to my monthly finances.<br />
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2. Sell a vehicle.</h3>
If a vehicle you own is rarely used, consider selling it. At least, you will save money on insurance. If you are able to get the market price of your car, you could also use the proceeds to bolster your savings account or pay the high-interest debt.<br />
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3. Carpool to work.</h3>
If you have the opportunity to share a ride to and from work with someone else, you can significantly reduce wear and tear on your car, save on gas, and take advantage of the outstanding tracks that could make it easier to get to work.<br />
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4. Keep tires properly inflated their cars.</h3>
Once a month, a stop at a local service station offering the outdoors and check the air pressure in car tires. If you are not inflated to the PSI optimum, fill each at the maximum recommended amount as indicated in the manual. Every two psi air you are able to add to your tires can improve gas mileage by 1%.<br />
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At any time you can reduce the amount of money you owe, which will help you reduce your monthly expenses in progress. To start, payment of debt means fewer monthly bills to pay, leaving you more money to save. Here are some ways to reduce debt and save money over time.<br />
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→ Related reading:<a href="https://10moneytips.blogspot.com/2020/03/10-frugal-living-tips-2020.html" target="_blank">10 Frugal Living Tips 2020</a><br />
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5. Refinance your home and/or car.</h3>
If you think <u>ways to save money on a tight budget,</u> you may be eligible to refinance your mortgage at a lower rate, contact some lending institutions. Lock in a lower rate of interest can not only save money over the life of the loan but can also reduce your monthly payment and increase your monthly cash flow.<br />
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In the same way, if your credit has improved since the first acquisition of the vehicle, you may now qualify for a better interest rate, so it could be worth refinancing your car loan as well.<br />
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6. Consolidate your student loans.</h3>
<u>How to save money every day as a student??</u> If your student loans are locked in a high-interest rate, to find out whether it makes sense to consolidate some or all of them. While this is not the silver bullet shield it used to be now that most federal loans have fixed rates if you find a good choice consolidation loan could save money each month.<br />
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→ Related reading:<a href="https://10moneytips.blogspot.com/2020/03/7-tips-for-spending-wisely-include.html" target="_blank">7 Tips For Spending Wisely Include</a><br />
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7. Consolidate your debts using a balance transfer card or a personal loan.</h3>
If you are carrying debt with a high-interest rate, a balance transfer and <i>cut everyday expenses</i> can be a good choice. The best balance transfer cards offer benefits such as 0% APR for up to 18 months - and some even offer rewards programs. Taking advantage of a 0% APR offer can help you pay your debt and <a href="https://www.thesimpledollar.com/save-money/trimming-the-fat-forty-ways-to-reduce-your-monthly-required-spending/" target="_blank">save some money on interest</a>. Just be sure to factor in the balance transfer rates, and payment for all balance transfers during the introductory period, if possible.<br />
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If you have high balances on several credit cards, it can also make sense to use a debt consolidation loan. These loans will allow you to combine several high-interest debts into a personal loan, which ideally has a lower interest rate than your current debts and allows you to pay off your debt faster. As with the balance transfer cards, be sure to take into account the rates in advance and make your monthly payments on time.<br />
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Check your personal loan rates</h2>
Answer some questions to see what personal loans you pre-qualify. The process is quick and easy and will have no impact on your credit score.<br />
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8. To request a reduction in the rate of the credit card.</h3>
If you have a fairly large balance on your credit card, call your credit card company and request a rate reduction. If you pay your bill on time each month, you may be willing to negotiate. If they are not going to go for it, get a balance transfer 0% to another card with a lower rate. If you have a history of late payments, a credit card for bad credit can help rebuild your credit score and qualify for cards with better rewards and lower rates in the future.<br />
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9. Subscribe to automatic payment plan debts.</h3>
Many installation plans, particularly those related to student loans offer a reduced interest rate if you sign up for automatic monthly billing. Never pass these up - not only automatically save money each month, but they are also incredibly convenient and ensure that a payment is not lost or incurring a late fee. If you have any installment payment (including student loan debt), see if the offer is available to you.<br />
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→ Related reading:<a href="https://10moneytips.blogspot.com/2020/02/5-financial-new-years-resolutions-you-Can-Actually-Stick-To.html" target="_blank">5 Financial Resolutions in the New Year that you can do</a><br />
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10. Sell unused items.</h3>
Dig through your closets or attic and appearance of items that no longer use may have value, then sell them on eBay or Craigslist. You can then use the money they bring to repay debt and put it behind you once and for all. I've done it myself with a number of items, including my collection of baseball cards, when my debt became almost unmanageable.</div>
Luka Amigohttp://www.blogger.com/profile/12352413784482119725noreply@blogger.com0tag:blogger.com,1999:blog-8957328852827167182.post-46987285459245272442020-03-26T01:49:00.000+07:002020-04-17T04:48:13.908+07:0010 easy money saving tips ideas for 2020<div dir="ltr" style="text-align: left;" trbidi="on">
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If you had a medical emergency or car blew a tire, would you have enough money saved to cover it? If your answer is no, you are definitely not alone.<br />
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In fact, nearly 28% of American adults have no savings, while only 25% have a fund called rainy day although it can not cover the value of maintenance costs three months, according to the recent Financial Security Index Bankrate.<br />
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<a name='more'></a>New Year's resolutions in everyone's mind, you may be thinking about how you can spend less and save more in the coming year. And while the intention is set is a great first step and one that may have done before, the most important part is actually following through with it beyond February 1 Here are some easy ways to keep track of saving money all the way to 2021 and beyond.<br />
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1. Have a goal</h3>
It is much more likely to change their spending habits if you are saving with something specific in mind. It could be something as big as a two-week vacation or a down payment on a house, in which case it may also mentally prepare for what will be more than marathon savings. If your focus is on (relatively) smaller items like a new laptop or winter computer layer, considered more of a sprint and once you achieve it, you must add something, big or small, to wishlist wish.<br />
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2. Track spending for non-essential</h3>
Regardless of the size of its sales goal is, you have to see where all your dollars go before we can calculate the amount you will be able to put away. To do this, on the first day of the next month, I look at what happened the previous month, putting the essentials and nonessentials in different buckets.<br />
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Essential are the costs (rent, student loans, payment of the car, groceries) relatively fixed, while non-essential is where you have some wiggle room entrances to think takeaways, concerts, those cafes with matcha milk afternoon.<br />
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Consider what might resign and commit to sticking to that money. For example, you can skip to carry twice a week and cook at home instead? What about dining out? If you're spending $ 300 a month on dinners, look for ways to shave $ 100. That could mean meet friends for a drink instead of directing its many less expensive restaurants.<br />
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As for the actual figure should be saving, 10% and 20% of their income each month is a good benchmark. You can also take the 50-30-20 rule, which calls for 50% of your take-home to go to the essential; 30% to unessential; and 20% to savings.<br />
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If the idea of spending closely monitoring seems too overwhelming, there are a number of applications that will do it for you for the link directly to your credit cards and bank accounts. Depending on the application you choose, you will be notified when in danger of overspending.<br />
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3. Get rid of high-interest debt</h3>
There is no one size fits all solution when it comes to high-interest debt, which is most commonly associated with credit cards. Assuming you have a good bit of money I safely in an emergency fund, high-interest debt is the first thing to deal with before reaching the goals of long-term savings. On the other hand, if you have no emergency fund to speak, start there before paying high-interest debts (one good target is to have at least three months of expenses saved).<br />
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The benefits of eliminating high-interest debt are two: The faster you pay down cost you less in finance charges. In addition, once the debt is paid off, you can put the amount paid each month into savings instead. The best part is feeling the pinch not since it is already used to putting that money away.<br />
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→ Related reading: <a href="https://10moneytips.blogspot.com/2020/03/what-is-ideal-amount-per-month-check-this-tips.html" target="_blank">What is the Ideal Amount Per Month? Check out these 7 tips so you don't waste</a><br />
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4. And Auto</h3>
Each month, schedule a recurring amount of money that is transferred regularly from your checking account to a savings account linked. This tactic frees you from having to remember to make a deposit and reduces the risk of spending money before it was saved. Even better: If possible, provide that part of your paycheck deposited directly into a savings account so you never reach your checking account at all. And if you have access to a retirement plan sponsored by the employer, make automatic contributions to that too.<br />
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5. Adhere to Rule 24 hours</h3>
We'd be willing to bet that you buy things online more than a store, which means that you also know how tempting and easy it is constantly visiting your favorite online store to see the latest inventory. (In fact, that "what's new" was put there with people like you in mind.) And even if you're not buying actively, it is difficult to think about your budget when a cute pair of shoes that follow all Instagram parts practically begging to be bought.<br />
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Solution or The <u>best way to save money</u> is to avoid compulsive shopping?? Impose a limit of 24 hours hitting the "buy" button after placing items in your shopping cart. It is very likely that the next day, you decide you do not need them, after all.<br />
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6. "The money found" no expense</h3>
Whether you are lucky enough to have grandparent's $ 100 gift for her birthday or typically receive a refund of the annual tax, it is best <u>financial tips for 2020 </u>to put this money into your savings goals rather than spending it. After all, that was not there before, so you never get lost. This applies to increases, too. Instead of spending more, but the difference in savings (though feel free to buy a small gift for celebration!).<br />
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→ Related reading: <a href="https://10moneytips.blogspot.com/2020/01/5-Tips-for-Saving-Money-When-You-Have-Low-Income.html" target="_blank">Five Tips for Saving Money When You Have Low Income</a><br />
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7. Consider the Tax Benefits Accounts</h3>
If your goals do not require the need for cash in the next one to three years, look at accounts that offer tax advantages. For long-term goals like college and retirement, the financing of accounts like a 529 plan education, Roth IRA or savings account health will give savings tax and allow you to grow money over time through investments. (Note that before opening new accounts, it is always good to consult with your tax advisor.)<br />
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For example, if you decide to invest in a Roth IRA, your contributions are not tax-deductible. However, they grow tax-free and can be withdrawn without being taxed after 59 and a half years. If you are at the beginning of his career, this could be a smart way to save because it is likely to be in a higher tax bracket when you're ready to make your withdrawals.<br />
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I cost savings for the future of your child's school? If you contribute to a 529 plan, the utility bill is not subject to federal taxes and generally not taxed by the state if it is spent on educational expenses such as tuition, fees, books, room, and board. (And depending on your state, you may claim a deduction or credit on your state taxes for their contribution, too.)<br />
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8. Do not go it alone</h3>
<u><a href="https://www.themuse.com/advice/money-saving-tips-new-year-2020" rel="nofollow" target="_blank">Creative ways to Saving money</a></u> is not always easy, if it were, it would not be so many articles written about it! But if you know a friend, family member or co-worker who also is trying to save, pairing can help motivate fulfill its plan. You can share progress, commiserate over obstacles, and have someone to lean on for support.<br />
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→ Related reading: <a href="https://10moneytips.blogspot.com/2019/11/5-tips-on-managing-finances.html" target="_blank">5 Tips on Managing Finances That Will Make You Never Feel Out Of Money</a></div>
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Luka Amigohttp://www.blogger.com/profile/12352413784482119725noreply@blogger.com0tag:blogger.com,1999:blog-8957328852827167182.post-29391696545796670832020-03-17T04:29:00.000+07:002020-03-17T04:29:57.116+07:00What is the Ideal Amount Per Month? Check out these 7 tips so you don't waste<div dir="ltr" style="text-align: left;" trbidi="on">
When getting wages, it is not uncommon for us to feel that we have the power and freedom to use these funds. This sometimes makes it easy for us to fall into bad shopping habits and take no responsibility or waste.<br />
<a name='more'></a><br />
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Launch SCMP, even though it is important to keep expenses if we want to have enough funds in old age. Many millionaires say the secret to building wealth is by suppressing living expenses.<br />
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Although, it is not always easy if we have below average income and have to bear debt and other financial burdens. The amount of income that must be spent, saved, invested also depends on the lifestyle we want to live now and in the future. As well as personal financial goals that we want to achieve.<br />
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Here are 7 indications that you have spent more money than you should as well as tips in order to reduce expenses:<br />
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<b> 1. The budget is based on salary</b><br />
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Expenses that we budget should not be based on the total salary earned, but after the salary is tax deducted.<br />
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If we budget money based on the amount before tax, chances are we are exaggerating the amount of money that can be spent.<br />
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Use a simple financial calculator to calculate monthly salary figures on take home pay and how much we spend each month.<br />
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<b> 2. Expenses exceeding income</b><br />
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The key to achieving financial stability is having more income than spending.<br />
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When we include all fixed expenses, ranging from rental housing, food to gym membership, the amount must not exceed monthly income.<br />
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If the amount exceeds income, then there are expenditure items that must be reduced so as not to have to owe.<br />
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For most people, especially with non-permanent income, managing financial inflows and outlines can be difficult.<br />
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However, this can be overcome by calculating the average income for the last 12 months.<br />
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If you want to be safer, use the lowest income for one year to become a benchmark of income. It is used to determine our spending limits.<br />
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<b> 3. Negative net worth</b><br />
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When our expenses exceed income, it may end up with a negative net worth in which we have more debt than the amount of income.<br />
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Many people experience it like in the United States.<br />
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For example, the Federal Reserve Bank of New York reported, in 2016 that around 15 percent of households in the United States had a net worth of zero or less.<br />
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For some people, filing for bankruptcy can overcome debt payments, but not all types of debt are written off in bankruptcy.<br />
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What's more, it can affect our ability to borrow money in the future. Devising a debt repayment plan might be a better choice.<br />
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<b> 4. Consistently owe with a credit card</b><br />
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The use of credit cards for all or most of our needs may indeed look fine, as long as we can pay off the balance in full every month.<br />
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If not, or we only make minimum payments, the remaining balance will continue to flower and grow exponentially.<br />
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Credit card debt does not mean bad, but it is a sure sign that we are actually spending money that we don't really have.<br />
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Consider consolidating our debt with a personal loan or a 0 percent balance transfer card.<br />
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<b> 5. Rents for residences exceed 30 percent of income after tax</b><br />
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A rough guide to housing rental budgets is 30 percent of income after tax.<br />
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For example, a person with a monthly salary of Rp. 7 million after tax deduction, ideally spent less than Rp. 2.1 million per month on living expenses.<br />
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This can be difficult to implement if we live in cities with high living costs, but this is a good benchmark for achieving financial independence.<br />
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<b> 6. Buy items to impress friends</b><br />
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If we buy tickets to each festival and participate in activities that spend money only because of friends, then it can make expenses swell.<br />
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Moreover, social media worsens spending because of uploads that show the high lifestyle of a person.<br />
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Even though we don't necessarily know the financial condition of each of our friends on social media. It could be worse, but they try to impress their followers on social media with uploads about "wow" lifestyles.<br />
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<b> 7. Not saving at all</b><br />
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Saving for retirement must always be part of our budget, even since we first worked.<br />
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Maybe we have convinced ourselves that we can't save because we don't make enough money or the cost of living is too high, but we may just spend too much money.<br />
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There are many useful applications that we can use to look carefully at expenses per month. So that it can help us choose one or more expenses to reduce or eliminate them altogether.</div>
Luka Amigohttp://www.blogger.com/profile/12352413784482119725noreply@blogger.com0